tag:blogger.com,1999:blog-71601396249279607892024-03-05T01:24:15.809-06:00Lyman's JourneyOur blog began as a journal of our decision to take a life changing journey by living in Panama, Costa Rica, Ecuador, Nicaragua and Mexico. In December, 2013, we made the final decision to live in Puerto Vallarta, MX, where we have resided since. So now the blog is a monthly posting of our monthly expenditures with dialogue of some of the monthly highlights. Please continue to follow along as this journey keeps unfolding! Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.comBlogger235125tag:blogger.com,1999:blog-7160139624927960789.post-90641686274787531172020-01-06T17:20:00.003-06:002020-01-06T17:28:09.283-06:00BUDGET UPDATE - YEAR END 2019<div style="font-family: quot; font-size: 16px; margin: 0px;">
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2019 came in with a roar & went out with a roar! Time in Paradise is amazing! </div>
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As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.</div>
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The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
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As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.</div>
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As of our renewal lease on September 1, 2019, our increased rent of 19,800 pesos/month does not include internet, TV, or electric. We pay for 50 mbp of download but get closer to 75 for internet.<br />
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As of June, I decided to make separate line items for all of our utilities rather than include them in our rental amount. Since we are paying for all of them, I thought it would be easier for people to understand.<br />
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Our Health Insurance is with VUMI. It's a Global policy and covers everywhere in the world EXCEPT U.S. We purchase travel insurance when we go to the U.S. We have the VUMI Bronze policy with a $2,500 deductible. We have no preexisting conditions. The premium is for both of us. We renewed August 1, so our premium will increase due to age. I'm 67 and Mike is 70.<br />
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Mike became the Chairperson for our local Democrats Abroad chapter. It's very active with about 900 members. This keeps him very busy, as we head into an election year. He also plays the bongos with the local ukulele group every week on the beach.<br />
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On November 18th, I celebrated the 5th anniversary of my starting the Facebook Group, Puerto Vallarta: Everything You Need or Want To Know. As of now, I have 53,700+ members from around the world in 121 countries. It's extremely active & takes up much of my time. a labor of love!<br />
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On December 15th, we celebrated our 6 year anniversary of living full time in Vallarta. Where the heck did it go?? So much to still enjoy.<br />
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<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 944px;">
<colgroup><col style="mso-width-alt: 5176; mso-width-source: userset; width: 109pt;" width="146"></col>
<col span="13" style="mso-width-alt: 1991; mso-width-source: userset; width: 42pt;" width="56"></col>
<col style="mso-width-alt: 2503; mso-width-source: userset; width: 53pt;" width="70"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 109pt;" width="146">Living
Expenses:</td>
<td class="xl64" style="width: 42pt;" width="56">Jan</td>
<td class="xl67" style="width: 42pt;" width="56">Feb</td>
<td class="xl67" style="width: 42pt;" width="56">March</td>
<td class="xl67" style="width: 42pt;" width="56">April</td>
<td class="xl67" style="width: 42pt;" width="56">May</td>
<td class="xl67" style="width: 42pt;" width="56">June</td>
<td class="xl67" style="width: 42pt;" width="56">July</td>
<td class="xl67" style="width: 42pt;" width="56">August</td>
<td class="xl67" style="width: 42pt;" width="56"> Sept</td>
<td class="xl67" style="width: 42pt;" width="56"> Oct</td>
<td class="xl67" style="width: 42pt;" width="56"> Nov</td>
<td class="xl67" style="width: 42pt;" width="56"> Dec</td>
<td style="width: 42pt;" width="56"></td>
<td style="width: 53pt;" width="70"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util (Int/TV)</td>
<td class="xl65"> $ 1,001 </td>
<td class="xl66"> $ 1,027 </td>
<td class="xl66"> $ 1,030 </td>
<td class="xl66"> $ 1,044 </td>
<td class="xl66"> $ 1,033 </td>
<td class="xl66"> $ 950 </td>
<td class="xl66"> $ 970 </td>
<td class="xl66"> $ 963 </td>
<td class="xl66"> $ 1,023 </td>
<td class="xl66"> $ 1,029 </td>
<td class="xl66"> $ 1,067 </td>
<td class="xl66"> $ 1,042 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric CFE</td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ 7 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 7 </td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 23 </td>
<td class="xl66"> $ 36 </td>
<td class="xl66"> $ 25 </td>
<td class="xl66"> $ 24 </td>
<td class="xl66"> $ 16 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Internet (TelMex)</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 31 </td>
<td class="xl66"> $ 32 </td>
<td class="xl66"> $ 31 </td>
<td class="xl66"> $ 31 </td>
<td class="xl66"> $ 30 </td>
<td class="xl66"> $ 32 </td>
<td class="xl66"> $ 32 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">TV (KS Hosting)</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone (TelCel)</td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 56 </td>
<td class="xl66"> $ 27 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 26 </td>
<td class="xl66"> $ 23 </td>
<td class="xl66"> $ 25 </td>
<td class="xl66"> $ 25 </td>
<td class="xl66"> $ 27 </td>
<td class="xl66"> $ 26 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 349 </td>
<td class="xl66"> $ 431 </td>
<td class="xl66"> $ 36 </td>
<td class="xl66"> $ 244 </td>
<td class="xl66"> $ 515 </td>
<td class="xl66"> $ 387 </td>
<td class="xl66"></td>
<td class="xl66"> $ 329 </td>
<td class="xl66"> $ 428 </td>
<td class="xl66"> $ 208 </td>
<td class="xl66"> $ 299 </td>
<td class="xl66"> $ 335 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 412 </td>
<td class="xl66"> $ 526 </td>
<td class="xl66"> $ 451 </td>
<td class="xl66"> $ 418 </td>
<td class="xl66"> $ 293 </td>
<td class="xl66"> $ 300 </td>
<td class="xl66"> $ 105 </td>
<td class="xl66"> $ 471 </td>
<td class="xl66"> $ 367 </td>
<td class="xl66"> $ 514 </td>
<td class="xl66"> $ 584 </td>
<td class="xl66"> $ 336 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 343 </td>
<td class="xl66"> $ 218 </td>
<td class="xl66"> $ 122 </td>
<td class="xl66"> $ 111 </td>
<td class="xl66"> $ 148 </td>
<td class="xl66"> $ 120 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 77 </td>
<td class="xl66"> $ 103 </td>
<td class="xl66"> $ 137 </td>
<td class="xl66"> $ 247 </td>
<td class="xl66"> $ 295 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"></td>
<td class="xl66"> $ 90 </td>
<td class="xl66"> $ 281 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 109 </td>
<td class="xl66"> $ 44 </td>
<td class="xl66"></td>
<td class="xl66"> $ 25 </td>
<td class="xl66"> $ 97 </td>
<td class="xl66"> $ 116 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 80 </td>
<td class="xl66"> $ 103 </td>
<td class="xl66"> $ 70 </td>
<td class="xl66"> $ 121 </td>
<td class="xl66"> $ 137 </td>
<td class="xl66"> $ 103 </td>
<td class="xl66"> $ 95 </td>
<td class="xl66"> $ 172 </td>
<td class="xl66"> $ 56 </td>
<td class="xl66"> $ 85 </td>
<td class="xl66"> $ 148 </td>
<td class="xl66"> $ 78 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi/Uber</td>
<td class="xl66"> $ 160 </td>
<td class="xl66"> $ 96 </td>
<td class="xl66"> $ 111 </td>
<td class="xl66"> $ 107 </td>
<td class="xl66"> $ 118 </td>
<td class="xl66"> $ 116 </td>
<td class="xl66"> $ 26 </td>
<td class="xl66"> $ 124 </td>
<td class="xl66"> $ 82 </td>
<td class="xl66"> $ 97 </td>
<td class="xl66"> $ 204 </td>
<td class="xl66"> $ 198 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 42 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 196 </td>
<td class="xl66"> $ 75 </td>
<td class="xl66"></td>
<td class="xl66"> $ 42 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 217 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 180 </td>
<td class="xl66"> $ 59 </td>
<td class="xl66"> $ 40 </td>
<td class="xl66"> $ 43 </td>
<td class="xl66"> $ 39 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 16 </td>
<td class="xl66"> $ 16 </td>
<td class="xl66"> $ 17 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 495 </td>
<td class="xl66"> $ 495 </td>
<td class="xl66"> $ 495 </td>
<td class="xl66"> $ 495 </td>
<td class="xl66"> $ 495 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,882 </td>
<td class="xl66"> $ 3,131 </td>
<td class="xl66"> $ 2,545 </td>
<td class="xl66"> $ 2,684 </td>
<td class="xl66"> $ 2,773 </td>
<td class="xl66"> $ 2,499 </td>
<td class="xl66"> $ 1,835 </td>
<td class="xl66"> $ 2,796 </td>
<td class="xl66"> $ 2,869 </td>
<td class="xl66"> $ 2,766 </td>
<td class="xl66"> $ 3,245 </td>
<td class="xl66"> $ 3,033 </td>
<td></td>
<td class="xl66"> $ 33,058 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,881 </td>
<td class="xl66"> $ 2,104 </td>
<td class="xl66"> $ 1,515 </td>
<td class="xl66"> $ 1,640 </td>
<td class="xl66"> $ 1,740 </td>
<td class="xl66"> $ 1,549 </td>
<td class="xl66"> $ 865 </td>
<td class="xl66"> $ 1,833 </td>
<td class="xl66"> $ 1,846 </td>
<td class="xl66"> $ 1,737 </td>
<td class="xl66"> $ 2,178 </td>
<td class="xl66"> $ 1,991 </td>
<td></td>
<td class="xl66"> $ 20,879 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 145 </td>
<td class="xl66"> $ 79 </td>
<td class="xl66"> $ 364 </td>
<td class="xl66"> $ 40 </td>
<td class="xl66"> $ 137 </td>
<td class="xl66"></td>
<td class="xl66"> $ 566 </td>
<td class="xl66"> $ 262 </td>
<td class="xl66"> $ 90 </td>
<td class="xl66"> $ 280 </td>
<td class="xl66"> $ 43 </td>
<td class="xl66"> $ 207 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Miscellaneous</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 83 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"></td>
<td class="xl66"> $ 165 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 188 </td>
<td class="xl66"></td>
<td class="xl66"> $ 50 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 544 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 100 </td>
<td class="xl66"></td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 271 </td>
<td class="xl66"> ** </td>
<td class="xl66"> ** </td>
<td class="xl66"> $ 176 </td>
<td class="xl66"> $ 40 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 130 </td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"> $ 1,596 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 662 </td>
<td class="xl66"> $ 102 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 1,911 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 317 </td>
<td class="xl66"> $ 3,400 </td>
<td class="xl66"></td>
<td class="xl66"> $ 475 </td>
<td class="xl66"> $ 268 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 1,841 </td>
<td class="xl66"> $ 244 </td>
<td class="xl66"> $ 2,295 </td>
<td class="xl66"> $ 311 </td>
<td class="xl66"> $ 799 </td>
<td class="xl66"> $ 1,151 </td>
<td class="xl66"> $ 4,142 </td>
<td class="xl66"> $ 352 </td>
<td class="xl66"> $ 565 </td>
<td class="xl66"> $ 548 </td>
<td class="xl66"> $ 173 </td>
<td class="xl66"> $ 290 </td>
<td></td>
<td class="xl66"> $ 12,711 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 4,723 </td>
<td class="xl66"> $ 3,375 </td>
<td class="xl66"> $ 4,840 </td>
<td class="xl66"> $ 2,995 </td>
<td class="xl66"> $ 3,572 </td>
<td class="xl66"> $ 3,650 </td>
<td class="xl66"> $ 5,977 </td>
<td class="xl66"> $ 3,148 </td>
<td class="xl66"> $ 3,434 </td>
<td class="xl66"> $ 3,314 </td>
<td class="xl66"> $ 3,418 </td>
<td class="xl66"> $ 3,323 </td>
<td></td>
<td class="xl66"> $ 45,769 </td>
</tr>
</tbody></table>
<br />
<br />
<span style="font-family: "times new roman";">* Meals Out: Jan 20x; Feb 18x; Mar 17x; April 16x; May 10x; June 12x; July 5x; Aug 16x; Sept 12x; Oct 19x; Nov 19x; Dec 10x</span><br />
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Drinks Only: Jan 21x; Feb 13x; Mar 10x; April 8x; May 9x; June 8x; July 1x; Aug 5x; Sept 5x; Oct 10x; Nov 17x; Dec 22x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x; April 35x; May 31x; June 32x; July 8x; Aug 39x; Sept 28x; Oct 32x; Nov 59x; Dec 60x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="margin: 0px;">
January: Mike's new tooth implant plus friends visiting.</div>
<div style="margin: 0px;">
February: Excursions & Oscar Party plus out of town friends </div>
<div style="margin: 0px;">
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.<br />
April: I had a colonoscopy ($345 all inclusive; some insurance reimbursement); my computer needed a new hard drive ($144), cell phone issues ($25).<br />
May: 2 Costco grocery trips; Mike finished his dental implant & crown; Tricia had an ER trip, abdominal ultrasound, parasite test = all OK.<br />
June: I continued to have stomach issues so back to SanMare clinic for an Endoscope ($387). Bingo! An infection so meds to kill it. Computer issues, cost of getting MX driver's license, & renewal of some computer programs pushed our budget. We did the Pirate Ship with friends.<br />
July: Spent 3 weeks in the U.S. All costs affiliated with the trip included in amount shown.<br />
August: A full month at home spending time enjoying Vallarta with our full time friends.<br />
September: Took a 4/3 trip with friends to Tequila & San Blas, MX. Our rent increased 10%.<br />
October: My birthday month, so a few days were spent in Mayto, a small village south of Vallarta on the beach, with friends. The other purpose of our trip to Mayto was to deliver a huge amount of aid to the small village of Garciano, where the 35 families lost everything inclding their water system. I also continued my treatment for TMJ with my dentist. We also made an acquisition of a beautiful glass lamp.<br />
November: Town comes alive with the return of the snowbirds & the tourists begin to arrive as the weather turns cold in the rest of the world.<br />
December: The theaters start to have openings. Christmas get togethers & parties. Christmas gifts for our younger grandchildren, donations of clothes & gifts for charity organizations. Plus, we celebrated our 19th wedding anniversary on NYE. A very busy month!<br />
<br />
** All ER, meds, ultrasound, full cbc blood analysis, & endoscope were reimbursed in full by our medical insurance.</div>
</div>
<br /></div>
</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com7tag:blogger.com,1999:blog-7160139624927960789.post-8445586164780165752019-10-06T12:07:00.001-05:002019-10-06T12:07:18.278-05:00BUDGET UPDATE - August & September, 2019<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
2019 came in with a roar! Time in Paradise is amazing!</div>
<div style="margin: 0px;">
<br /></div>
<div style="margin: 0px;">
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.</div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.</div>
<div style="margin: 0px;">
<br /></div>
<div style="margin: 0px;">
As of our renewal lease on September 1, 2019, our rent of 19,800 pesos/month does not include internet, TV, or electric. We pay for 50 mbp of download but get closer to 75 for internet.<br />
<br />
As of June, I decided to make separate line items for all of our utilities rather than include them in our rental amount. Since we are paying for all of them, I thought it would be easier for people to understand.<br />
<br />
Our Health Insurance is with VUMI. It's a Global policy and covers everywhere in the world EXCEPT U.S. We purchase travel insurance when we go to the U.S. We have the VUMI Bronze policy with a $2,500 deductible. We have no preexisting conditions. The premium is for both of us. We renewed August 1, so our premium will increase due to age. I'm 67 and Mike is 70.<br />
<br />
<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 721px;">
<colgroup><col style="mso-width-alt: 5176; mso-width-source: userset; width: 109pt;" width="146"></col>
<col span="8" style="mso-width-alt: 2247; mso-width-source: userset; width: 47pt;" width="63"></col>
<col style="mso-width-alt: 2531; mso-width-source: userset; width: 53pt;" width="71"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 109pt;" width="146">Living
Expenses:</td>
<td class="xl64" style="width: 47pt;" width="63">January</td>
<td class="xl67" style="width: 47pt;" width="63">February</td>
<td class="xl67" style="width: 47pt;" width="63"> March</td>
<td class="xl67" style="width: 47pt;" width="63"> April</td>
<td class="xl67" style="width: 47pt;" width="63"> May</td>
<td class="xl67" style="width: 47pt;" width="63"> June</td>
<td class="xl67" style="width: 47pt;" width="63"> July</td>
<td class="xl67" style="width: 47pt;" width="63"> August</td>
<td class="xl67" style="width: 53pt;" width="71">September</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util (Int/TV)</td>
<td class="xl65"> $ 1,001 </td>
<td class="xl66"> $ 1,027 </td>
<td class="xl66"> $ 1,030 </td>
<td class="xl66"> $ 1,044 </td>
<td class="xl66"> $ 1,033 </td>
<td class="xl66"> $ 950 </td>
<td class="xl66"> $ 970 </td>
<td class="xl66"> $ 963 </td>
<td class="xl66"> $ 1,023 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric CFE</td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ 7 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 7 </td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 23 </td>
<td class="xl66"> $ 36 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Internet (TelMex)</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 31 </td>
<td class="xl66"> $ 32 </td>
<td class="xl66"> $ 31 </td>
<td class="xl66"> $ 31 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">TV (KS Hosting)</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 5 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone (TelCel)</td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 56 </td>
<td class="xl66"> $ 27 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 26 </td>
<td class="xl66"> $ 23 </td>
<td class="xl66"> $ 25 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 349 </td>
<td class="xl66"> $ 431 </td>
<td class="xl66"> $ 36 </td>
<td class="xl66"> $ 244 </td>
<td class="xl66"> $ 515 </td>
<td class="xl66"> $ 387 </td>
<td class="xl66"></td>
<td class="xl66"> $ 329 </td>
<td class="xl66"> $ 428 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 412 </td>
<td class="xl66"> $ 526 </td>
<td class="xl66"> $ 451 </td>
<td class="xl66"> $ 418 </td>
<td class="xl66"> $ 293 </td>
<td class="xl66"> $ 300 </td>
<td class="xl66"> $ 105 </td>
<td class="xl66"> $ 471 </td>
<td class="xl66"> $ 367 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 343 </td>
<td class="xl66"> $ 218 </td>
<td class="xl66"> $ 122 </td>
<td class="xl66"> $ 111 </td>
<td class="xl66"> $ 148 </td>
<td class="xl66"> $ 120 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 77 </td>
<td class="xl66"> $ 103 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"></td>
<td class="xl66"> $ 90 </td>
<td class="xl66"> $ 281 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 109 </td>
<td class="xl66"> $ 44 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 80 </td>
<td class="xl66"> $ 103 </td>
<td class="xl66"> $ 70 </td>
<td class="xl66"> $ 121 </td>
<td class="xl66"> $ 137 </td>
<td class="xl66"> $ 103 </td>
<td class="xl66"> $ 95 </td>
<td class="xl66"> $ 172 </td>
<td class="xl66"> $ 56 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi/Uber</td>
<td class="xl66"> $ 160 </td>
<td class="xl66"> $ 96 </td>
<td class="xl66"> $ 111 </td>
<td class="xl66"> $ 107 </td>
<td class="xl66"> $ 118 </td>
<td class="xl66"> $ 116 </td>
<td class="xl66"> $ 26 </td>
<td class="xl66"> $ 124 </td>
<td class="xl66"> $ 82 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 42 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 196 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 217 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 180 </td>
<td class="xl66"> $ 59 </td>
<td class="xl66"> $ 40 </td>
<td class="xl66"> $ 43 </td>
<td class="xl66"> $ 39 </td>
<td class="xl66"> $ 22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 495 </td>
<td class="xl66"> $ 495 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,882 </td>
<td class="xl66"> $ 3,131 </td>
<td class="xl66"> $ 2,545 </td>
<td class="xl66"> $ 2,684 </td>
<td class="xl66"> $ 2,773 </td>
<td class="xl66"> $ 2,499 </td>
<td class="xl66"> $ 1,835 </td>
<td class="xl66"> $ 2,796 </td>
<td class="xl66"> $ 2,869 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,881 </td>
<td class="xl66"> $ 2,104 </td>
<td class="xl66"> $ 1,515 </td>
<td class="xl66"> $ 1,640 </td>
<td class="xl66"> $ 1,740 </td>
<td class="xl66"> $ 1,549 </td>
<td class="xl66"> $ 865 </td>
<td class="xl66"> $ 1,833 </td>
<td class="xl66"> $ 1,846 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 145 </td>
<td class="xl66"> $ 79 </td>
<td class="xl66"> $ 364 </td>
<td class="xl66"> $ 40 </td>
<td class="xl66"> $ 137 </td>
<td class="xl66"></td>
<td class="xl66"> $ 566 </td>
<td class="xl66"> $ 262 </td>
<td class="xl66"> $ 90 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Miscellaneous</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"></td>
<td class="xl66"> $ 165 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 188 </td>
<td class="xl66"></td>
<td class="xl66"> $ 50 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 544 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 100 </td>
<td class="xl66"></td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 271 </td>
<td class="xl66"> ** </td>
<td class="xl66"> ** </td>
<td class="xl66"> $ 176 </td>
<td class="xl66"> $ 40 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"> $ 1,596 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 662 </td>
<td class="xl66"> $ 102 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 1,911 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 317 </td>
<td class="xl66"> $ 3,400 </td>
<td class="xl66"></td>
<td class="xl66"> $ 475 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 1,841 </td>
<td class="xl66"> $ 244 </td>
<td class="xl66"> $ 2,295 </td>
<td class="xl66"> $ 311 </td>
<td class="xl66"> $ 799 </td>
<td class="xl66"> $ 1,151 </td>
<td class="xl66"> $ 4,142 </td>
<td class="xl66"> $ 352 </td>
<td class="xl66"> $ 565 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 4,723 </td>
<td class="xl66"> $ 3,375 </td>
<td class="xl66"> $ 4,840 </td>
<td class="xl66"> $ 2,995 </td>
<td class="xl66"> $ 3,572 </td>
<td class="xl66"> $ 3,650 </td>
<td class="xl66"> $ 5,977 </td>
<td class="xl66"> $ 3,148 </td>
<td class="xl66"> $ 3,434 </td>
</tr>
</tbody></table>
<br />
<br />
<span style="font-family: "times new roman";">* Meals Out: Jan 20x; Feb 18x; Mar 17x; April 16x; May 10x; June 12x; July 5x; Aug 16x; Sept 12x</span><br />
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Drinks Only: Jan 21x; Feb 13x; Mar 10x; April 8x; May 9x; June 8x; July 1x; Aug 5x; Sept 5x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x; April 35x; May 31x; June 32x; July 8x; Aug 39x; Sept 28x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="margin: 0px;">
January: Mike's new tooth implant plus friends visiting.</div>
<div style="margin: 0px;">
February: Excursions & Oscar Party plus out of town friends </div>
<div style="margin: 0px;">
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.<br />
April: I had a colonoscopy ($345 all inclusive; some insurance reimbursement); my computer needed a new hard drive ($144), cell phone issues ($25).<br />
May: 2 Costco grocery trips; Mike finished his dental implant & crown; Tricia had an ER trip, abdominal ultrasound, parasite test = all OK.<br />
June: I continued to have stomach issues so back to SanMare clinic for an Endoscope ($387). Bingo! An infection so meds to kill it. Computer issues, cost of getting MX driver's license, & renewal of some computer programs pushed our budget. We did the Pirate Ship with friends.<br />
July: Spent 3 weeks in the U.S. All costs affiliated with the trip included in amount shown.<br />
August: A full month at home spending time enjoying Vallarta with our full time friends.<br />
September: Took a 4/3 trip with friends to Tequila & San Blas, MX. Our rent increased 10%.<br />
<br />
** All ER, meds, ultrasound, full cbc blood analysis, & endoscope were reimbursed in full by our medical insurance.</div>
</div>
</div>
</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com1tag:blogger.com,1999:blog-7160139624927960789.post-63573974883882186262019-08-07T15:24:00.000-05:002019-08-07T15:43:18.325-05:00BUDGET UPDATE - June & July, 2019<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
2019 came in with a roar! Time in Paradise is amazing!</div>
<div style="margin: 0px;">
<br /></div>
<div style="margin: 0px;">
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.</div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.</div>
<div style="margin: 0px;">
<br /></div>
<div style="margin: 0px;">
As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, TV, or electric. Internet and TV are included in the amount shown under Rent. We pay for 50 mbp of download but get closer to 75. We pay a bit extra and switched from cable to RealTV streaming ($37).<br />
<br />
As of June, I decided to make separate line items for all of our utilities rather than include them in our rental amount. Since we are paying for all of them, I thought it would be easier for people to understand.<br />
<br />
Our Health Insurance is with VUMI. It's a Global policy and covers everywhere in the world EXCEPT U.S. We purchase travel insurance when we go to the U.S. We have the Bronze policy with a $2,500 deductible. We have no preexisting conditions. The premium is for both of us. We renewed August 1, so our premium will increase due to age. I'm 67 and Mike is 70.<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 587px;">
<colgroup><col style="mso-width-alt: 5176; mso-width-source: userset; width: 109pt;" width="146"></col>
<col span="7" style="mso-width-alt: 2247; mso-width-source: userset; width: 47pt;" width="63"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt; width: 109pt;" width="146">Living
Expenses:</td>
<td class="xl66" style="width: 47pt;" width="63">January</td>
<td class="xl69" style="width: 47pt;" width="63">February</td>
<td class="xl69" style="width: 47pt;" width="63"> March</td>
<td class="xl69" style="width: 47pt;" width="63"> April</td>
<td class="xl69" style="width: 47pt;" width="63"> May</td>
<td class="xl69" style="width: 47pt;" width="63"> June</td>
<td class="xl69" style="width: 47pt;" width="63"> July</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Rent w/util (Int/TV)</td>
<td class="xl67"> $ 1,001 </td>
<td class="xl68"> $ 1,027 </td>
<td class="xl68"> $ 1,030 </td>
<td class="xl68"> $ 1,044 </td>
<td class="xl68"> $ 1,033 </td>
<td class="xl68"> $ 950 </td>
<td class="xl68"> $ 970 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Electric CFE</td>
<td class="xl68"> $ 11 </td>
<td class="xl68"> $ 7 </td>
<td class="xl68"> $ 8 </td>
<td class="xl68"> $ 9 </td>
<td class="xl68"> $ 7 </td>
<td class="xl68"> $ 9 </td>
<td class="xl68"> $ 22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Internet (TelMex)</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 31 </td>
<td class="xl68"> $ 32 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">TV (KS Hosting)</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 5</td>
<td class="xl68"> $ 5 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Cell Phone (TelCel)</td>
<td class="xl68"> $ 20 </td>
<td class="xl68"> $ 22 </td>
<td class="xl68"> $ 22 </td>
<td class="xl68"> $ 56 </td>
<td class="xl68"> $ 27 </td>
<td class="xl68"> $ 22 </td>
<td class="xl68"> $ 26 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl68"> $ 349 </td>
<td class="xl68"> $ 431 </td>
<td class="xl68"> $ 36 </td>
<td class="xl68"> $ 244 </td>
<td class="xl68"> $ 515 </td>
<td class="xl68"> $ 387 </td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl68"> $ 412 </td>
<td class="xl68"> $ 526 </td>
<td class="xl68"> $ 451 </td>
<td class="xl68"> $ 418 </td>
<td class="xl68"> $ 293 </td>
<td class="xl68"> $ 300 </td>
<td class="xl68"> $ 105 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl68"> $ 343 </td>
<td class="xl68"> $ 218 </td>
<td class="xl68"> $ 122 </td>
<td class="xl68"> $ 111</td>
<td class="xl68"> $ 148 </td>
<td class="xl68"> $ 120 </td>
<td class="xl68"> $ 8 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl68"></td>
<td class="xl68"> $ 90 </td>
<td class="xl68"> $ 281 </td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 22 </td>
<td class="xl68"> $ 109 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl68"> $ 80 </td>
<td class="xl68"> $ 103 </td>
<td class="xl68"> $ 70 </td>
<td class="xl68"> $ 121 </td>
<td class="xl68"> $ 137 </td>
<td class="xl68"> $ 103 </td>
<td class="xl68"> $ 95 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Bus/Taxi/Uber</td>
<td class="xl68"> $ 160 </td>
<td class="xl68"> $ 96 </td>
<td class="xl68"> $ 111 </td>
<td class="xl68"> $ 107 </td>
<td class="xl68"> $ 118 </td>
<td class="xl68"> $ 116 </td>
<td class="xl68"> $ 26 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 42 </td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl68"> $ 112 </td>
<td class="xl68"> $ 217 </td>
<td class="xl68"> $ 20 </td>
<td class="xl68"> $ 180 </td>
<td class="xl68"> $ 59 </td>
<td class="xl68"> $ 40 </td>
<td class="xl68"> $ 43 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl68"> $ 2,882 </td>
<td class="xl68"> $ 3,131 </td>
<td class="xl68"> $ 2,545 </td>
<td class="xl68"> $ 2,684 </td>
<td class="xl68"> $ 2,773 </td>
<td class="xl68"> $ 2,499 </td>
<td class="xl68"> $ 1,835 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl68"> $ 1,881 </td>
<td class="xl68"> $ 2,104 </td>
<td class="xl68"> $ 1,515 </td>
<td class="xl68"> $ 1,640 </td>
<td class="xl68"> $ 1,740 </td>
<td class="xl68"> $ 1,549 </td>
<td class="xl68"> $ 865 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl68"> $ 145 </td>
<td class="xl68"> $ 79 </td>
<td class="xl68"> $ 364 </td>
<td class="xl68"> $ 40 </td>
<td class="xl68"> $ 137 </td>
<td class="xl68"></td>
<td class="xl68"> $ 566 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Miscellaneous</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl68"></td>
<td class="xl68"> $ 165 </td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 188 </td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 544 </td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl68"> $ 100 </td>
<td class="xl68"></td>
<td class="xl68"> $ 20 </td>
<td class="xl68"> $ 271 </td>
<td class="xl68"> ** </td>
<td class="xl68"> ** </td>
<td class="xl68"> $ 176 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl68"> $ 1,596 </td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 662 </td>
<td class="xl68"> $ 102 </td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 1,911 </td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 317 </td>
<td class="xl68"> $ 3,400 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl68"> $ 1,841 </td>
<td class="xl68"> $ 244 </td>
<td class="xl68"> $ 2,295 </td>
<td class="xl68"> $ 311 </td>
<td class="xl68"> $ 799 </td>
<td class="xl68"> $ 1,151 </td>
<td class="xl68"> $ 4,142 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl68"> $ 4,723 </td>
<td class="xl68"> $ 3,375 </td>
<td class="xl68"> $ 4,840 </td>
<td class="xl68"> $ 2,995 </td>
<td class="xl68"> $ 3,572 </td>
<td class="xl68"> $ 3,650 </td>
<td class="xl68"> $ 5,977 </td>
</tr>
</tbody></table>
<br />
<span style="font-family: "times new roman";">* Meals Out: Jan 20x; Feb 18x; Mar 17x; April 16x;; May 10x; June 12x; July 5x</span><br />
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Drinks Only: Jan 21x; Feb 13x; Mar 10x; April 8x; May 9x; June 8x; July 1x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x; April 35x; May 31x; June 32x; July 8x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="margin: 0px;">
January: Mike's new tooth implant plus friends visiting.</div>
<div style="margin: 0px;">
February: Excursions & Oscar Party plus out of town friends </div>
<div style="margin: 0px;">
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.<br />
April: I had a colonoscopy ($345 all inclusive; some insurance reimbursement); my computer needed a new hard drive ($144), cell phone issues ($25).<br />
May: 2 Costco grocery trips; Mike finished his dental implant & crown; Tricia had an ER trip, abdominal ultrasound, parasite test = all OK.<br />
June: I continued to have stomach issues so back to SanMare clinic for an Endoscope ($387). Bingo! An infection so meds to kill it. Computer issues, cost of getting MX driver's license, & renewal of some computer programs pushed our budget. We did the Pirate Ship with friends.<br />
July: Spent 3 weeks in the U.S. All costs affiliated with the trip included in amount shown.<br />
<br />
** All ER, meds, ultrasound, full cbc blood analysis, & endoscope were reimbursed in full by our medical insurance.</div>
</div>
</div>
</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-42997689514823549632019-06-01T14:41:00.000-05:002019-06-01T14:49:04.357-05:00BUDGET UPDATE - May, 2019<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
2019 came in with a roar! Time in Paradise is amazing!</div>
<div style="margin: 0px;">
<br /></div>
<div style="margin: 0px;">
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.</div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
<div style="font-family: quot; font-size: 16px; margin: 0px;">
<div style="margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.</div>
<div style="margin: 0px;">
<br /></div>
<div style="margin: 0px;">
As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, TV, or electric. Internet and TV are included in the amount shown under Rent. We pay for 50 mbp of download but get closer to 75. We pay a bit extra and switched from cable to RealTV streaming ($37).<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 443px;">
<colgroup><col style="mso-width-alt: 5176; mso-width-source: userset; width: 109pt;" width="146"></col>
<col style="mso-width-alt: 2104; mso-width-source: userset; width: 44pt;" width="59"></col>
<col style="mso-width-alt: 2161; mso-width-source: userset; width: 46pt;" width="61"></col>
<col span="2" style="mso-width-alt: 1934; mso-width-source: userset; width: 41pt;" width="54"></col>
<col style="mso-width-alt: 2446; mso-width-source: userset; width: 52pt;" width="69"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt; width: 109pt;" width="146">Living
Expenses:</td>
<td class="xl66" style="width: 44pt;" width="59"> January</td>
<td class="xl69" style="width: 46pt;" width="61"> February</td>
<td class="xl69" style="width: 41pt;" width="54"> March</td>
<td class="xl69" style="width: 41pt;" width="54"> April</td>
<td class="xl69" style="width: 52pt;" width="69"> May</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Rent w/util (Int/TV)</td>
<td class="xl67"> $ 1,001 </td>
<td class="xl68"> $ 1,027 </td>
<td class="xl68"> $ 1,030 </td>
<td class="xl68"> $ 1,044 </td>
<td class="xl68"> $ 1,033 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl68"> $ 11 </td>
<td class="xl68"> $ 7 </td>
<td class="xl68"> $ 8 </td>
<td class="xl68"> $ 9 </td>
<td class="xl68"> $ 7 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl68"> $ 20 </td>
<td class="xl68"> $ 22 </td>
<td class="xl68"> $ 22 </td>
<td class="xl68"> $ 56 </td>
<td class="xl68"> $ 27 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl68"> $ 349 </td>
<td class="xl68"> $ 431 </td>
<td class="xl68"> $ 36 </td>
<td class="xl68"> $ 244 </td>
<td class="xl68"> $ 515 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl68"> $ 412 </td>
<td class="xl68"> $ 526 </td>
<td class="xl68"> $ 451 </td>
<td class="xl68"> $ 418 </td>
<td class="xl68"> $ 293 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl68"> $ 343 </td>
<td class="xl68"> $ 218 </td>
<td class="xl68"> $ 122 </td>
<td class="xl68"> $ 111 </td>
<td class="xl68"> $ 148 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl68"></td>
<td class="xl68"> $ 90 </td>
<td class="xl68"> $ 281 </td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl68"> $ 80 </td>
<td class="xl68"> $ 103 </td>
<td class="xl68"> $ 70 </td>
<td class="xl68"> $ 121 </td>
<td class="xl68"> $ 137 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Bus/Taxi/Uber</td>
<td class="xl68"> $ 160 </td>
<td class="xl68"> $ 96 </td>
<td class="xl68"> $ 111 </td>
<td class="xl68"> $ 107 </td>
<td class="xl68"> $ 118 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 42 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl68"> $ 112 </td>
<td class="xl68"> $ 217 </td>
<td class="xl68"> $ 20 </td>
<td class="xl68"> $ 180 </td>
<td class="xl68"> $ 59 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
<td class="xl68"> $ 394 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl68"> $ 2,882 </td>
<td class="xl68"> $ 3,131 </td>
<td class="xl68"> $ 2,545 </td>
<td class="xl68"> $ 2,684 </td>
<td class="xl68"> $ 2,773 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl68"> $ 1,881 </td>
<td class="xl68"> $ 2,104 </td>
<td class="xl68"> $ 1,515 </td>
<td class="xl68"> $ 1,640 </td>
<td class="xl68"> $ 1,740 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl68"> $ 145 </td>
<td class="xl68"> $ 79 </td>
<td class="xl68"> $ 364 </td>
<td class="xl68"> $ 40 </td>
<td class="xl68"> $ 137 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl68"></td>
<td class="xl68"> $ 165 </td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl68"> $ 100 </td>
<td class="xl68"></td>
<td class="xl68"> $ 20 </td>
<td class="xl68"> $ 271 </td>
<td class="xl68"> $ 188 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl68"> $ 1,596 </td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 662 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"> $ 1,911 </td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl68"> $ 1,841 </td>
<td class="xl68"> $ 244 </td>
<td class="xl68"> $ 2,295 </td>
<td class="xl68"> $ 311 </td>
<td class="xl68"> $ 987 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl65" height="21" style="height: 15.6pt;"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
<td class="xl68"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl66" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl68"> $ 4,723 </td>
<td class="xl68"> $ 3,375 </td>
<td class="xl68"> $ 4,840 </td>
<td class="xl68"> $ 2,995 </td>
<td class="xl68"> $ 3,760 </td>
</tr>
</tbody></table>
<br />
<div style="font-family: "times new roman"; font-size: medium;">
<span style="font-family: "times new roman"; font-size: 16px;">* Meals Out: Jan 20x; Feb 18x; Mar 17x; April 16x;; May 10x</span></div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Drinks Only: Jan 21x; Feb 13x; Mar 10x; April 8x; May 9x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x; April 35x; May 31x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="margin: 0px;">
January: Mike's new tooth implant plus friends visiting.</div>
<div style="margin: 0px;">
February: Excursions & Oscar Party plus out of town friends </div>
<div style="margin: 0px;">
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.<br />
April: I had a colonoscopy ($345 all inclusive; some insurance reimbursement); my computer needed a new hard drive ($144), cell phone issues ($25).<br />
May: 2 Costco grocery trips; Mike finished his dental implant & crown; Tricia had an ER trip, abdominal ultrasound, parasite test = all OK. </div>
</div>
</div>
</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com1tag:blogger.com,1999:blog-7160139624927960789.post-24531040851424562292019-05-04T17:59:00.000-05:002019-05-04T17:59:49.685-05:00BUDGET UPDATE - April, 2019<div style="font-family: quot; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
2019 came in with a roar! Time in Paradise is amazing!</div>
<div style="margin: 0px;">
<br /></div>
<div style="margin: 0px;">
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.</div>
</div>
<div style="font-family: quot; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
<div style="font-family: quot; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
</div>
<div style="font-family: quot; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
<br /></div>
</div>
<div style="font-family: quot; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.</div>
<div style="margin: 0px;">
<br /></div>
<div style="margin: 0px;">
As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, TV, or electric. Internet and TV are included in the amount shown under Rent ($69). We pay for 50 mbp of download but get closer to 75. We pay a bit extra and switched from cable to RealTV streaming ($37).<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 374px;">
<colgroup><col style="mso-width-alt: 5176; mso-width-source: userset; width: 109pt;" width="146"></col>
<col style="mso-width-alt: 2104; mso-width-source: userset; width: 44pt;" width="59"></col>
<col style="mso-width-alt: 2161; mso-width-source: userset; width: 46pt;" width="61"></col>
<col span="2" style="mso-width-alt: 1934; mso-width-source: userset; width: 41pt;" width="54"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 109pt;" width="146">Living
Expenses:</td>
<td class="xl64" style="width: 44pt;" width="59"> January</td>
<td class="xl67" style="width: 46pt;" width="61"> February</td>
<td class="xl67" style="width: 41pt;" width="54"> March</td>
<td class="xl67" style="width: 41pt;" width="54"> April</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 1,001 </td>
<td class="xl66"> $ 1,027 </td>
<td class="xl66"> $ 1,030 </td>
<td class="xl66"> $ 1,044 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ 7 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 9 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 56 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 349 </td>
<td class="xl66"> $ 431 </td>
<td class="xl66"> $ 36 </td>
<td class="xl66"> $ 244 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 412 </td>
<td class="xl66"> $ 526 </td>
<td class="xl66"> $ 451 </td>
<td class="xl66"> $ 418 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 343 </td>
<td class="xl66"> $ 218 </td>
<td class="xl66"> $ 122 </td>
<td class="xl66"> $ 111 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"></td>
<td class="xl66"> $ 90 </td>
<td class="xl66"> $ 281 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 80 </td>
<td class="xl66"> $ 103 </td>
<td class="xl66"> $ 70 </td>
<td class="xl66"> $ 121 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi/Uber</td>
<td class="xl66"> $ 160 </td>
<td class="xl66"> $ 96 </td>
<td class="xl66"> $ 111 </td>
<td class="xl66"> $ 107 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 217 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 180 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,882 </td>
<td class="xl66"> $ 3,131 </td>
<td class="xl66"> $ 2,545 </td>
<td class="xl66"> $ 2,684 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,881 </td>
<td class="xl66"> $ 2,104 </td>
<td class="xl66"> $ 1,515 </td>
<td class="xl66"> $ 1,640 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discretionary Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 145 </td>
<td class="xl66"> $ 79 </td>
<td class="xl66"> $ 364 </td>
<td class="xl66"> $ 40 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"></td>
<td class="xl66"> $ 165 </td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 100 </td>
<td class="xl66"></td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 271 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"> $ 1,596 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 1,911 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 1,841 </td>
<td class="xl66"> $ 244 </td>
<td class="xl66"> $ 2,295 </td>
<td class="xl66"> $ 311 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 4,723 </td>
<td class="xl66"> $ 3,375 </td>
<td class="xl66"> $ 4,840 </td>
<td class="xl66"> $ 2,995 </td>
</tr>
</tbody></table>
<br />
<br />
<div style="font-family: "Times New Roman"; font-size: medium;">
<span style="font-family: "times new roman"; font-size: 16px;">* Meals Out: Jan 20x; Feb 18x; Mar 17x; April 16x</span></div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Drinks Only: Jan 21x; Feb 13x; Mar 10x; April 8x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x; April 35x</div>
</div>
<div style="font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<div style="margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="margin: 0px;">
January: Mike's new tooth implant plus friends visiting.</div>
<div style="margin: 0px;">
February: Excursions & Oscar Party plus out of town friends </div>
<div style="margin: 0px;">
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.<br />
April: I had a colonoscopy ($345 all inclusive; some insurance reimbursement); my computer needed a new hard drive ($144), cell phone issues ($25).<br />
<div>
<br /></div>
</div>
</div>
</div>
</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-61600321253322445452019-04-09T15:39:00.002-05:002019-04-09T15:39:14.844-05:00BUDGET UPDATE - March, 2019<div style="-webkit-text-stroke-width: 0px; color: black; font-family: &quot; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
2019 came in with a roar! Time in Paradise is amazing!</div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<br /></div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.</div>
</div>
<div style="-webkit-text-stroke-width: 0px; color: black; font-family: &quot; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<br /></div>
</div>
<div style="-webkit-text-stroke-width: 0px; color: black; font-family: &quot; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
</div>
<div style="-webkit-text-stroke-width: 0px; color: black; font-family: &quot; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<br /></div>
</div>
<div style="-webkit-text-stroke-width: 0px; color: black; font-family: &quot; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.</div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
<br /></div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, cable TV, or electric. Internet and Cable TV are included in the amount shown under Rent.</div>
</div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 320px;">
<colgroup><col style="mso-width-alt: 5176; mso-width-source: userset; width: 109pt;" width="146"></col>
<col style="mso-width-alt: 2104; mso-width-source: userset; width: 44pt;" width="59"></col>
<col style="mso-width-alt: 2161; mso-width-source: userset; width: 46pt;" width="61"></col>
<col style="mso-width-alt: 1934; mso-width-source: userset; width: 41pt;" width="54"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt; width: 109pt;" width="146">Living
Expenses:</td>
<td style="width: 44pt;" width="59"> January</td>
<td style="width: 46pt;" width="61"> February</td>
<td style="width: 41pt;" width="54"> March</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Rent w/utilities</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,001 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,027 </td>
<td><span style="mso-spacerun: yes;"> </span>$ 1,030 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Electric</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>7 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Cell Phone</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Groceries</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>349 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>431 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>36 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Meals Out</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>412 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>526 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>451 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Drinks Only</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>343 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>122 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Entertainment</td>
<td></td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>90 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>281 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>80 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>103 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>70 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Bus/Taxi/Uber</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>160 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>96 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>111 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Dental<span style="mso-spacerun: yes;"> </span></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Incidentals</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>217 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Medical Insurance</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>394 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>394 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>394 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">TOTAL</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,882 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,131 </td>
<td><span style="mso-spacerun: yes;"> </span>$ 2,545 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,881 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,104 </td>
<td><span style="mso-spacerun: yes;"> </span>$ 1,515 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Discr Spending:</td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>145 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>79 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>364 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Tours</td>
<td></td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>165 </td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Home Improve</td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Medical</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>100 </td>
<td></td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Dental</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,596 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td></td>
<td></td>
<td><span style="mso-spacerun: yes;"> </span>$ 1,911 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,841 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>244 </td>
<td><span style="mso-spacerun: yes;"> </span>$ 2,295 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,723 </td>
<td><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,375 </td>
<td><span style="mso-spacerun: yes;"> </span>$ 4,840 </td>
</tr>
</tbody></table>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br />
<span style="font-family: "times new roman"; font-size: 16px;">* Meals Out: Jan 20x; Feb 18x; Mar 17x</span><br />
<div style="-webkit-text-stroke-width: 0px; color: black; font-family: &quot; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
* Drinks Only: Jan 21x; Feb 13x; Mar 10x</div>
</div>
<div style="-webkit-text-stroke-width: 0px; color: black; font-family: &quot; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x</div>
</div>
<div style="-webkit-text-stroke-width: 0px; color: black; font-family: &quot; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
January: Mike's new tooth implant plus friends visiting.</div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
February: Excursions & Oscar Party plus out of town friends </div>
<div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.</div>
</div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br />Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com1tag:blogger.com,1999:blog-7160139624927960789.post-47653378382179164762019-03-08T12:26:00.002-06:002019-03-08T12:29:00.881-06:00BUDGET UPDATE - February, 2019<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
2019 came in with a roar! Time in Paradise is amazing!<br />
<br />
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.<br />
<br />
As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, cable TV, or electric. Internet and Cable TV are included in the amount shown under Rent.<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 266px;">
<colgroup><col style="mso-width-alt: 5176; mso-width-source: userset; width: 109pt;" width="146"></col>
<col style="mso-width-alt: 2104; mso-width-source: userset; width: 44pt;" width="59"></col>
<col style="mso-width-alt: 2161; mso-width-source: userset; width: 46pt;" width="61"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 109pt;" width="146">Living
Expenses:</td>
<td class="xl64" style="width: 44pt;" width="59">January</td>
<td class="xl67" style="width: 46pt;" width="61">February</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 1,001 </td>
<td class="xl66"> $ 1,027 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ 7 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 349 </td>
<td class="xl66"> $ 431 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 412 </td>
<td class="xl66"> $ 526 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 343 </td>
<td class="xl66"> $ 218 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"></td>
<td class="xl66"> $ 90 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 80 </td>
<td class="xl66"> $ 103 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"> $ 160 </td>
<td class="xl66"> $ 96 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 217 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,882 </td>
<td class="xl66"> $ 3,131 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,881 </td>
<td class="xl66"> $ 2,104 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 145 </td>
<td class="xl66"> $ 79 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"></td>
<td class="xl66"> $ 165 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 100 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"> $ 1,596 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 1,841 </td>
<td class="xl66"> $ 244 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 4,723 </td>
<td class="xl66"> $ 3,375 </td>
</tr>
</tbody></table>
<br />
<br />
<div style="font-size: medium;">
<span style="font-family: "times new roman"; font-size: 16px;">* Meals Out: Jan 20x; Feb 18x</span></div>
<div style="margin: 0px;">
* Drinks Only: Jan 21x; Feb 13x</div>
<div style="margin: 0px;">
* Taxis/Bus/Uber: Jan 45x; Feb 29x</div>
<div style="margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:<br />
January: Mike's new tooth implant plus friends visiting.<br />
February: Excursions & Oscar Party plus out of town friends </div>
<div>
<br /></div>
</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-33718282897064427622019-02-12T17:37:00.001-06:002019-02-12T17:37:54.544-06:00BUDGET UPDATE - January, 2019<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
2019 came in with a roar! Time in Paradise is amazing!<br />
<br />
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.<br />
<br />
As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, cable TV, or electric. Internet and Cable TV are included in the amount shown under Rent.<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 205px;">
<colgroup><col style="mso-width-alt: 5176; mso-width-source: userset; width: 109pt;" width="146"></col>
<col style="mso-width-alt: 2104; mso-width-source: userset; width: 44pt;" width="59"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 109pt;" width="146">Living
Expenses:</td>
<td class="xl64" style="width: 44pt;" width="59">January</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 1,001 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 11 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 20 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 349 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 412 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 343 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 80 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"> $ 160 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 112 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 394 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,882 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,881 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 145 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 100 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"> $ 1,596 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 1,841 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 3,722 </td>
</tr>
</tbody></table>
</div>
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<span style="font-family: "times new roman"; font-size: 16px;">* Meals Out: Jan 20x</span></div>
<div style="margin: 0px;">
* Drinks Only: Jan 21x</div>
<div style="margin: 0px;">
* Taxis/Bus/Uber: Jan 45x</div>
<div style="margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:<br />
January: Mike's new tooth implant.</div>
</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-37030646578884775292019-01-06T17:10:00.001-06:002019-01-06T17:10:58.383-06:00YEAR END BUDGET UPDATE - December, 2018<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
2018 Came to an end!!<br />
<br />
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 4 full years, as of December 15, 2017 that we have lived here.</div>
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The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
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As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar. Our rent includes internet, cable TV, water, and gas. We continue to pay our own electric and $10US more for upgraded internet.</div>
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<b>January</b> was an extremely busy month with High Season in full swing and multiple friends from the states that came to see us. We did a fantastic Whale Watching boat trip out on the Bay & Mike went fishing with the guys. We also made a 25% deposit on a 2 week tour that we're taking in March to see the states of Oaxaca & Chiapas in the southern part of MX. Other expenditures were for our pneumonia vaccines ($218). And, Mike's continued knee issues so additional medical/PT expenditures.</div>
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<b>February </b>continued to be a busy month with several friends visiting, more show openings, but mostly it was a month of trying to figure out what is going on with Mike's knees. It's been determined that he will have knee surgery on his right knee when we return from a vacation in Oaxaca & Chiapas in March. This will be our first claim on our health insurance. So far, they've been very good with our expenses towards the deductible.</div>
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<b>March</b> was a very busy. We entertained friends in from out of town. March 6-18, we went on vacation in the states Oaxaca & Chiapas, Mexico. If you've never been, you MUST! What a beautiful country this is! We not only enjoyed all the history and beauty, we did some major damage in the shopping of artisan goods. And, less than two days after returning, Mike had his arthroscopic surgery on his right knee to repair a torn meniscus and have the cartilage scraped plus they injected fluid into his left knee. He did great! Within 3 days, he was walking without pain. A wonderful experience for what I consider our first major medical issue in MX. Couldn't have been more pleased with all facets of the medical service here!</div>
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<br /></div>
<b>April</b> was a month of saying goodbye to many of our snowbird friends and catching up with others, as we don't seem to get together with our friends as much during high season because of visitors coming down for their vacations. So the combination blew our meals out & grocery budget! It was also a month of continued recovery for Mike's knee so many more taxi/Uber rides than normal.We also signed a year's extension on our lease!!<br />
<br />
<b>May</b> brought a wonderful week on the Baja in Todos Santos, MX with good long time friends from the states. It included wonderful exploring and delicious food while just visiting on the beach or by their pool.<br />
<br />
<b>June</b> brought friends on vacation. We enjoyed exploring and showing them our beautiful paradise.<br />
<br />
<b>July</b> more friends on vacation, so we entertained them and went on a few excursions that we don't do normally.<br />
<br />
<b>August </b>brought the rains and anticipation of our impending 7 week US/Europe trip. We began our journey on August 22, so all expenses for the trip are included in our accounting for September.<br />
<br />
<b>September </b>was spent on our journey. We visited Nanaimo, BC; Spokane, WA & north up where we used to live in the Colville/Kettle Falls area. While there Mike was able to celebrate his 70th bd with friends & family; Chicago; Saugatuck, MI; Raleigh, NC, where we flew right into Hurricane Florence; CT & MA. Departed late on September 20 for Barcelona, Spain and the second leg of our trip. From Barcelona, we took a week long Mediterranean cruise stopping in Menorca, Corrsica, La Speiza, Polimbio & Porto Fino before returning to Barcelona. From there we flew to Athens, Greece.<br />
<br />
<b>October </b>saw us embarking on another cruise with friends joining us for that week. Athens, Mykonos, Volos, Santorini & Nauplio. Once back in Athens, we flew to Istanbul, Turkey for 3 days where I celebrated my 67th bd. Then back to Vallarta via New York & Mexico City. Arrived back in Vallarta on October 12, exhausted but very happy we experienced so much.<br />
<b><br /></b>
<b>November</b> was another month with some travel within MX. We went up into the mountains to celebrate Day of the Dead. It was incredible! Highly recommend!! It was also a month to celebrate friendships of returning snowbirds, the Theater season kicked into high gear & our refrigerator died, causing us to lose food.<br />
<br />
<b>December </b>was a very busy month with many show openings at the Theaters, Christmas parties, snowbirds arriving, & the holidays.<br />
<br />
<b>OVERVIEW OF THE YEAR:</b><br />
This was a year of travel all over the world for us. It wasn't our intention but one thing lead to the next. We started by deciding to go to Oaxaca & Chiapasm MX for 2 weeks last March. It was fabulous!! MX is a gorgeous diverse country & we intend to see as much as possible. This was supposed to be our big vacation. So, we decided to take a month a visit family & friends in the states. But, since we were ending up in New York, I was able to talk Mike into taking advantage of great deals in Europe. So off we went after our month in the US & did 3 more weeks in Europe, Greece & Turkey. Within a couple of weeks returning to Vallarta, we were off to the mountains of Michoacan, MX for Day of the Dead. Needless to say, we had a fabulous year!!<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 1046px;">
<colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="14" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February </td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
<td class="xl67" style="width: 48pt;" width="64"> August</td>
<td class="xl67" style="width: 48pt;" width="64">September</td>
<td class="xl67" style="width: 48pt;" width="64"> October</td>
<td class="xl67" style="width: 48pt;" width="64">November</td>
<td class="xl67" style="width: 48pt;" width="64">December</td>
<td style="width: 48pt;" width="64"></td>
<td style="width: 48pt;" width="64"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 928 </td>
<td class="xl66"> $ 1,008 </td>
<td class="xl66"> $ 957 </td>
<td class="xl66"> $ 1,024 </td>
<td class="xl66"> $ 980 </td>
<td class="xl66"> $ 935 </td>
<td class="xl66"> $ 928 </td>
<td class="xl66"> $ 994 </td>
<td class="xl66"> $ 973 </td>
<td class="xl66"> $ 973 </td>
<td class="xl66"> $ 972 </td>
<td class="xl66"> $ 971 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 13 </td>
<td class="xl66"> $ 33 </td>
<td class="xl66"> $ 42 </td>
<td class="xl66"> $ 41 </td>
<td class="xl66"> $ 7 </td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 17 </td>
<td class="xl66"> $ 10 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 32 </td>
<td class="xl66"> $ 32 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 20 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 198 </td>
<td class="xl66"> $ 211 </td>
<td class="xl66"> $ 171 </td>
<td class="xl66"> $ 452 </td>
<td class="xl66"> $ 263 </td>
<td class="xl66"> $ 395 </td>
<td class="xl66"> $ 201 </td>
<td class="xl66"> $ 230 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 290 </td>
<td class="xl66"> $ 448 </td>
<td class="xl66"> $ 194 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 463 </td>
<td class="xl66"> $ 371 </td>
<td class="xl66"> $ 216 </td>
<td class="xl66"> $ 559 </td>
<td class="xl66"> $ 220 </td>
<td class="xl66"> $ 357 </td>
<td class="xl66"> $ 422 </td>
<td class="xl66"> $ 324 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 293 </td>
<td class="xl66"> $ 471 </td>
<td class="xl66"> $ 472 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 215 </td>
<td class="xl66"> $ 219 </td>
<td class="xl66"> $ 91 </td>
<td class="xl66"> $ 185 </td>
<td class="xl66"> $ 115 </td>
<td class="xl66"> $ 154 </td>
<td class="xl66"> $ 160 </td>
<td class="xl66"> $ 78 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 115 </td>
<td class="xl66"> $ 228 </td>
<td class="xl66"> $ 210 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"> $ 35 </td>
<td class="xl66"> $ 145 </td>
<td class="xl66"> $ 61 </td>
<td class="xl66"> $ 46 </td>
<td class="xl66"></td>
<td class="xl66"> $ 92 </td>
<td class="xl66"> $ 88 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 42 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 46 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 35 </td>
<td class="xl66"></td>
<td class="xl66"> $ 66 </td>
<td class="xl66"> $ 128 </td>
<td class="xl66"> $ 61 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 214 </td>
<td class="xl66"> $ 86 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 70 </td>
<td class="xl66"> $ 80 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 148 </td>
<td class="xl66"> $ 74 </td>
<td class="xl66"> $ 171 </td>
<td class="xl66"> $ 55 </td>
<td class="xl66"> $ 143 </td>
<td class="xl66"> $ 88 </td>
<td class="xl66"> $ 70 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 52 </td>
<td class="xl66"> $ 143 </td>
<td class="xl66"> $ 138 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 40 </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 94 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"> $ 81 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 97 </td>
<td class="xl66"> $ 126 </td>
<td class="xl66"> $ 132 </td>
<td class="xl66"> $ 81 </td>
<td class="xl66"> $ 87 </td>
<td class="xl66"> $ 52 </td>
<td class="xl66"> $ 45 </td>
<td class="xl66"> $ 48 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 68 </td>
<td class="xl66"> $ 83 </td>
<td class="xl66"> $ 65 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,479 </td>
<td class="xl66"> $ 2,623 </td>
<td class="xl66"> $ 2,166 </td>
<td class="xl66"> $ 3,073 </td>
<td class="xl66"> $ 2,181 </td>
<td class="xl66"> $ 2,730 </td>
<td class="xl66"> $ 2,575 </td>
<td class="xl66"> $ 2,381 </td>
<td class="xl66"> $ 1,406 </td>
<td class="xl66"> $ 2,380 </td>
<td class="xl66"> $ 2,866 </td>
<td class="xl66"> $ 2,681 </td>
<td></td>
<td class="xl66"> $ 29,541 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,551 </td>
<td class="xl66"> $ 1,615 </td>
<td class="xl66"> $ 1,209 </td>
<td class="xl66"> $ 2,049 </td>
<td class="xl66"> $ 1,201 </td>
<td class="xl66"> $ 1,795 </td>
<td class="xl66"> $ 1,647 </td>
<td class="xl66"> $ 1,387 </td>
<td class="xl66"> $ 433 </td>
<td class="xl66"> $ 1,407 </td>
<td class="xl66"> $ 1,894 </td>
<td class="xl66"> $ 1,710 </td>
<td></td>
<td class="xl66"> $ 17,898 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 139 </td>
<td class="xl66"> $ 247 </td>
<td class="xl66"> $ 27 </td>
<td class="xl66"> $ 422 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 77 </td>
<td class="xl66"> $ 49 </td>
<td class="xl66"> $ 155 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 675 </td>
<td class="xl66"> $ 338 </td>
<td class="xl66"> $ 159 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"> $ 263 </td>
<td class="xl66"></td>
<td class="xl66"> $ 177 </td>
<td class="xl66"> $ 110 </td>
<td class="xl66"></td>
<td class="xl66"> $ 10 </td>
<td class="xl66"> $ 197 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 26 </td>
<td class="xl66"> $ 26 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 47 </td>
<td class="xl66"></td>
<td class="xl66"> $ 123 </td>
<td class="xl66"> $ 127 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 218 </td>
<td class="xl66"> $ 496 </td>
<td class="xl66"> $ 1,862 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 184 </td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"> $ 174 </td>
<td class="xl66"> $ 4,541 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 641 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 73 </td>
<td class="xl66"> $ 3,963 </td>
<td class="xl66"> $ 8,917 </td>
<td class="xl66"> $ 1,061 </td>
<td class="xl66"> $ - </td>
<td></td>
<td class="xl66"> $ 19,370 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 631 </td>
<td class="xl66"> $ 917 </td>
<td class="xl66"> $ 6,654 </td>
<td class="xl66"> $ 532 </td>
<td class="xl66"> $ 764 </td>
<td class="xl66"> $ 214 </td>
<td class="xl66"> $ 246 </td>
<td class="xl66"> $ 228 </td>
<td class="xl66"> $ 4,145 </td>
<td class="xl66"> $ 9,592 </td>
<td class="xl66"> $ 1,609 </td>
<td class="xl66"> $ - </td>
<td></td>
<td class="xl66"> $ 25,532 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 3,110 </td>
<td class="xl66"> $ 3,540 </td>
<td class="xl66"> $ 8,820 </td>
<td class="xl66"> $ 3,605 </td>
<td class="xl66"> $ 2,945 </td>
<td class="xl66"> $ 2,944 </td>
<td class="xl66"> $ 2,821 </td>
<td class="xl66"> $ 2,609 </td>
<td class="xl66"> $ 5,551 </td>
<td class="xl66"> $ 11,972 </td>
<td class="xl66"> $ 4,475 </td>
<td class="xl66"> $ 2,681 </td>
<td></td>
<td class="xl66"> $ 55,073 </td>
</tr>
</tbody></table>
<div>
<br /></div>
<div>
<br /></div>
<div>
<span style="font-family: "times new roman"; font-size: 16px;">* Meals Out: Jan16x; Feb 11x; March 11x; April 18x; May 9x; June 18x; July 17x; August 13x; October 13x; November 15x; Dec 20x</span><br />
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Drinks Only: Jan15x; Feb 13x; March 7x; April 16x; May 10x; June 14x; July 13x; August 5x; October 8x; November 16x; Dec 17x</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x; April 51x; May 19x; June 48x; July 31x; August 20x; October 22x; November 39x; Dec 44x</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
January: Whale watching, extra medical PT for Mike.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
March: We did 12 days in Oaxaca & Chiapas (included flights, buses, hotels, entry fees & breakfasts), went on a boat trip for a friend's bd party & all of the meds, payment of remaining Insurance deductible.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
April: Increased meals out, groceries, & taxi/Uber rides.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
May: Baja trip including bus, airplane, gas, food, meals & drinks out, entry fees. I purchased a new dresser to finally be able to put away some clothes that were still in a suitcase.<br />
June: Friends visiting and we enjoyed being with them and showing off our beautiful paradise.<br />
July: Friends visiting so a few extra meals out and Rhythms of the Night evening ($197).<br />
August: Just enjoyed our beautiful Vallarta.<br />
September: All expenses for our trips included EVERYTHING. Flights, car rentals, hotels, meals, drinks, Traveler's Insurance, tours, gas, & ferries. I only account for the US/Canadian portion of our trip in September.<br />
October: All expenses for our European trip are included in October.<br />
November: Our trip to Morelia & Patzcuaro for Day of the Dead.<br />
December: We did a day trip to a Raicilla making distillery up in the mountains.<br />
<br />
<br />
<div>
<br /></div>
<div>
</div>
</div>
</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-5817150926818783392018-12-02T17:24:00.003-06:002018-12-02T17:24:50.109-06:00BUDGET UPDATE - November, 2018<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
The year is coming to a close!!<br />
<br />
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 4 full years, as of December 15, 2017 that we have lived here.</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar. Our rent includes internet, cable TV, water, and gas. We continue to pay our own electric and $10US more for upgraded internet.</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<b>January</b> was an extremely busy month with High Season in full swing and multiple friends from the states that came to see us. We did a fantastic Whale Watching boat trip out on the Bay & Mike went fishing with the guys. We also made a 25% deposit on a 2 week tour that we're taking in March to see the states of Oaxaca & Chiapas in the southern part of MX. Other expenditures were for our pneumonia vaccines ($218). And, Mike's continued knee issues so additional medical/PT expenditures.</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<b>February </b>continued to be a busy month with several friends visiting, more show openings, but mostly it was a month of trying to figure out what is going on with Mike's knees. It's been determined that he will have knee surgery on his right knee when we return from a vacation in Oaxaca & Chiapas in March. This will be our first claim on our health insurance. So far, they've been very good with our expenses towards the deductible.</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<b>March</b> was a very busy. We entertained friends in from out of town. March 6-18, we went on vacation in the states Oaxaca & Chiapas, Mexico. If you've never been, you MUST! What a beautiful country this is! We not only enjoyed all the history and beauty, we did some major damage in the shopping of artisan goods. And, less than two days after returning, Mike had his arthroscopic surgery on his right knee to repair a torn meniscus and have the cartilage scraped plus they injected fluid into his left knee. He did great! Within 3 days, he was walking without pain. A wonderful experience for what I consider our first major medical issue in MX. Couldn't have been more pleased with all facets of the medical service here!</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<br /></div>
<b>April</b> was a month of saying goodbye to many of our snowbird friends and catching up with others, as we don't seem to get together with our friends as much during high season because of visitors coming down for their vacations. So the combination blew our meals out & grocery budget! It was also a month of continued recovery for Mike's knee so many more taxi/Uber rides than normal.We also signed a year's extension on our lease!!<br />
<br />
<b>May</b> brought a wonderful week on the Baja in Todos Santos, MX with good long time friends from the states. It included wonderful exploring and delicious food while just visiting on the beach or by their pool.<br />
<br />
<b>June</b> brought friends on vacation. We enjoyed exploring and showing them our beautiful paradise.<br />
<br />
<b>July</b> more friends on vacation, so we entertained them and went on a few excursions that we don't do normally.<br />
<br />
<b>August </b>brought the rains and anticipation of our impending 7 week US/Europe trip. We began our journey on August 22, so all expenses for the trip are included in our accounting for September.<br />
<br />
<b>September </b>was spent on our journey. We visited Nanaimo, BC; Spokane, WA & north up where we used to live in the Colville/Kettle Falls area. While there Mike was able to celebrate his 70th bd with friends & family; Chicago; Saugatuck, MI; Raleigh, NC, where we flew right into Hurricane Florence; CT & MA. Departed late on September 20 for Barcelona, Spain and the second leg of our trip. From Barcelona, we took a week long Mediterranean cruise stopping in Menorca, Corrsica, La Speiza, Polimbio & Porto Fino before returning to Barcelona. From there we flew to Athens, Greece.<br />
<br />
<b>October </b>saw us embarking on another cruise with friends joining us for that week. Athens, Mykonos, Volos, Santorini & Nauplio. Once back in Athens, we flew to Istanbul, Turkey for 3 days where I celebrated my 67th bd. Then back to Vallarta via New York & Mexico City. Arrived back in Vallarta on October 12, exhausted but very happy we experienced so much.<br />
<br />
November was another month with some travel within MX. We went up into the mountains to celebrate Day of the Dead. It was incredible! Highly recommend!! It was also a month to celebrate friendships of returning snowbirds, the Theater season kicked into high gear & our refrigerator died, causing us to lose food.<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 854px;">
<colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="11" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January </td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
<td class="xl67" style="width: 48pt;" width="64"> August</td>
<td class="xl67" style="width: 48pt;" width="64">September</td>
<td class="xl67" style="width: 48pt;" width="64"> October</td>
<td class="xl67" style="width: 48pt;" width="64"> November</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 928 </td>
<td class="xl66"> $ 1,008 </td>
<td class="xl66"> $ 957 </td>
<td class="xl66"> $ 1,024 </td>
<td class="xl66"> $ 980 </td>
<td class="xl66"> $ 935 </td>
<td class="xl66"> $ 928 </td>
<td class="xl66"> $ 994 </td>
<td class="xl66"> $ 973 </td>
<td class="xl66"> $ 973 </td>
<td class="xl66"> $ 972 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 13 </td>
<td class="xl66"> $ 33 </td>
<td class="xl66"> $ 42 </td>
<td class="xl66"> $ 41 </td>
<td class="xl66"> $ 7 </td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 17 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 32 </td>
<td class="xl66"> $ 32 </td>
<td class="xl66"> $ 20 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 198 </td>
<td class="xl66"> $ 211 </td>
<td class="xl66"> $ 171 </td>
<td class="xl66"> $ 452 </td>
<td class="xl66"> $ 263 </td>
<td class="xl66"> $ 395 </td>
<td class="xl66"> $ 201 </td>
<td class="xl66"> $ 230 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 290 </td>
<td class="xl66"> $ 448 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 463 </td>
<td class="xl66"> $ 371 </td>
<td class="xl66"> $ 216 </td>
<td class="xl66"> $ 559 </td>
<td class="xl66"> $ 220 </td>
<td class="xl66"> $ 357 </td>
<td class="xl66"> $ 422 </td>
<td class="xl66"> $ 324 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 293 </td>
<td class="xl66"> $ 471 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 215 </td>
<td class="xl66"> $ 219 </td>
<td class="xl66"> $ 91 </td>
<td class="xl66"> $ 185 </td>
<td class="xl66"> $ 115 </td>
<td class="xl66"> $ 154 </td>
<td class="xl66"> $ 160 </td>
<td class="xl66"> $ 78 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 115 </td>
<td class="xl66"> $ 228 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"> $ 35 </td>
<td class="xl66"> $ 145 </td>
<td class="xl66"> $ 61 </td>
<td class="xl66"> $ 46 </td>
<td class="xl66"></td>
<td class="xl66"> $ 92 </td>
<td class="xl66"> $ 88 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 42 </td>
<td class="xl66"> $ 20 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 35 </td>
<td class="xl66"></td>
<td class="xl66"> $ 66 </td>
<td class="xl66"> $ 128 </td>
<td class="xl66"> $ 61 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 214 </td>
<td class="xl66"> $ 86 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 70 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 148 </td>
<td class="xl66"> $ 74 </td>
<td class="xl66"> $ 171 </td>
<td class="xl66"> $ 55 </td>
<td class="xl66"> $ 143 </td>
<td class="xl66"> $ 88 </td>
<td class="xl66"> $ 70 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 52 </td>
<td class="xl66"> $ 143 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 40 </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 94 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 97 </td>
<td class="xl66"> $ 126 </td>
<td class="xl66"> $ 132 </td>
<td class="xl66"> $ 81 </td>
<td class="xl66"> $ 87 </td>
<td class="xl66"> $ 52 </td>
<td class="xl66"> $ 45 </td>
<td class="xl66"> $ 48 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 68 </td>
<td class="xl66"> $ 83 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,479 </td>
<td class="xl66"> $ 2,623 </td>
<td class="xl66"> $ 2,166 </td>
<td class="xl66"> $ 3,073 </td>
<td class="xl66"> $ 2,181 </td>
<td class="xl66"> $ 2,730 </td>
<td class="xl66"> $ 2,575 </td>
<td class="xl66"> $ 2,381 </td>
<td class="xl66"> $ 1,406 </td>
<td class="xl66"> $ 2,380 </td>
<td class="xl66"> $ 2,866 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,551 </td>
<td class="xl66"> $ 1,615 </td>
<td class="xl66"> $ 1,209 </td>
<td class="xl66"> $ 2,049 </td>
<td class="xl66"> $ 1,201 </td>
<td class="xl66"> $ 1,795 </td>
<td class="xl66"> $ 1,647 </td>
<td class="xl66"> $ 1,387 </td>
<td class="xl66"> $ 433 </td>
<td class="xl66"> $ 1,407 </td>
<td class="xl66"> $ 1,894 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 139 </td>
<td class="xl66"> $ 247 </td>
<td class="xl66"> $ 27 </td>
<td class="xl66"> $ 422 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 77 </td>
<td class="xl66"> $ 49 </td>
<td class="xl66"> $ 155 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 675 </td>
<td class="xl66"> $ 338 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"> $ 263 </td>
<td class="xl66"></td>
<td class="xl66"> $ 177 </td>
<td class="xl66"> $ 110 </td>
<td class="xl66"></td>
<td class="xl66"> $ 10 </td>
<td class="xl66"> $ 197 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 26 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 47 </td>
<td class="xl66"></td>
<td class="xl66"> $ 123 </td>
<td class="xl66"> $ 127 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 218 </td>
<td class="xl66"> $ 496 </td>
<td class="xl66"> $ 1,862 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 184 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"> $ 174 </td>
<td class="xl66"> $ 4,541 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 641 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 73 </td>
<td class="xl66"> $ 3,963 </td>
<td class="xl66"> $ 8,917 </td>
<td class="xl66"> $ 1,061 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 631 </td>
<td class="xl66"> $ 917 </td>
<td class="xl66"> $ 6,654 </td>
<td class="xl66"> $ 532 </td>
<td class="xl66"> $ 764 </td>
<td class="xl66"> $ 214 </td>
<td class="xl66"> $ 246 </td>
<td class="xl66"> $ 228 </td>
<td class="xl66"> $ 4,145 </td>
<td class="xl66"> $ 9,592 </td>
<td class="xl66"> $ 1,609 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 3,110 </td>
<td class="xl66"> $ 3,540 </td>
<td class="xl66"> $ 8,820 </td>
<td class="xl66"> $ 3,605 </td>
<td class="xl66"> $ 2,945 </td>
<td class="xl66"> $ 2,944 </td>
<td class="xl66"> $ 2,821 </td>
<td class="xl66"> $ 2,609 </td>
<td class="xl66"> $ 5,551 </td>
<td class="xl66"> $ 11,972 </td>
<td class="xl66"> $ 4,475 </td>
</tr>
</tbody></table>
<br />
<span style="font-family: "times new roman"; font-size: 16px;">* Meals Out: Jan16x; Feb 11x; March 11x; April 18x; May 9x; June 18x; July 17x; August 13x; October 13x; November 15x</span><br />
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Drinks Only: Jan15x; Feb 13x; March 7x; April 16x; May 10x; June 14x; July 13x; August 5x; October 8x; November 16x</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x; April 51x; May 19x; June 48x; July 31x; August 20x; October 22x; November 39x</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
January: Whale watching, extra medical PT for Mike.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
March: We did 12 days in Oaxaca & Chiapas (included flights, buses, hotels, entry fees & breakfasts), went on a boat trip for a friend's bd party & all of the meds, payment of remaining Insurance deductible.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
April: Increased meals out, groceries, & taxi/Uber rides.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
May: Baja trip including bus, airplane, gas, food, meals & drinks out, entry fees. I purchased a new dresser to finally be able to put away some clothes that were still in a suitcase.<br />
June: Friends visiting and we enjoyed being with them and showing off our beautiful paradise.<br />
July: Friends visiting so a few extra meals out and Rhythms of the Night evening ($197).<br />
August: Just enjoyed our beautiful Vallarta.<br />
September: All expenses for our trips included EVERYTHING. Flights, car rentals, hotels, meals, drinks, Traveler's Insurance, tours, gas, & ferries. I only account for the US/Canadian portion of our trip in September.<br />
October: All expenses for our European trip are included in October.<br />
November: Our trip to Morelia & Patzcuaro for Day of the Dead.<br />
<div>
<br /></div>
</div>
<div>
<br /></div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-52316390567492760862018-11-05T17:34:00.003-06:002018-11-05T17:34:46.486-06:00UPDATE - August, September & October<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
Half the year has already passed us by!</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 4 full years, as of December 15, 2017 that we have lived here.</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar. Our rent includes internet, cable TV, water, and gas. We continue to pay our own electric and $10US more for upgraded internet.</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<b>January</b> was an extremely busy month with High Season in full swing and multiple friends from the states that came to see us. We did a fantastic Whale Watching boat trip out on the Bay & Mike went fishing with the guys. We also made a 25% deposit on a 2 week tour that we're taking in March to see the states of Oaxaca & Chiapas in the southern part of MX. Other expenditures were for our pneumonia vaccines ($218). And, Mike's continued knee issues so additional medical/PT expenditures.</div>
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<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<b>February </b>continued to be a busy month with several friends visiting, more show openings, but mostly it was a month of trying to figure out what is going on with Mike's knees. It's been determined that he will have knee surgery on his right knee when we return from a vacation in Oaxaca & Chiapas in March. This will be our first claim on our health insurance. So far, they've been very good with our expenses towards the deductible.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<b>March</b> was a very busy. We entertained friends in from out of town. March 6-18, we went on vacation in the states Oaxaca & Chiapas, Mexico. If you've never been, you MUST! What a beautiful country this is! We not only enjoyed all the history and beauty, we did some major damage in the shopping of artisan goods. And, less than two days after returning, Mike had his arthroscopic surgery on his right knee to repair a torn meniscus and have the cartilage scraped plus they injected fluid into his left knee. He did great! Within 3 days, he was walking without pain. A wonderful experience for what I consider our first major medical issue in MX. Couldn't have been more pleased with all facets of the medical service here!</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
<br /></div>
<b>April</b> was a month of saying goodbye to many of our snowbird friends and catching up with others, as we don't seem to get together with our friends as much during high season because of visitors coming down for their vacations. So the combination blew our meals out & grocery budget! It was also a month of continued recovery for Mike's knee so many more taxi/Uber rides than normal.We also signed a year's extension on our lease!!<br />
<br />
<b>May</b> brought a wonderful week on the Baja in Todos Santos, MX with good long time friends from the states. It included wonderful exploring and delicious food while just visiting on the beach or by their pool.<br />
<br />
<b>June</b> brought friends on vacation. We enjoyed exploring and showing them our beautiful paradise.<br />
<br />
<b>July</b> more friends on vacation, so we entertained them and went on a few excursions that we don't do normally.<br />
<br />
<b>August </b>brought the rains and anticipation of our impending 7 week US/Europe trip. We began our journey on August 22, so all expenses for the trip are included in our accounting for September.<br />
<br />
<b>September </b>was spent on our journey. We visited Nanaimo, BC; Spokane, WA & north up where we used to live in the Colville/Kettle Falls area. While there Mike was able to celebrate his 70th bd with friends & family; Chicago; Saugatuck, MI; Raleigh, NC, where we flew right into Hurricane Florence; CT & MA. Departed late on September 20 for Barcelona, Spain and the second leg of our trip. From Barcelona, we took a week long Mediterranean cruise stopping in Menorca, Corrsica, La Speiza, Polimbio & Porto Fino before returning to Barcelona. From there we flew to Athens, Greece.<br />
<br />
<b>October </b>saw us embarking on another cruise with friends joining us for that week. Athens, Mykonos, Volos, Santorini & Nauplio. Once back in Athens, we flew to Istanbul, Turkey for 3 days where I celebrated my 67th bd. Then back to Vallarta via New York & Mexico City. Arrived back in Vallarta on October 12, exhausted but very happy we experienced so much.<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 790px;">
<colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="10" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
<td class="xl67" style="width: 48pt;" width="64"> August</td>
<td class="xl67" style="width: 48pt;" width="64">September </td>
<td class="xl67" style="width: 48pt;" width="64"> October</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 928 </td>
<td class="xl66"> $ 1,008 </td>
<td class="xl66"> $ 957 </td>
<td class="xl66"> $ 1,024 </td>
<td class="xl66"> $ 980 </td>
<td class="xl66"> $ 935 </td>
<td class="xl66"> $ 928 </td>
<td class="xl66"> $ 994 </td>
<td class="xl66"> $ 973 </td>
<td class="xl66"> $ 973 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 13 </td>
<td class="xl66"> $ 33 </td>
<td class="xl66"> $ 42 </td>
<td class="xl66"> $ 41 </td>
<td class="xl66"> $ 7 </td>
<td class="xl66"> $ 9 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 32 </td>
<td class="xl66"> $ 32 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 198 </td>
<td class="xl66"> $ 211 </td>
<td class="xl66"> $ 171 </td>
<td class="xl66"> $ 452 </td>
<td class="xl66"> $ 263 </td>
<td class="xl66"> $ 395 </td>
<td class="xl66"> $ 201 </td>
<td class="xl66"> $ 230 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 290 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 463 </td>
<td class="xl66"> $ 371 </td>
<td class="xl66"> $ 216 </td>
<td class="xl66"> $ 559 </td>
<td class="xl66"> $ 220 </td>
<td class="xl66"> $ 357 </td>
<td class="xl66"> $ 422 </td>
<td class="xl66"> $ 324 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 293 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 215 </td>
<td class="xl66"> $ 219 </td>
<td class="xl66"> $ 91 </td>
<td class="xl66"> $ 185 </td>
<td class="xl66"> $ 115 </td>
<td class="xl66"> $ 154 </td>
<td class="xl66"> $ 160 </td>
<td class="xl66"> $ 78 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 115 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"> $ 35 </td>
<td class="xl66"> $ 145 </td>
<td class="xl66"> $ 61 </td>
<td class="xl66"> $ 46 </td>
<td class="xl66"></td>
<td class="xl66"> $ 92 </td>
<td class="xl66"> $ 88 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 42 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 35 </td>
<td class="xl66"></td>
<td class="xl66"> $ 66 </td>
<td class="xl66"> $ 128 </td>
<td class="xl66"> $ 61 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 214 </td>
<td class="xl66"> $ 86 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 112 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 148 </td>
<td class="xl66"> $ 74 </td>
<td class="xl66"> $ 171 </td>
<td class="xl66"> $ 55 </td>
<td class="xl66"> $ 143 </td>
<td class="xl66"> $ 88 </td>
<td class="xl66"> $ 70 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 52 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 40 </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 94 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 97 </td>
<td class="xl66"> $ 126 </td>
<td class="xl66"> $ 132 </td>
<td class="xl66"> $ 81 </td>
<td class="xl66"> $ 87 </td>
<td class="xl66"> $ 52 </td>
<td class="xl66"> $ 45 </td>
<td class="xl66"> $ 48 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 68 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
<td class="xl66"> $ 394 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,479 </td>
<td class="xl66"> $ 2,623 </td>
<td class="xl66"> $ 2,166 </td>
<td class="xl66"> $ 3,073 </td>
<td class="xl66"> $ 2,181 </td>
<td class="xl66"> $ 2,730 </td>
<td class="xl66"> $ 2,575 </td>
<td class="xl66"> $ 2,381 </td>
<td class="xl66"> $ 1,406 </td>
<td class="xl66"> $ 2,380 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,551 </td>
<td class="xl66"> $ 1,615 </td>
<td class="xl66"> $ 1,209 </td>
<td class="xl66"> $ 2,049 </td>
<td class="xl66"> $ 1,201 </td>
<td class="xl66"> $ 1,795 </td>
<td class="xl66"> $ 1,647 </td>
<td class="xl66"> $ 1,387 </td>
<td class="xl66"> $ 433 </td>
<td class="xl66"> $ 1,407 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 139 </td>
<td class="xl66"> $ 247 </td>
<td class="xl66"> $ 27 </td>
<td class="xl66"> $ 422 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 77 </td>
<td class="xl66"> $ 49 </td>
<td class="xl66"> $ 155 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 675 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"> $ 263 </td>
<td class="xl66"></td>
<td class="xl66"> $ 177 </td>
<td class="xl66"> $ 110 </td>
<td class="xl66"></td>
<td class="xl66"> $ 10 </td>
<td class="xl66"> $ 197 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 47 </td>
<td class="xl66"></td>
<td class="xl66"> $ 123 </td>
<td class="xl66"> $ 127 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 218 </td>
<td class="xl66"> $ 496 </td>
<td class="xl66"> $ 1,862 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"> $ 174 </td>
<td class="xl66"> $ 4,541 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 641 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 73 </td>
<td class="xl66"> $ 3,963 </td>
<td class="xl66"> $ 8,917 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 631 </td>
<td class="xl66"> $ 917 </td>
<td class="xl66"> $ 6,654 </td>
<td class="xl66"> $ 532 </td>
<td class="xl66"> $ 764 </td>
<td class="xl66"> $ 214 </td>
<td class="xl66"> $ 246 </td>
<td class="xl66"> $ 228 </td>
<td class="xl66"> $ 4,145 </td>
<td class="xl66"> $ 9,592 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 3,110 </td>
<td class="xl66"> $ 3,540 </td>
<td class="xl66"> $ 8,820 </td>
<td class="xl66"> $ 3,605 </td>
<td class="xl66"> $ 2,945 </td>
<td class="xl66"> $ 2,944 </td>
<td class="xl66"> $ 2,821 </td>
<td class="xl66"> $ 2,609 </td>
<td class="xl66"> $ 5,551 </td>
<td class="xl66"> $ 11,972 </td>
</tr>
</tbody></table>
<br />
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Meals Out: Jan16x; Feb 11x; March 11x; April 18x; May 9x; June 18x; July 17x; August 13x; October 13x</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Drinks Only: Jan15x; Feb 13x; March 7x; April 16x; May 10x; June 14x; July 13x; August 5x; October 8x</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x; April 51x; May 19x; June 48x; July 31x; August 20x; October 22x</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
January: Whale watching, extra medical PT for Mike.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
March: We did 12 days in Oaxaca & Chiapas (included flights, buses, hotels, entry fees & breakfasts), went on a boat trip for a friend's bd party & all of the meds, payment of remaining Insurance deductible.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
April: Increased meals out, groceries, & taxi/Uber rides.</div>
<div style="font-family: "times new roman"; font-size: 16px; margin: 0px;">
May: Baja trip including bus, airplane, gas, food, meals & drinks out, entry fees. I purchased a new dresser to finally be able to put away some clothes that were still in a suitcase.<br />
June: Friends visiting and we enjoyed being with them and showing off our beautiful paradise.<br />
July: Friends visiting so a few extra meals out and Rhythms of the Night evening ($197).<br />
August: Just enjoyed our beautiful Vallarta.<br />
September: All expenses for our trips included EVERYTHING. Flights, car rentals, hotels, meals, drinks, Traveler's Insurance, tours, gas, & ferries. I only account for the US/Canadian portion of our trip in September.<br />
October: All expenses for our European trip are included in October. </div>
<br />
<br />Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-70327533612743158592018-08-01T11:49:00.000-05:002018-08-01T11:49:17.951-05:00BUDGET UPDATE - July, 2018<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
Half the year has already passed us by!</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 4 full years, as of December 15, 2017 that we have lived here.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar. Our rent includes internet, cable TV, water, and gas. We continue to pay our own electric and $10US more for upgraded internet.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<b>January</b> was an extremely busy month with High Season in full swing and multiple friends from the states that came to see us. We did a fantastic Whale Watching boat trip out on the Bay & Mike went fishing with the guys. We also made a 25% deposit on a 2 week tour that we're taking in March to see the states of Oaxaca & Chiapas in the southern part of MX. Other expenditures were for our pneumonia vaccines ($218). And, Mike's continued knee issues so additional medical/PT expenditures.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<b>February </b>continued to be a busy month with several friends visiting, more show openings, but mostly it was a month of trying to figure out what is going on with Mike's knees. It's been determined that he will have knee surgery on his right knee when we return from a vacation in Oaxaca & Chiapas in March. This will be our first claim on our health insurance. So far, they've been very good with our expenses towards the deductible.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<br /></div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<b>March</b> was a very busy. We entertained friends in from out of town. March 6-18, we went on vacation in the states Oaxaca & Chiapas, Mexico. If you've never been, you MUST! What a beautiful country this is! We not only enjoyed all the history and beauty, we did some major damage in the shopping of artisan goods. And, less than two days after returning, Mike had his arthroscopic surgery on his right knee to repair a torn meniscus and have the cartilage scraped plus they injected fluid into his left knee. He did great! Within 3 days, he was walking without pain. A wonderful experience for what I consider our first major medical issue in MX. Couldn't have been more pleased with all facets of the medical service here!</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
<br /></div>
<b>April</b> was a month of saying goodbye to many of our snowbird friends and catching up with others, as we don't seem to get together with our friends as much during high season because of visitors coming down for their vacations. So the combination blew our meals out & grocery budget! It was also a month of continued recovery for Mike's knee so many more taxi/Uber rides than normal.We also signed a year's extension on our lease!!<br />
<br />
<b>May</b> brought a wonderful week on the Baja in Todos Santos, MX with good long time friends from the states. It included wonderful exploring and delicious food while just visiting on the beach or by their pool.<br />
<br />
<b>June</b> brought friends on vacation. We enjoyed exploring and showing them our beautiful paradise.<br />
<br />
<b>July</b> more friends on vacation, so we entertained them and went on a few excursions that we don't do normally.<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 598px;">
<colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="7" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 928 </td>
<td class="xl66"> $ 1,008 </td>
<td class="xl66"> $ 957 </td>
<td class="xl66"> $ 1,024 </td>
<td class="xl66"> $ 980 </td>
<td class="xl66"> $ 935 </td>
<td class="xl66"> $ 928 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 13 </td>
<td class="xl66"> $ 33 </td>
<td class="xl66"> $ 42 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 198 </td>
<td class="xl66"> $ 211 </td>
<td class="xl66"> $ 171 </td>
<td class="xl66"> $ 452 </td>
<td class="xl66"> $ 263 </td>
<td class="xl66"> $ 395 </td>
<td class="xl66"> $ 201 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 463 </td>
<td class="xl66"> $ 371 </td>
<td class="xl66"> $ 216 </td>
<td class="xl66"> $ 559 </td>
<td class="xl66"> $ 220 </td>
<td class="xl66"> $ 357 </td>
<td class="xl66"> $ 422 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 215 </td>
<td class="xl66"> $ 219 </td>
<td class="xl66"> $ 91 </td>
<td class="xl66"> $ 185 </td>
<td class="xl66"> $ 115 </td>
<td class="xl66"> $ 154 </td>
<td class="xl66"> $ 160 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"> $ 35 </td>
<td class="xl66"> $ 145 </td>
<td class="xl66"> $ 61 </td>
<td class="xl66"> $ 46 </td>
<td class="xl66"></td>
<td class="xl66"> $ 92 </td>
<td class="xl66"> $ 88 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"> $ 35 </td>
<td class="xl66"></td>
<td class="xl66"> $ 66 </td>
<td class="xl66"> $ 128 </td>
<td class="xl66"> $ 61 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 214 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 148 </td>
<td class="xl66"> $ 74 </td>
<td class="xl66"> $ 171 </td>
<td class="xl66"> $ 55 </td>
<td class="xl66"> $ 143 </td>
<td class="xl66"> $ 88 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 40 </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 97 </td>
<td class="xl66"> $ 126 </td>
<td class="xl66"> $ 132 </td>
<td class="xl66"> $ 81 </td>
<td class="xl66"> $ 87 </td>
<td class="xl66"> $ 52 </td>
<td class="xl66"> $ 45 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 2,479 </td>
<td class="xl66"> $ 2,623 </td>
<td class="xl66"> $ 2,166 </td>
<td class="xl66"> $ 3,073 </td>
<td class="xl66"> $ 2,181 </td>
<td class="xl66"> $ 2,730 </td>
<td class="xl66"> $ 2,575 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,551 </td>
<td class="xl66"> $ 1,615 </td>
<td class="xl66"> $ 1,209 </td>
<td class="xl66"> $ 2,049 </td>
<td class="xl66"> $ 1,201 </td>
<td class="xl66"> $ 1,795 </td>
<td class="xl66"> $ 1,647 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 139 </td>
<td class="xl66"> $ 247 </td>
<td class="xl66"> $ 27 </td>
<td class="xl66"> $ 422 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 77 </td>
<td class="xl66"> $ 49 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"> $ 263 </td>
<td class="xl66"></td>
<td class="xl66"> $ 177 </td>
<td class="xl66"> $ 110 </td>
<td class="xl66"></td>
<td class="xl66"> $ 10 </td>
<td class="xl66"> $ 197 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 47 </td>
<td class="xl66"></td>
<td class="xl66"> $ 123 </td>
<td class="xl66"> $ 127 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 218 </td>
<td class="xl66"> $ 496 </td>
<td class="xl66"> $ 1,862 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ - </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"> $ 174 </td>
<td class="xl66"> $ 4,541 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 641 </td>
<td class="xl66"></td>
<td class="xl66"> $ - </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 631 </td>
<td class="xl66"> $ 917 </td>
<td class="xl66"> $ 6,654 </td>
<td class="xl66"> $ 532 </td>
<td class="xl66"> $ 764 </td>
<td class="xl66"> $ 214 </td>
<td class="xl66"> $ 246 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 3,110 </td>
<td class="xl66"> $ 3,540 </td>
<td class="xl66"> $ 8,820 </td>
<td class="xl66"> $ 3,605 </td>
<td class="xl66"> $ 2,945 </td>
<td class="xl66"> $ 2,944 </td>
<td class="xl66"> $ 2,821 </td>
</tr>
</tbody></table>
<br />
<br />
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
* Meals Out: Jan16x; Feb 11x; March 11x; April 18x; May 9x; June 18x; July 17x</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
* Drinks Only: Jan15x; Feb 13x; March 7x; April 16x; May 10x; June 14x; July 13x</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x; April 51x; May 19x; June 48x; July 31x</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
January: Whale watching, extra medical PT for Mike.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
March: We did 12 days in Oaxaca & Chiapas (included flights, buses, hotels, entry fees & breakfasts), went on a boat trip for a friend's bd party & all of the meds, payment of remaining Insurance deductible.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
April: Increased meals out, groceries, & taxi/Uber rides.</div>
<div style="font-family: "times new roman"; font-size: 16px; font-variant-east-asian: normal; font-variant-numeric: normal; margin: 0px;">
May: Baja trip including bus, airplane, gas, food, meals & drinks out, entry fees. I purchased a new dresser to finally be able to put away some clothes that were still in a suitcase.<br />
June: Friends visiting and we enjoyed being with them and showing off our beautiful paradise.<br />
July: Friends visiting so a few extra meals out and Rhythms of the Night evening ($197).</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-929355424907172032018-07-01T13:02:00.000-05:002018-07-01T13:02:06.473-05:00BUDGET UPDATE - June, 2018<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
Half the year has already passed us by!</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<br /></div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
As a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been
4 full years, as of December 15, 2017 that we have lived here.</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<br /></div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. </div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<br /></div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
As of September 1, 2017,
we moved up the hill into Amapas into a
condo complex with 11 units and larger pool. We more than doubled our
space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom,
fully furnished, with a very large outdoor terrace. We now pay rent in
pesos, so our rent fluctuates monthly based on the bank exchange rate
with the US Dollar. Our rent includes internet, cable TV, water, and
gas. We continue to pay our own electric and $10US more for upgraded internet.</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<br /></div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<b>January</b> was an extremely busy month with High Season in full
swing and multiple friends from the states that came to see us. We did a
fantastic Whale Watching boat trip out on the Bay & Mike went
fishing with the guys. We also made a 25% deposit on a 2 week tour that
we're taking in March to see the states of Oaxaca & Chiapas in the
southern part of MX. Other expenditures were for our pneumonia vaccines
($218). And, Mike's continued knee issues so additional medical/PT
expenditures.</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<br /></div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<b>February </b>continued to be a busy month
with several friends visiting, more show openings, but mostly it was a
month of trying to figure out what is going on with Mike's knees. It's
been determined that he will have knee surgery on his right knee when we
return from a vacation in Oaxaca & Chiapas in March. This will be
our first claim on our health insurance. So far, they've been very good
with our expenses towards the deductible.</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<br /></div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<b>March</b> was a
very busy. We entertained friends in from out of town. March 6-18, we
went on vacation in the states Oaxaca & Chiapas, Mexico. If you've
never been, you MUST! What a beautiful country this is! We not only
enjoyed all the history and beauty, we did some major damage in the
shopping of artisan goods. And, less than two days after returning, Mike
had his arthroscopic surgery on his right knee to repair a torn
meniscus and have the cartilage scraped plus they injected fluid into
his left knee. He did great! Within 3 days, he was walking without pain.
A wonderful experience for what I consider our first major medical
issue in MX. Couldn't have been more pleased with all facets of the
medical service here!</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
<br /></div>
<b>April</b>
was a month of saying goodbye to many of our snowbird friends and
catching up with others, as we don't seem to get together with our
friends as much during high season because of visitors coming down for
their vacations. So the combination blew our meals out & grocery
budget! It was also a month of continued recovery for Mike's knee so
many more taxi/Uber rides than normal.We also signed a year's extension
on our lease!! <br />
<br />
<b>May</b> brought a wonderful week on
the Baja in Todos Santos, MX with good long time friends from the
states. It included wonderful exploring and delicious food while just
visiting on the beach or by their pool.<br />
<br />
<b>June</b> brought friends on vacation. We enjoyed exploring and showing them our beautiful paradise. <br />
<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="width: 534px;"><colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="6" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March </td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>928 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,008 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>957 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,024 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>980 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>935 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>9 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>13 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>33 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>198 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>211 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>171 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>452 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>263 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>395 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>463 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>371 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>216 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>559 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>220 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>357 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>215 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>219 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>91 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>185 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>115 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>154 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>145 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>61 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>46 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>92 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>66 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>128 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>61 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>182 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>148 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>74 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>171 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>55 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>143 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>40 </td>
<td class="xl66"><span style="mso-spacerun: yes;"></span> $<span style="mso-spacerun: yes;"></span></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>97 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>126 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>132 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>81 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>87 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>52 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,479 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,623 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,166 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,073 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,181 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,730 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,551 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,615 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,209 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,049 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,201 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,795 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>139 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>247 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>27 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>422 </td>
<td class="xl66"><span style="mso-spacerun: yes;"></span> $<span style="mso-spacerun: yes;"> </span></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>77 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>263 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>177 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>110 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>10 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"></span> $ <span style="mso-spacerun: yes;"><br /></span></td>
<td class="xl66"><span style="mso-spacerun: yes;"></span> 47 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>123 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>127 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>496 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,862 </td>
<td class="xl66"><span style="mso-spacerun: yes;"></span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><span style="mso-spacerun: yes;"></span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>174 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,541 </td>
<td class="xl66"><span style="mso-spacerun: yes;"></span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>641 </td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>631 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>917 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>6,654 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>532 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>764 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>214 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,110 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,540 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8,820 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,605 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,945 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,944 </td>
</tr>
</tbody></table>
<br />
<br />
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* Meals Out: Jan16x; Feb 11x; March 11x; April 18x; May 9x; June </div>
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* Drinks Only: Jan15x; Feb 13x; March 7x; April 16x; May 10x; June 14x</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x; April 51x; May 19x; June 48x</div>
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* Trips/Tours & General Rationale for some additional expenditures:</div>
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January: Whale watching, extra medical PT for Mike.</div>
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February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.</div>
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March: We did 12 days in Oaxaca & Chiapas (included flights,
buses, hotels, entry fees & breakfasts), went on a boat trip for a
friend's bd party & all of the meds, payment of remaining Insurance
deductible.</div>
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April: Increased meals out, groceries, & taxi/Uber rides. </div>
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May: Baja trip including bus, airplane, gas, food, meals &
drinks out, entry fees. I purchased a new dresser to finally be able to
put away some clothes that were still in a suitcase.<br />
June: Friends visiting and we enjoyed being with them and showing off our beautiful paradise. </div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-48510454896456551672018-06-05T16:10:00.001-05:002018-06-05T16:11:34.954-05:00BUDGET UPDATE - May, 2018<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
Almost half the year has already passed us by!</div>
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<br /></div>
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So,
as we begin the New Year of 2018, a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been
4 full years, as of December 15, 2017 that we have lived here.</div>
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<br /></div>
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The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. </div>
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<br /></div>
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As of September 1, 2017,
we moved up the hill into Amapas into a
condo complex with 11 units and larger pool. We more than doubled our
space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom,
fully furnished, with a very large outdoor terrace. We now pay rent in
pesos, so our rent fluctuates monthly based on the bank exchange rate
with the US Dollar. Our rent includes internet, cable TV, water, and
gas. We continue to pay our own electric and $10US more for upgraded internet.</div>
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<br /></div>
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<b>January</b> was an extremely busy month with High Season in full
swing and multiple friends from the states that came to see us. We did a
fantastic Whale Watching boat trip out on the Bay & Mike went
fishing with the guys. We also made a 25% deposit on a 2 week tour that
we're taking in March to see the states of Oaxaca & Chiapas in the
southern part of MX. Other expenditures were for our pneumonia vaccines
($218). And, Mike's continued knee issues so additional medical/PT
expenditures.</div>
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<br /></div>
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<b>February </b>continued to be a busy month
with several friends visiting, more show openings, but mostly it was a
month of trying to figure out what is going on with Mike's knees. It's
been determined that he will have knee surgery on his right knee when we
return from a vacation in Oaxaca & Chiapas in March. This will be
our first claim on our health insurance. So far, they've been very good
with our expenses towards the deductible.</div>
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<br /></div>
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<b>March</b> was a
very busy. We entertained friends in from out of town. March 6-18, we
went on vacation in the states Oaxaca & Chiapas, Mexico. If you've
never been, you MUST! What a beautiful country this is! We not only
enjoyed all the history and beauty, we did some major damage in the
shopping of artisan goods. And, less than two days after returning, Mike
had his arthroscopic surgery on his right knee to repair a torn
meniscus and have the cartilage scraped plus they injected fluid into
his left knee. He did great! Within 3 days, he was walking without pain.
A wonderful experience for what I consider our first major medical
issue in MX. Couldn't have been more pleased with all facets of the
medical service here!</div>
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<br /></div>
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<b>April</b> was a month of saying goodbye to many of our snowbird friends and catching up with others, as we don't seem to get together with our friends as much during high season because of visitors coming down for their vacations. So the combination blew our meals out & grocery budget! It was also a month of continued recovery for Mike's knee so many more taxi/Uber rides than normal.We also signed a year's extension on our lease!! <br />
<br />
<b>May</b> brought a wonderful week on the Baja in Todos Santos, MX with good long time friends from the states. It included wonderful exploring and delicious food while just visiting on the beach or by their pool.<br />
<b><br /></b></div>
<div>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 470px;">
<colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="5" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px; width: 112pt;" width="150"><b><span style="font-family: "calibri";">Living
Expenses:</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px; width: 48pt;" width="64"><b><span style="font-family: "calibri";"> January</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px; width: 48pt;" width="64"><b><span style="font-family: "calibri";"> February </span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px; width: 48pt;" width="64"><b><span style="font-family: "calibri";"> March</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px; width: 48pt;" width="64"><b><span style="font-family: "calibri";"> April</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px; width: 48pt;" width="64"><b><span style="font-family: "calibri";"> May</span></b></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Rent w/utilities</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>928 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>1,008 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>957 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>1,024 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>980 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Electric</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>9 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>8 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>11 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>- </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>13 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Cell Phone</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>22 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>22 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>22 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>22 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>22 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Groceries</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>198 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>211 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>171 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>452 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>263 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Meals Out</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>463 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>371 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>216 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>559 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>220 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Drinks Only</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>215 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>219 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>91 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>185 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>115 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Entertainment</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>35 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>145 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>61 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>46 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Massages/Nails/Hair</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>35 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>66 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>128 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>61 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Bus/Taxi</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>112 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>148 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>74 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>171 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>55 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Dental Cleaning</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>40 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>- </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Incidentals</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>97 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>126 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>132 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>81 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>87 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Medical Insurance</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>365 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>365 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>365 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>365 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>365 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;"><b><span style="font-family: "calibri";">TOTAL</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>2,479 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>2,623 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>2,166 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>3,073 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>2,181 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;"><b><span style="font-family: "calibri";">TOTAL W/O RENT</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>1,551 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>1,615 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>1,209 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>2,049 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>1,201 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;"><b><span style="font-family: "calibri";">Discr Spending:</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Clothes/Shoes/Gifts</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>139 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>247 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>27 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>422 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>- </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Tours</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>263 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>177 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>110 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Home Improve</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>11 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>- </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>47 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>123 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Medical</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>218 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>496 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>1,862 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>- </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>- </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Dental</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;">Trips/Vacations</td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>174 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>4,541 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>- </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>641 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;"><b><span style="font-family: "calibri";">TOTAL Discr.</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>631 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>917 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>6,654 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>532 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>764 </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td height="21" style="background-color: transparent; border: 0px rgb(0, 0, 0); height: 15.6pt; margin: 0px;"><b><span style="font-family: "calibri";">TOTAL ALL</span></b></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>3,110 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>3,540 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>8,820 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>3,605 </span></td>
<td style="background-color: transparent; border: 0px rgb(0, 0, 0); margin: 0px;"><span style="font-family: "calibri";"><span style="margin: 0px;"> </span>$<span style="margin: 0px;"> </span>2,945 </span></td>
</tr>
</tbody></table>
<br /></div>
<div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
* Meals Out: Jan16x; Feb 11x; March 11x; April 18x; May 9x</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
* Drinks Only: Jan15x; Feb 13x; March 7x; April 16x; May 10x</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x; April 51x; May 19x</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
* Trips/Tours & General Rationale for some additional expenditures:</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
January: Whale watching, extra medical PT for Mike.</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
March: We did 12 days in Oaxaca & Chiapas (included flights,
buses, hotels, entry fees & breakfasts), went on a boat trip for a
friend's bd party & all of the meds, payment of remaining Insurance
deductible.</div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
April: Increased meals out, groceries, & taxi/Uber rides. </div>
<div style="-webkit-text-stroke-width: 0px; background-color: transparent; color: black; font-family: Times New Roman; font-size: 16px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
May: Baja trip including bus, airplane, gas, food, meals & drinks out, entry fees. I purchased a new dresser to finally be able to put away some clothes that were still in a suitcase.</div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br /></div>
<div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br /></div>
<br />Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-59199891789496411312018-05-02T13:43:00.000-05:002018-05-02T13:46:28.539-05:00BUDGET UPDATE - April, 2018Another year (2017) bites the dust!! A challenging and changing one for sure!<br />
<br />
So,
as we begin the New Year of 2018, a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been
4 full years, as of December 15, 2017 that we have lived here.<br />
<br />
The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. <br />
<br />
As of September 1, 2017,
we moved up the hill into Amapas into a
condo complex with 11 units and larger pool. We more than doubled our
space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom,
fully furnished, with a very large outdoor terrace. We now pay rent in
pesos, so our rent fluctuates monthly based on the bank exchange rate
with the US Dollar. Our rent includes internet, cable TV, water, and
gas. We continue to pay our own electric and $10US more for upgraded internet.<br />
<br />
<b>January</b> was an extremely busy month with High Season in full
swing and multiple friends from the states that came to see us. We did a
fantastic Whale Watching boat trip out on the Bay & Mike went
fishing with the guys. We also made a 25% deposit on a 2 week tour that
we're taking in March to see the states of Oaxaca & Chiapas in the
southern part of MX. Other expenditures were for our pneumonia vaccines
($218). And, Mike's continued knee issues so additional medical/PT
expenditures.<br />
<br />
<b>February </b>continued to be a busy month
with several friends visiting, more show openings, but mostly it was a
month of trying to figure out what is going on with Mike's knees. It's
been determined that he will have knee surgery on his right knee when we
return from a vacation in Oaxaca & Chiapas in March. This will be
our first claim on our health insurance. So far, they've been very good
with our expenses towards the deductible.<br />
<br />
<b>March</b> was a
very busy. We entertained friends in from out of town. March 6-18, we
went on vacation in the states Oaxaca & Chiapas, Mexico. If you've
never been, you MUST! What a beautiful country this is! We not only
enjoyed all the history and beauty, we did some major damage in the
shopping of artisan goods. And, less than two days after returning, Mike
had his arthroscopic surgery on his right knee to repair a torn
meniscus and have the cartilage scraped plus they injected fluid into
his left knee. He did great! Within 3 days, he was walking without pain.
A wonderful experience for what I consider our first major medical
issue in MX. Couldn't have been more pleased with all facets of the
medical service here!<br />
<br />
<b>April</b> was a month of saying goodbye to many of our snowbird friends and catching up with others, as we don't seem to get together with our friends as much during high season because of visitors coming down for their vacations. So the combination blew our meals out & grocery budget! It was also a month of continued recovery for Mike's knee so many more taxi/Uber rides than normal.We also signed a year's extension on our lease!! <br />
<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="width: 406px;"><colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="4" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>928 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,008 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>957 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,024 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>9 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>198 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>211 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>171 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>452 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>463 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>371 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>216 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>559 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>215 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>219 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>91 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>185 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>145 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>61 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>46 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages/Nails/Hair</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>66 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>128 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>148 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>74 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>171 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>40 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>97 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>126 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>132 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>81 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,479 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,623 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,166 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,073 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,551 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,615 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,209 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,049 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>139 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>247 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>27 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>422 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>263 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>177 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>110 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>47 </td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>496 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,862 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>174 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,541 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>631 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>917 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>6,654 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>532 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,110 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,540 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8,820 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,605 </td>
</tr>
</tbody></table>
<br />
* Meals Out: Jan16x; Feb 11x; March 11x; April 18x<br />
* Drinks Only: Jan15x; Feb 13x; March 7x; April 16x<br />
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x; April 51x<br />
* Trips/Tours & General Rationale for some additional expenditures:<br />
January: Whale watching, extra medical PT for Mike.<br />
February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.<br />
March: We did 12 days in Oaxaca & Chiapas (included flights,
buses, hotels, entry fees & breakfasts), went on a boat trip for a
friend's bd party & all of the meds, payment of remaining Insurance
deductible.<br />
April: Increased meals out, groceries, & taxi/Uber rides. Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-63679675549723840512018-04-03T17:51:00.003-05:002018-04-03T17:51:51.476-05:00BUDGET UPDATE - March, 2018Another year (2017) bites the dust!! A challenging and changing one for sure!<br />
<br />
So,
as we begin the New Year of 2018, a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been
4 full years, as of December 15, 2017 that we have lived here.<br />
<br />
The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. <br />
<br />
As of September 1, 2017,
we moved up the hill into Amapas into a
condo complex with 11 units and larger pool. We more than doubled our
space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom,
fully furnished, with a very large outdoor terrace. We now pay rent in
pesos, so our rent fluctuates monthly based on the bank exchange rate
with the US Dollar. Our rent includes internet, cable TV, water, and
gas. We continue to pay our own electric and $10US more for upgraded internet.<br />
<br />
<b>January</b> was an extremely busy month with High Season in full
swing and multiple friends from the states that came to see us. We did a
fantastic Whale Watching boat trip out on the Bay & Mike went
fishing with the guys. We also made a 25% deposit on a 2 week tour that
we're taking in March to see the states of Oaxaca & Chiapas in the
southern part of MX. Other expenditures were for our pneumonia vaccines
($218). And, Mike's continued knee issues so additional medical/PT
expenditures.<br />
<br />
<b>February </b>continued to be a busy month
with several friends visiting, more show openings, but mostly it was a
month of trying to figure out what is going on with Mike's knees. It's
been determined that he will have knee surgery on his right knee when we
return from a vacation in Oaxaca & Chiapas in March. This will be
our first claim on our health insurance. So far, they've been very good
with our expenses towards the deductible.<br />
<br />
March was a very busy. We entertained friends in from out of town. March 6-18, we went on vacation in the states Oaxaca & Chiapas, Mexico. If you've never been, you MUST! What a beautiful country this is! We not only enjoyed all the history and beauty, we did some major damage in the shopping of artisan goods. And, less than two days after returning, Mike had his arthroscopic surgery on his right knee to repair a torn meniscus and have the cartilage scraped plus they injected fluid into his left knee. He did great! Within 3 days, he was walking without pain. A wonderful experience for what I consider our first major medical issue in MX. Couldn't have been more pleased with all facets of the medical service here!<br />
<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="width: 342px;"><colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="3" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February </td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>928 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,008 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>957 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>9 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>198 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>211 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>171 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>463 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>371 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>216 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>215 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>219 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>91 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>145 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>61 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>66 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>148 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>74 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>97 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>126 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>132 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,479 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,623 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,166 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,551 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,615 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,209 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>139 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>247 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>27 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>263 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>177 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>47 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>496 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,862 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>810 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>174 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,731 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,441 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>917 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>5,844 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,920 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,540 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8,010 </td>
</tr>
</tbody></table>
<br />
* Meals Out: Jan16x; Feb 11x; March 11x<br />
* Drinks Only: Jan15x; Feb 13x; March 7x<br />
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x<br />
* Trips/Tours & General Rationale for some additional expenditures:<br />
January: Whale watching, deposit for trip to Oaxaca & Chiapas, extra medical PT for Mike.<br />
February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.<br />
March: We did 12 days in Oaxaca & Chiapas (included flights, buses, hotels, entry fees & breakfasts), went on a boat trip for a friend's bd party & all of the meds, payment of remaining Insurance deductible. Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-33924210097215030352018-03-01T15:38:00.000-06:002018-03-01T15:38:41.638-06:00BUDGET UPDATE - February, 2018Another year (2017) bites the dust!! A challenging and changing one for sure!<br />
<br />
So,
as we begin the New Year of 2018, a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been
4 full years, as of December 15, 2017 that we have lived here.<br />
<br />
The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. <br />
<br />
As of September 1, 2017,
we moved up the hill into Amapas into a
condo complex with 11 units and larger pool. We more than doubled our
space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom,
fully furnished, with a very large outdoor terrace. We now pay rent in
pesos, so our rent fluctuates monthly based on the bank exchange rate
with the US Dollar. Our rent includes internet, cable TV, water, and
gas. We continue to pay our own electric and $10US more for upgraded internet.<br />
<br />
<b>January</b> was an extremely busy month with High Season in full
swing and multiple friends from the states that came to see us. We did a
fantastic Whale Watching boat trip out on the Bay & Mike went
fishing with the guys. We also made a 25% deposit on a 2 week tour that
we're taking in March to see the states of Oaxaca & Chiapas in the
southern part of MX. Other expenditures were for our pneumonia vaccines
($218). And, Mike's continued knee issues so additional medical/PT
expenditures.<br />
<br />
February continued to be a busy month with several friends visiting, more show openings, but mostly it was a month of trying to figure out what is going on with Mike's knees. It's been determined that he will have knee surgery on his right knee when we return from a vacation in Oaxaca & Chiapas in March. This will be our first claim on our health insurance. So far, they've been very good with our expenses towards the deductible. <br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="width: 278px;"><colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="2" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>928 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,008 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>9 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>198 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>211 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>463 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>371 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>215 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>219 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>145 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>148 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>97 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>126 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,479 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,623 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,551 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,615 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>139 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>247 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>263 </td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>496 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>810 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>174 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,441 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>917 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,920 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,540 </td>
</tr>
</tbody></table>
<br />
<br />
* Meals Out: Jan16x; Feb 11x<br />
* Drinks Only: Jan15x; Feb 13x<br />
* Taxis/Bus/Uber: Jan 39x; Feb 46x<br />
* Trips/Tours & General Rationale for some additional expenditures:<br />
January: Whale watching, deposit for trip to Oaxaca & Chiapas, extra medical PT for Mike.<br />
February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-73162231334309679862018-02-11T12:12:00.002-06:002018-02-11T12:12:23.762-06:00BUDGET UPDATE - January, 2018Another year (2017) bites the dust!! A challenging and changing one for sure!<br />
<br />
So,
as we begin the New Year of 2018, a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been 4 full years, as of December 15, 2017 that we have lived here.<br />
<br />
The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. <br />
<br />
As of September 1, 2017,
we moved up the hill into Amapas into a
condo complex with 11 units and larger pool. We more than doubled our
space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom,
fully furnished, with a very large outdoor terrace. We now pay rent in
pesos, so our rent fluctuates monthly based on the bank exchange rate
with the US Dollar. Our rent includes internet, cable TV, water, and
gas. We continue to pay our own electric and $10US more for upgraded internet.<br />
<br />
<b>January</b> was an extremely busy month with High Season in full
swing and multiple friends from the states that came to see us. We did a
fantastic Whale Watching boat trip out on the Bay & Mike went
fishing with the guys. We also made a 25% deposit on a 2 week tour that
we're taking in March to see the states of Oaxaca & Chiapas in the
southern part of MX. Other expenditures were for our pneumonia vaccines
($218). And, Mike's continued knee issues so additional medical/PT
expenditures. <br />
<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="width: 214px;"><colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>928 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>9 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>198 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>463 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>215 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>97 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,442 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,514 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>139 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>263 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>810 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,441 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,883 </td>
</tr>
</tbody></table>
<br />
* Meals Out: Jan16x<br />
* Drinks Only: Jan15x<br />
* Taxis/Bus/Uber: Jan 39x<br />
* Trips/Tours & General Rationale for some additional expenditures:<br />
January: Whale watching, deposit for trip to Oaxaca & Chiapas, extra medical PT for Mike.Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-81377230216275672712018-01-02T14:35:00.000-06:002018-02-02T14:53:56.594-06:00BUDGET UPDATE - December, 2017<div style="text-align: center;">
YEAR END, 2017 ANALYSIS:</div>
<br />
Another year (2017) bites the dust!! A challenging and changing one for sure!<br />
<br />
So,
as we begin the New Year of 2018, a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been 4 full years, as of December 15, 2017.<br />
<br />
The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. I did change some of the line
items around this year. I moved our health insurance coverage up
into the Living Expenses. If you won't need this line item in your
budget, just deduct it.<br />
<br />
Our rent until September, 2017, is actually a reduced
amount from the original $1,000/month we initially began paying. Over
time, we had been doing some of the property management and
coordination with our mozo (property caretaker), so our landlord's were
gracious enough to reduce our rent to $800/month to show their
appreciation for our efforts.<br />
<br />
As of September 1, 2017, we moved since our condo had sold. We moved up the hill in Amapas into a condo complex with 11 units and larger pool. We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar. Our rent includes internet, cable TV, water, and gas. We continue to pay our own electric. <br />
<br />
<b>January, 2017</b> was
a busy month with theater openings (I was asked to continue doing some
marketing for both Act II & The Palm), so I receive free tickets in
return. We continue to meet with people who want to consider PV as a
place to retire. Linda Ellerbee (yes, the well renown journalist) and I
organized a Women's Gathering (no march) here in PV in only 4 days. We
had 500+ people in attendance and we were thrilled!<br />
<br />
<b>February, 2017</b> saw
high season hit with a vengeance! Several friends in from out of town,
which of course means, we get to be on vacation with them. So more times
out for meals & drinks, entertainment, & visits all over the
Bay to show off our beautiful piece of heaven.<br />
<br />
<b>March, 2017</b> was
spent with family & friends who visited; meaning a few extra
shows/excursions/meals out than normal for us. We also addressed some
nagging aches & pains that come along with walking daily on
cobblestone streets in Old Town. Our refrigerator ice maker was repaired
& we purchased a new all-in-one scanner/copier/printer. This was
also the month that the pesos gained on the US dollar, so we lost a bit
of purchasing power. All in all, a very good month!<br />
<br />
<b>April, 2017</b> was
a month of saying goodbyes to those headed back north for the summer.
Our weather continued to stay absolutely beautiful but warmed up enough
to get back into our pool. 3 units in our building have sold & are
due to close in May/June. This only leaves our unit unsold. Our lease
continues for another year. We'll see how this goes.<br />
<br />
<b>May, 2017 </b>brought
Restaurants Weeks & Pride Week to PV. We again took advantage of a
few dinners out with friends. Mike & I both have been having a few
growing older pain issues that we addressed causing a rise in our
medical expenses. The $218 covered orthodics for Mike's shoes for
planter faciatus, 2 doctor appointments, 3 chiropractor appointments
& 2 appointments with an acupuncturist. Try that in the US! And, we
couldn't be more pleased with the excellent modern care!!<br />
<br />
<b>June, 2017 </b>saw
the rainy season begin. If you've never experienced our summer storms,
you should! We also took a 3 day trip up to Chacala, a small village
north about 2 hours with friends. A most wonderful get away! As our
annual trip to the states approaches, we found ourselves eating at home
much more trying to use our food stock up.<br />
<br />
<b>July, 2017 </b>was
our month to take our annual trip NOTB (north of the border). This year
we only visited WA for 18 days. We had a wonderful time with family and
friends, a couple of Blues Festivals. We also made the decision to
change our health insurance carrier, which begins August 1st.<br />
<br />
<b>August, 2017</b> was
very interesting busy month with many anxious moments & a time of
big change for us! We changed health insurance companies from WEA to
VUMI, our monthly premium is now $365. We switched because reimbursement
was getting very difficult through WEA.<br />
<br />
We also got
the call from our landlord that our condo had sold. We knew this day was
coming, it was just a matter of when. As a result, we had been somewhat
looking since May, however had not found the perfect fit for us.
Amazingly, only 2 days after the call, an ad popped up on one of the
Facebook groups I follow. I immediately sent a message to the agent with
a few questions getting all the right answers back. Within an hour, we
were touring the condo. It was perfect & we signed the lease that
afternoon. Moved only a week later and are now comfortably ensconced in
our new home!<br />
<br />
We have a much bigger unit with a
beautiful view of the Bay. We did give up our excellent location, so our
walk up the hill to our new home is a bit more challenging. It looks
like walk down (a quick 10 minutes into Old Town) with a taxi or Uber
back home. As in any move, there are items necessary to set up for your
comfort. This condo was extremely well equipped but there were a few
items necessary, so those expenditures were made this month.<br />
<br />
<b>September, 2017</b>
brought more discretionary expenditures for settling into our new home.
Instead of having a house warming party, we decided to have small
groups of people over for drinks, snacks & dinner or drinks/snacks
here & then dinner out so higher grocery & meals out
expenditures. And, of course, an increase in our rent from $800/month to
18,000 pesos/month. This means the exchange rate will affect what we
pay each month. The exchange rate was 17.25 when we made our first
payment. Today, the rate is 17.79. Also, as we knew would happen, our
taxi/Uber costs increased. We have been having to take more taxis down
into town because of the evening rains.<br />
<br />
<b>October, 2017</b>
was a month for continuing to invite small groups of friends to enjoy
our new home, but it also brought a few unexpected health issues for
both Mike and me. Mike had a knee flare up with considerable pain. He
was diagnosed with "old knees". LOL After a doctor's visit & X-Rays,
he was given an injection of Cortisone. Grand total for him $184.<br />
<br />
Two
weeks later, right after my birthday, I broke out with a red rash all
over my body, headaches, and severe joint pain but no fever. After me
visiting the doctor, lab test for Dengue (which was negative), I was
diagnosed with Zika. Total cost for me $96. We're both fine now and feel
good.<br />
<br />
I also was having a bit of tooth pain and was
concerned about one of my 22 year old implants. Turns out it was not an
issue with an implant, fortunately. After my regularly scheduled
cleaning, it was determined that I needed to have a deep cleaning of the
tooth that's infected but before they would do it, I needed to have a
root canal. So after 2 visits, 2.5 hours in the chair, a dozen x-rays,
medication inserted into the canal, all is good! Total cost of the root
canal was $187 and antibiotics were $52.<br />
<br />
So, weve now
been in our new home for 2 months. Increases in our daily expenditures
have been a $200/mo increase in our rent. However, because we are paying
in pesos, the continuing strength of the US dollar against the Peso, is
benefiting us. Our grocery budget has increased because we've been
entertaining small groups of friends for dinner, which we had not been
doing before, but we expect that to go back down. Our Uber/taxi/bus
costs have only doubled from about $45/mo to $94 for this last month.
All in all, we're very pleased with our decision to move to this condo.<br />
<br />
<b>November, 2017</b>
was a month of celebrating the return of many friends for the winter or
for their vacation. And, it was the beginning of the theater season. As
a result, our Meals Out & Drinks budget increased including
Thanksgiving at our wonderful Botanical Gardens! We're very pleased to
see that our Bus/Taxi/Uber budget continues to be steady. Since our rent
is based on the Peso, we saw a decrease in our rent this month as the
US dollar strengthened. Also, since we did not entertain as much in our
home, our grocery bill declined back into normal expenditure.<br />
<br />
December, 2017 brought many celebrations in Vallarta. Pilgrimages, Posadas, Christmas & New Year's Eve. Many home party's and our wonderful Amapas Neighborhood Association 3rd annual dinner/dance at a beautiful location in the Center of Vallarta.<br />
<br />
ANALYSIS: A comparison of year to year overall expenditures. We again, continue to live within our income, which is our goal. Our focus is on the best quality of life within that income.<br />
<br />
Years In Puerto Vallarta:<br />
2017: $37,676<br />
2016: $46,765<br />
2015: $46,276<br />
2014: $40,470<br />
<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="width: 1046px;"><colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="14" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January </td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
<td class="xl67" style="width: 48pt;" width="64"> August</td>
<td class="xl67" style="width: 48pt;" width="64">September </td>
<td class="xl67" style="width: 48pt;" width="64">October</td>
<td class="xl67" style="width: 48pt;" width="64"> November</td>
<td class="xl67" style="width: 48pt;" width="64"> December</td>
<td style="width: 48pt;" width="64"><br /></td>
<td style="width: 48pt;" width="64"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,028 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,000 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>965 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>985 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>10 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>12 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>19 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>44 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>17 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>30 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>36 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>12 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>187 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>182 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>128 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>341 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>209 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>65 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>260 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>317 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>590 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>386 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>267 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>382 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>288 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>490 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>521 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>358 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>234 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>255 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>198 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>303 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>378 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>380 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>438 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>359 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>243 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>217 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>113 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>95 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>143 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>123 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>102 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>56 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>140 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>251 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>214 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>178 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>167 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>52 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>26 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>80 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>42 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>32 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>15 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>13 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>37 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>25 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>49 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>83 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>31 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>37 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>52 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>60 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>47 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>45 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>16 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>5 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>33 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>9 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>41 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>105 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>94 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>98 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>61 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>43 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>40 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>48 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>100 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>50 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>111 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>89 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>79 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>151 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>94 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>131 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>297 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>31 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>103 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,879 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,396 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,286 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,146 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,890 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,797 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,020 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,170 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,767 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,823 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,540 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,574 </td>
<td><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$ 27,288 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,079 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,596 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,486 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,346 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,090 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>997 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,220 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,370 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,739 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,823 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,575 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,589 </td>
<td><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$ 16,910 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>12 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>51 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>65 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>55 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,390 </td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>210 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>104 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>39 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>255 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,006 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>701 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>100 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>139 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>176 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>25 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>32 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>27 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>342 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>26 </td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>150 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>80 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>429 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,247 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>200 </td>
<td><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>438 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>190 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>431 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>156 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>712 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,429 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,030 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>728 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>342 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>81 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,590 </td>
<td><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$ 10,127 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td><br /></td>
<td><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,317 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,586 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,717 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,302 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,602 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,797 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>6,449 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,200 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,495 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,165 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,882 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,164 </td>
<td><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$ 37,676 </td>
</tr>
</tbody></table>
<br />
<br />
* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x; May 6x; June 9x; July 6x; Aug 12x; Sept 14x; Oct 13x; Nov 16x; Dec 15x<br />
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x; May 6x; June 7x; July 7x; Aug 6x; Sept 6x; 10x; Nov 15x; Dec 13x<br />
* Taxis/Bus/Uber: Sept 29x; Oct 36x; Nov 32x; Dec 29x<br />
* Trips/Tours & General Rationale for some additional expenditures:<br />
January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.<br />
April: We took a photography outing with 12 other friends up to San
Sebastian del Oeste in the Sierra mountains and had a fabulous day!<br />
May: This month we house/pet sat for a friend up in Ajijic, MX in the
mountains. We enjoyed a week with a car at our disposal. We definitely
took advantage of it. The amount spent includes our bus fare, gas, meals
& drinks out, etc.<br />
June: A 3 day trip up to Chacala. All
expenses for this trip are included in our normal monthly expenses
rather than split out.<br />
July: The expenses shown for our trip
to WA includes all expenses: air, hotels, meals, drinks, groceries, car,
liability insurance, gas, clothes & misc buying, traveler's
insurance, & festival entrance fees.<br />
August: Home Improvement expenses include our moving cost of $370 & items needed at the new condo.<br />
September: Home Improvement expenses include the purchase of 2
hutches for the living room & entry, sheets since we now have a king
size bed, towels, bedspread, etc. All discretionary.<br />
December: Christmas dinner/dance, Christmas gifts for the grandchildren; and new iPads for each of us. <br />
<br />
<br />Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-53681917130353279642017-12-02T12:29:00.001-06:002017-12-02T12:29:22.481-06:00BUDGET UPDATE - November, 2017Another year (2016) bites the dust!! A fantastic one for sure!<br />
<br />
So,
as we begin the New Year of 2017, a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been
3 full years, as of December 15, 2016.<br />
<br />
The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. I did change some of the line
items around this year such as, I moved our health insurance coverage up
into the Living Expenses. If you won't need this line item in your
budget, just deduct it.<br />
<br />
Our rent is actually a reduced
amount from the original $1,000/month we initially began paying. Over
time, we have been doing some of the property management and
coordination with our mozo (property caretaker), so our landlord's were
gracious enough to reduce our rent to $800/month to show their
appreciation for our efforts.<br />
<br />
Our condo is in a small 5
unit building at the end of a dead end street across from the Tropicana
Hotel only one short block from the beach in Old Town on the south
side. We have 1,200sf (including our small front terrace & back
patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a
terrace peak a boo view of the bay. There is no elevator, 50 steps to
our front door, and a rooftop dipping pool, entertainment, sunning area
with beautiful views of the bay. All utilities except electric are
included in our rent (water, gas, TV, & internet)<br />
<br />
<b>January</b> was
a busy month with theater openings (I was asked to continue doing some
marketing for both Act II & The Palm), so I receive free tickets in
return. We continue to meet with people who want to consider PV as a
place to retire. Linda Ellerbee (yes, the well renown journalist) and I
organized a Women's Gathering (no march) here in PV in only 4 days. We
had 500+ people in attendance and we were thrilled!<br />
<br />
<b>February</b> saw
high season hit with a vengeance! Several friends in from out of town,
which of course means, we get to be on vacation with them. So more times
out for meals & drinks, entertainment, & visits all over the
Bay to show off our beautiful piece of heaven.<br />
<br />
<b>March</b> was
spent with family & friends who visited; meaning a few extra
shows/excursions/meals out than normal for us. We also addressed some
nagging aches & pains that come along with walking daily on
cobblestone streets in Old Town. Our refrigerator ice maker was repaired
& we purchased a new all-in-one scanner/copier/printer. This was
also the month that the pesos gained on the US dollar, so we lost a bit
of purchasing power. All in all, a very good month!<br />
<br />
<b>April</b> was
a month of saying goodbyes to those headed back north for the summer.
Our weather continued to stay absolutely beautiful but warmed up enough
to get back into our pool. 3 units in our building have sold & are
due to close in May/June. This only leaves our unit unsold. Our lease
continues for another year. We'll see how this goes.<br />
<br />
<b>May </b>brought
Restaurants Weeks & Pride Week to PV. We again took advantage of a
few dinners out with friends. Mike & I both have been having a few
growing older pain issues that we addressed causing a rise in our
medical expenses. The $218 covered orthodics for Mike's shoes for
planter faciatus, 2 doctor appointments, 3 chiropractor appointments
& 2 appointments with an acupuncturist. Try that in the US! And, we
couldn't be more pleased with the excellent modern care!!<br />
<br />
<b>June</b> saw
the rainy season begin. If you've never experienced our summer storms,
you should! We also took a 3 day trip up to Chacala, a small village
north about 2 hours with friends. A most wonderful get away! As our
annual trip to the states approaches, we found ourselves eating at home
much more trying to use our food stock up.<br />
<br />
<b>July </b>was
our month to take our annual trip NOTB (north of the border). This year
we only visited WA for 18 days. We had a wonderful time with family and
friends, a couple of Blues Festivals. We also made the decision to
change our health insurance carrier, which begins August 1st.<br />
<br />
<b>August</b> was
very interesting busy month with many anxious moments & a time of
big change for us! We changed health insurance companies from WEA to
VUMI, our monthly premium is now $365. We switched because reimbursement
was getting very difficult through WEA.<br />
<br />
We also got
the call from our landlord that our condo had sold. We knew this day was
coming, it was just a matter of when. As a result, we had been somewhat
looking since May, however had not found the perfect fit for us.
Amazingly, only 2 days after the call, an ad popped up on one of the
Facebook groups I follow. I immediately sent a message to the agent with
a few questions getting all the right answers back. Within an hour, we
were touring the condo. It was perfect & we signed the lease that
afternoon. Moved only a week later and are now comfortably ensconced in
our new home!<br />
<br />
We have a much bigger unit with a
beautiful view of the Bay. We did give up our excellent location, so our
walk up the hill to our new home is a bit more challenging. It looks
like walk down (a quick 10 minutes into Old Town) with a taxi or Uber
back home. As in any move, there are items necessary to set up for your
comfort. This condo was extremely well equipped but there were a few
items necessary, so those expenditures were made this month.<br />
<br />
<b>September</b>
brought more discretionary expenditures for settling into our new home.
Instead of having a house warming party, we decided to have small
groups of people over for drinks, snacks & dinner or drinks/snacks
here & then dinner out so higher grocery & meals out
expenditures. And, of course, an increase in our rent from $800/month to
18,000 pesos/month. This means the exchange rate will affect what we
pay each month. The exchange rate was 17.25 when we made our first
payment. Today, the rate is 17.79. Also, as we knew would happen, our
taxi/Uber costs increased. We have been having to take more taxis down
into town because of the evening rains.<br />
<br />
<b>October</b>
was a month for continuing to invite small groups of friends to enjoy
our new home, but it also brought a few unexpected health issues for
both Mike and me. Mike had a knee flare up with considerable pain. He
was diagnosed with "old knees". LOL After a doctor's visit & X-Rays,
he was given an injection of Cortisone. Grand total for him $184.<br />
<br />
Two
weeks later, right after my birthday, I broke out with a red rash all
over my body, headaches, and severe joint pain but no fever. After me
visiting the doctor, lab test for Dengue (which was negative), I was
diagnosed with Zika. Total cost for me $96. We're both fine now and feel
good.<br />
<br />
I also was having a bit of tooth pain and was
concerned about one of my 22 year old implants. Turns out it was not an
issue with an implant, fortunately. After my regularly scheduled
cleaning, it was determined that I needed to have a deep cleaning of the
tooth that's infected but before they would do it, I needed to have a
root canal. So after 2 visits, 2.5 hours in the chair, a dozen x-rays,
medication inserted into the canal, all is good! Total cost of the root
canal was $187 and antibiotics were $52.<br />
<br />
So, weve now
been in our new home for 2 months. Increases in our daily expenditures
have been a $200/mo increase in our rent. However, because we are paying
in pesos, the continuing strength of the US dollar against the Peso, is
benefiting us. Our grocery budget has increased because we've been
entertaining small groups of friends for dinner, which we had not been
doing before, but we expect that to go back down. Our Uber/taxi/bus
costs have only doubled from about $45/mo to $94 for this last month.
All in all, we're very pleased with our decision to move to this condo.<br />
<br />
<b>November</b> was a month of celebrating the return of many friends for the winter or for their vacation. And, it was the beginning of the theater season. As a result, our Meals Out & Drinks budget increased including Thanksgiving at our wonderful Botanical Gardens! We're very pleased to see that our Bus/Taxi/Uber budget continues to be steady. Since our rent is based on the Peso, we saw a decrease in our rent this month as the US dollar strengthened. Also, since we did not entertain as much in our home, our grocery bill declined back into normal expenditure.<br />
<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="width: 854px;"><colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="11" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May </td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
<td class="xl67" style="width: 48pt;" width="64"> August</td>
<td class="xl67" style="width: 48pt;" width="64"> September</td>
<td class="xl67" style="width: 48pt;" width="64"> October</td>
<td class="xl67" style="width: 48pt;" width="64"> November</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,028 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,000 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>965 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>10 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>12 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>19 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>44 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>17 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>30 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>36 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>187 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>182 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>128 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>341 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>209 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>65 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>260 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>317 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>590 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>386 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>267 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>288 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>490 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>521 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>358 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>234 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>255 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>198 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>303 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>378 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>380 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>438 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>243 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>217 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>113 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>95 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>143 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>123 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>102 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>56 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>140 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>251 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>178 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>167 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>52 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>26 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>80 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>42 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>32 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>15 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>37 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>25 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>49 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>83 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>31 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>37 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>52 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>47 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>45 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>16 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>5 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>33 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>9 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>41 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>105 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>94 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>98 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>43 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>40 </td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>48 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>100 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>50 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>111 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>89 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>79 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>151 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>94 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>131 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>297 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>31 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,879 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,396 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,286 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,146 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,890 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,797 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,020 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,170 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,767 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,823 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,540 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,079 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,596 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,486 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,346 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,090 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>997 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,220 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,370 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,739 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,823 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,575 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>12 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>51 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>65 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>55 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>210 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>104 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>39 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>255 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,006 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>701 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>100 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>139 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>176 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>25 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>32 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>27 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>342 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>26 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>150 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>80 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>429 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,247 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>438 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>190 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>431 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>156 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>712 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,429 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,030 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>728 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>342 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>81 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,317 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,586 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,717 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,302 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,602 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,797 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>6,449 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,200 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,495 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,165 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,882 </td>
</tr>
</tbody></table>
<br />
<br />
<br />
* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x; May 6x; June 9x; July 6x; Aug 12x; Sept 14x; Oct 13x; Nov 16x<br />
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x; May 6x; June 7x; July 7x; Aug 6x; Sept 6x; 10x; Nov 15x<br />
* Taxis/Bus/Uber: Sept 29x; Oct 36x; Nov 32x<br />
* Trips/Tours:<br />
January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.<br />
April: We took a photography outing with 12 other friends up to San
Sebastian del Oeste in the Sierra mountains and had a fabulous day!<br />
May: This month we house/pet sat for a friend up in Ajijic, MX in the
mountains. We enjoyed a week with a car at our disposal. We definitely
took advantage of it. The amount spent includes our bus fare, gas, meals
& drinks out, etc.<br />
June: A 3 day trip up to Chacala. All
expenses for this trip are included in our normal monthly expenses
rather than split out.<br />
July: The expenses shown for our trip
to WA includes all expenses: air, hotels, meals, drinks, groceries, car,
liability insurance, gas, clothes & misc buying, traveler's
insurance, & festival entrance fees.<br />
August: Home Improvement expenses include our moving cost of $370 & items needed at the new condo.<br />
September: Home Improvement expenses include the purchase of 2
hutches for the living room & entry, sheets since we now have a king
size bed, towels, bedspread, etc. All discretionary.<br />
<br />
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-46614256275281177592017-11-05T11:18:00.002-06:002017-11-05T11:18:28.764-06:00BUDGET UPDATE - October, 2017Another year (2016) bites the dust!! A fantastic one for sure!<br />
<br />
So,
as we begin the New Year of 2017, a brief explanation for any new folks
that might be reading this blog. Mike & I decided to call Puerto
Vallarta, MX our home after living in 5 other Latin American countries
and 11 towns/villages. (You can read all about our journey by going to
the Archives listed on the bottom right of the blog page.) It's now been
3 full years, as of December 15, 2016.<br />
<br />
The posted
budget/expenditures are for 2 people and are reflected in US Dollars,
since that's the method we get paid in. I did change some of the line
items around this year such as, I moved our health insurance coverage up
into the Living Expenses. If you won't need this line item in your
budget, just deduct it.<br />
<br />
Our rent is actually a reduced
amount from the original $1,000/month we initially began paying. Over
time, we have been doing some of the property management and
coordination with our mozo (property caretaker), so our landlord's were
gracious enough to reduce our rent to $800/month to show their
appreciation for our efforts.<br />
<br />
Our condo is in a small 5
unit building at the end of a dead end street across from the Tropicana
Hotel only one short block from the beach in Old Town on the south
side. We have 1,200sf (including our small front terrace & back
patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a
terrace peak a boo view of the bay. There is no elevator, 50 steps to
our front door, and a rooftop dipping pool, entertainment, sunning area
with beautiful views of the bay. All utilities except electric are
included in our rent (water, gas, TV, & internet)<br />
<br />
<b>January</b> was
a busy month with theater openings (I was asked to continue doing some
marketing for both Act II & The Palm), so I receive free tickets in
return. We continue to meet with people who want to consider PV as a
place to retire. Linda Ellerbee (yes, the well renown journalist) and I
organized a Women's Gathering (no march) here in PV in only 4 days. We
had 500+ people in attendance and we were thrilled!<br />
<br />
<b>February</b> saw
high season hit with a vengeance! Several friends in from out of town,
which of course means, we get to be on vacation with them. So more times
out for meals & drinks, entertainment, & visits all over the
Bay to show off our beautiful piece of heaven.<br />
<br />
<b>March</b> was
spent with family & friends who visited; meaning a few extra
shows/excursions/meals out than normal for us. We also addressed some
nagging aches & pains that come along with walking daily on
cobblestone streets in Old Town. Our refrigerator ice maker was repaired
& we purchased a new all-in-one scanner/copier/printer. This was
also the month that the pesos gained on the US dollar, so we lost a bit
of purchasing power. All in all, a very good month!<br />
<br />
<b>April</b> was
a month of saying goodbyes to those headed back north for the summer.
Our weather continued to stay absolutely beautiful but warmed up enough
to get back into our pool. 3 units in our building have sold & are
due to close in May/June. This only leaves our unit unsold. Our lease
continues for another year. We'll see how this goes.<br />
<br />
<b>May </b>brought
Restaurants Weeks & Pride Week to PV. We again took advantage of a
few dinners out with friends. Mike & I both have been having a few
growing older pain issues that we addressed causing a rise in our
medical expenses. The $218 covered orthodics for Mike's shoes for
planter faciatus, 2 doctor appointments, 3 chiropractor appointments
& 2 appointments with an acupuncturist. Try that in the US! And, we
couldn't be more pleased with the excellent modern care!!<br />
<br />
<b>June</b> saw
the rainy season begin. If you've never experienced our summer storms,
you should! We also took a 3 day trip up to Chacala, a small village
north about 2 hours with friends. A most wonderful get away! As our
annual trip to the states approaches, we found ourselves eating at home
much more trying to use our food stock up.<br />
<br />
<b>July </b>was
our month to take our annual trip NOTB (north of the border). This year
we only visited WA for 18 days. We had a wonderful time with family and
friends, a couple of Blues Festivals. We also made the decision to
change our health insurance carrier, which begins August 1st.<br />
<br />
<b>August</b> was
very interesting busy month with many anxious moments & a time of
big change for us! We changed health insurance companies from WEA to
VUMI, our monthly premium is now $365. We switched because reimbursement
was getting very difficult through WEA.<br />
<br />
We also got
the call from our landlord that our condo had sold. We knew this day was
coming, it was just a matter of when. As a result, we had been somewhat
looking since May, however had not found the perfect fit for us.
Amazingly, only 2 days after the call, an ad popped up on one of the
Facebook groups I follow. I immediately sent a message to the agent with
a few questions getting all the right answers back. Within an hour, we
were touring the condo. It was perfect & we signed the lease that
afternoon. Moved only a week later and are now comfortably ensconced in
our new home!<br />
<br />
We have a much bigger unit with a
beautiful view of the Bay. We did give up our excellent location, so our
walk up the hill to our new home is a bit more challenging. It looks
like walk down (a quick 10 minutes into Old Town) with a taxi or Uber
back home. As in any move, there are items necessary to set up for your
comfort. This condo was extremely well equipped but there were a few
items necessary, so those expenditures were made this month.<br />
<br />
<b>September</b>
brought more discretionary expenditures for settling into our new home.
Instead of having a house warming party, we decided to have small
groups of people over for drinks, snacks & dinner or drinks/snacks
here & then dinner out so higher grocery & meals out
expenditures. And, of course, an increase in our rent from $800/month to
18,000 pesos/month. This means the exchange rate will affect what we
pay each month. The exchange rate was 17.25 when we made our first
payment. Today, the rate is 17.79. Also, as we knew would happen, our
taxi/Uber costs increased. We have been having to take more taxis down
into town because of the evening rains.<br />
<br />
<b>October</b> was a month for continuing to invite small groups of friends to enjoy our new home, but it also brought a few unexpected health issues for both Mike and me. Mike had a knee flare up with considerable pain. He was diagnosed with "old knees". LOL After a doctor's visit & X-Rays, he was given an injection of Cortisone. Grand total for him $184.<br />
<br />
Two weeks later, right after my birthday, I broke out with a red rash all over my body, headaches, and severe joint pain but no fever. After me visiting the doctor, lab test for Dengue (which was negative), I was diagnosed with Zika. Total cost for me $96. We're both fine now and feel good.<br />
<br />
I also was having a bit of tooth pain and was concerned about one of my 22 year old implants. Turns out it was not an issue with an implant, fortunately. After my regularly scheduled cleaning, it was determined that I needed to have a deep cleaning of the tooth that's infected but before they would do it, I needed to have a root canal. So after 2 visits, 2.5 hours in the chair, a dozen x-rays, medication inserted into the canal, all is good! Total cost of the root canal was $187 and antibiotics were $52.<br />
<br />
So, weve now been in our new home for 2 months. Increases in our daily expenditures have been a $200/mo increase in our rent. However, because we are paying in pesos, the continuing strength of the US dollar against the Peso, is benefiting us. Our grocery budget has increased because we've been entertaining small groups of friends for dinner, which we had not been doing before, but we expect that to go back down. Our Uber/taxi/bus costs have only doubled from about $45/mo to $94 for this last month. All in all, we're very pleased with our decision to move to this condo.<br />
<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="width: 790px;"><colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="10" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January </td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
<td class="xl67" style="width: 48pt;" width="64"> August</td>
<td class="xl67" style="width: 48pt;" width="64">September</td>
<td class="xl67" style="width: 48pt;" width="64"> October</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>800 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,028 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,000 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>10 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>8 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>12 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>19 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>11 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>20 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>44 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>17 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>30 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>187 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>182 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>128 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>341 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>209 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>65 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>260 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>317 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>590 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>386 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>288 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>490 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>521 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>358 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>234 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>255 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>198 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>303 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>378 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>380 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>112 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>243 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>217 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>113 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>95 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>143 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>123 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>102 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>56 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>140 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>178 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>167 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>52 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>26 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>80 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>42 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>32 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>37 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>25 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>49 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>35 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>83 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>31 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>37 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>47 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>45 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>16 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>5 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>33 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>9 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>41 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>105 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>94 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>43 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>40 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>48 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>100 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>50 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>111 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>89 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>79 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>151 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>94 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>131 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>297 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>328 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,879 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,396 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,286 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,146 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,890 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,797 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,020 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,170 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,767 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,823 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,079 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,596 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,486 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,346 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,090 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>997 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,220 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,370 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,739 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,823 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>12 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>51 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>65 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>24 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>210 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>104 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>39 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>255 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,006 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>701 </td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>100 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>139 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>176 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>25 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>218 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>32 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>27 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>342 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>150 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>80 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>429 </td>
<td class="xl66"><br /></td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,247 </td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>438 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>190 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>431 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>156 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>712 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>- </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>4,429 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,030 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>728 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>342 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
<td class="xl66"><br /></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,317 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,586 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,717 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,302 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>2,602 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>1,797 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>6,449 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,200 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,495 </td>
<td class="xl66"><span style="mso-spacerun: yes;"> </span>$<span style="mso-spacerun: yes;"> </span>3,165 </td>
</tr>
</tbody></table>
<br />
* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x; May 6x; June 9x; July 6x; Aug 12x; Sept 14x; Oct 13x<br />
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x; May 6x; June 7x; July 7x; Aug 6x; Sept 6x; 10x<br />
* Taxis/Bus/Uber: Sept 29x; Oct 36x<br />
* Trips/Tours:<br />
January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.<br />
April: We took a photography outing with 12 other friends up to San
Sebastian del Oeste in the Sierra mountains and had a fabulous day!<br />
May: This month we house/pet sat for a friend up in Ajijic, MX in the
mountains. We enjoyed a week with a car at our disposal. We definitely
took advantage of it. The amount spent includes our bus fare, gas, meals
& drinks out, etc.<br />
June: A 3 day trip up to Chacala. All
expenses for this trip are included in our normal monthly expenses
rather than split out.<br />
July: The expenses shown for our trip
to WA includes all expenses: air, hotels, meals, drinks, groceries, car,
liability insurance, gas, clothes & misc buying, traveler's
insurance, & festival entrance fees.<br />
August: Home Improvement expenses include our moving cost of $370 & items needed at the new condo.<br />
September: Home Improvement expenses include the purchase of 2
hutches for the living room & entry, sheets since we now have a king
size bed, towels, bedspread, etc. All discretionary.<br />
October: Medical expenses & birthday meals out pushed our budget. Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-63247133242926739692017-10-01T14:28:00.001-05:002017-10-01T14:28:32.354-05:00BUDGET UPDATE - September, 2017Another year (2016) bites the dust!! A fantastic one for sure!<br />
<br />
So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.<br />
<br />
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.<br />
<br />
Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.<br />
<br />
Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf (including our small front terrace & back patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)<br />
<br />
<b>January</b> was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!<br />
<br />
<b>February</b> saw high season hit with a vengeance! Several friends in from out of town, which of course means, we get to be on vacation with them. So more times out for meals & drinks, entertainment, & visits all over the Bay to show off our beautiful piece of heaven.<br />
<br />
<b>March</b> was spent with family & friends who visited; meaning a few extra shows/excursions/meals out than normal for us. We also addressed some nagging aches & pains that come along with walking daily on cobblestone streets in Old Town. Our refrigerator ice maker was repaired & we purchased a new all-in-one scanner/copier/printer. This was also the month that the pesos gained on the US dollar, so we lost a bit of purchasing power. All in all, a very good month!<br />
<br />
<b>April</b> was a month of saying goodbyes to those headed back north for the summer. Our weather continued to stay absolutely beautiful but warmed up enough to get back into our pool. 3 units in our building have sold & are due to close in May/June. This only leaves our unit unsold. Our lease continues for another year. We'll see how this goes.<br />
<br />
<b>May </b>brought Restaurants Weeks & Pride Week to PV. We again took advantage of a few dinners out with friends. Mike & I both have been having a few growing older pain issues that we addressed causing a rise in our medical expenses. The $218 covered orthodics for Mike's shoes for planter faciatus, 2 doctor appointments, 3 chiropractor appointments & 2 appointments with an acupuncturist. Try that in the US! And, we couldn't be more pleased with the excellent modern care!!<br />
<br />
<b>June</b> saw the rainy season begin. If you've never experienced our summer storms, you should! We also took a 3 day trip up to Chacala, a small village north about 2 hours with friends. A most wonderful get away! As our annual trip to the states approaches, we found ourselves eating at home much more trying to use our food stock up.<br />
<div>
<br />
<b>July </b>was our month to take our annual trip NOTB (north of the border). This year we only visited WA for 18 days. We had a wonderful time with family and friends, a couple of Blues Festivals. We also made the decision to change our health insurance carrier, which begins August 1st.<br />
<br />
<b>August</b> was very interesting busy month with many anxious moments & a time of big change for us! We changed health insurance companies from WEA to VUMI, our monthly premium is now $365. We switched because reimbursement was getting very difficult through WEA.<br />
<br />
We also got the call from our landlord that our condo had sold. We knew this day was coming, it was just a matter of when. As a result, we had been somewhat looking since May, however had not found the perfect fit for us. Amazingly, only 2 days after the call, an ad popped up on one of the Facebook groups I follow. I immediately sent a message to the agent with a few questions getting all the right answers back. Within an hour, we were touring the condo. It was perfect & we signed the lease that afternoon. Moved only a week later and are now comfortably ensconced in our new home!<br />
<br />
We have a much bigger unit with a beautiful view of the Bay. We did give up our excellent location, so our walk up the hill to our new home is a bit more challenging. It looks like walk down (a quick 10 minutes into Old Town) with a taxi or Uber back home. As in any move, there are items necessary to set up for your comfort. This condo was extremely well equipped but there were a few items necessary, so those expenditures were made this month.<br />
<br />
September brought more discretionary expenditures for settling into our new home. Instead of having a house warming party, we decided to have small groups of people over for drinks, snacks & dinner or drinks/snacks here & then dinner out so higher grocery & meals out expenditures. And, of course, an increase in our rent from $800/month to 18,000 pesos/month. This means the exchange rate will affect what we pay each month. The exchange rate was 17.25 when we made our first payment. Today, the rate is 17.79. Also, as we knew would happen, our taxi/Uber costs increased. We have been having to take more taxis down into town because of the evening rains.<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 726px;">
<colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="9" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February</td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
<td class="xl67" style="width: 48pt;" width="64"> August</td>
<td class="xl67" style="width: 48pt;" width="64"> September</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 1,028 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 10 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 12 </td>
<td class="xl66"> $ 19 </td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 44 </td>
<td class="xl66"> $ 17 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 24 </td>
<td class="xl66"> $ 24 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 187 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 128 </td>
<td class="xl66"> $ 341 </td>
<td class="xl66"> $ 209 </td>
<td class="xl66"> $ 65 </td>
<td class="xl66"> $ 260 </td>
<td class="xl66"> $ 317 </td>
<td class="xl66"> $ 590 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 288 </td>
<td class="xl66"> $ 490 </td>
<td class="xl66"> $ 521 </td>
<td class="xl66"> $ 358 </td>
<td class="xl66"> $ 234 </td>
<td class="xl66"> $ 255 </td>
<td class="xl66"> $ 198 </td>
<td class="xl66"> $ 303 </td>
<td class="xl66"> $ 378 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 243 </td>
<td class="xl66"> $ 217 </td>
<td class="xl66"> $ 113 </td>
<td class="xl66"> $ 95 </td>
<td class="xl66"> $ 143 </td>
<td class="xl66"> $ 123 </td>
<td class="xl66"> $ 102 </td>
<td class="xl66"> $ 56 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"></td>
<td class="xl66"> $ 178 </td>
<td class="xl66"> $ 167 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 52 </td>
<td class="xl66"> $ 26 </td>
<td class="xl66"> $ 80 </td>
<td class="xl66"> $ 42 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages</td>
<td class="xl66"> $ 37 </td>
<td class="xl66"></td>
<td class="xl66"> $ 25 </td>
<td class="xl66"> $ 49 </td>
<td class="xl66"> $ 35 </td>
<td class="xl66"></td>
<td class="xl66"> $ 83 </td>
<td class="xl66"></td>
<td class="xl66"> $ 31 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"> $ 47 </td>
<td class="xl66"> $ 45 </td>
<td class="xl66"> $ 16 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 24 </td>
<td class="xl66"> $ 33 </td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 41 </td>
<td class="xl66"> $ 105 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 43 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 48 </td>
<td class="xl66"> $ 100 </td>
<td class="xl66"> $ 50 </td>
<td class="xl66"> $ 111 </td>
<td class="xl66"> $ 89 </td>
<td class="xl66"> $ 79 </td>
<td class="xl66"> $ 151 </td>
<td class="xl66"> $ 94 </td>
<td class="xl66"> $ 131 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 365 </td>
<td class="xl66"> $ 365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 1,879 </td>
<td class="xl66"> $ 2,396 </td>
<td class="xl66"> $ 2,286 </td>
<td class="xl66"> $ 2,146 </td>
<td class="xl66"> $ 1,890 </td>
<td class="xl66"> $ 1,797 </td>
<td class="xl66"> $ 2,020 </td>
<td class="xl66"> $ 2,170 </td>
<td class="xl66"> $ 2,767 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,079 </td>
<td class="xl66"> $ 1,596 </td>
<td class="xl66"> $ 1,486 </td>
<td class="xl66"> $ 1,346 </td>
<td class="xl66"> $ 1,090 </td>
<td class="xl66"> $ 997 </td>
<td class="xl66"> $ 1,220 </td>
<td class="xl66"> $ 1,370 </td>
<td class="xl66"> $ 1,739 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 24 </td>
<td class="xl66"> $ 12 </td>
<td class="xl66"></td>
<td class="xl66"> $ 51 </td>
<td class="xl66"> $ 65 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 24 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"> $ 210 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"> $ 104 </td>
<td class="xl66"> $ 39 </td>
<td class="xl66"> $ 255 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 1,006 </td>
<td class="xl66"> $ 701 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 100 </td>
<td class="xl66"> $ 139 </td>
<td class="xl66"> $ 176 </td>
<td class="xl66"> $ 25 </td>
<td class="xl66"> $ 218 </td>
<td class="xl66"></td>
<td class="xl66"> $ 32 </td>
<td class="xl66"></td>
<td class="xl66"> $ 27 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 150 </td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 80 </td>
<td class="xl66"> $ 429 </td>
<td class="xl66"></td>
<td class="xl66"> $ 4,247 </td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 438 </td>
<td class="xl66"> $ 190 </td>
<td class="xl66"> $ 431 </td>
<td class="xl66"> $ 156 </td>
<td class="xl66"> $ 712 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 4,429 </td>
<td class="xl66"> $ 1,030 </td>
<td class="xl66"> $ 728 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 2,317 </td>
<td class="xl66"> $ 2,586 </td>
<td class="xl66"> $ 2,717 </td>
<td class="xl66"> $ 2,302 </td>
<td class="xl66"> $ 2,602 </td>
<td class="xl66"> $ 1,797 </td>
<td class="xl66"> $ 6,449 </td>
<td class="xl66"> $ 3,200 </td>
<td class="xl66"> $ 3,495 </td>
</tr>
</tbody></table>
<br />
* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x; May 6x; June 9x; July 6x; Aug 12x; Sept 14x<br />
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x; May 6x; June 7x; July 7x; Aug 6x; Sept 6x<br />
* Taxis/Bus/Uber: September 29x<br />
* Trips/Tours:<br />
January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.<br />
April: We took a photography outing with 12 other friends up to San Sebastian del Oeste in the Sierra mountains and had a fabulous day!<br />
May: This month we house/pet sat for a friend up in Ajijic, MX in the mountains. We enjoyed a week with a car at our disposal. We definitely took advantage of it. The amount spent includes our bus fare, gas, meals & drinks out, etc.<br />
June: A 3 day trip up to Chacala. All expenses for this trip are included in our normal monthly expenses rather than split out.<br />
July: The expenses shown for our trip to WA includes all expenses: air, hotels, meals, drinks, groceries, car, liability insurance, gas, clothes & misc buying, traveler's insurance, & festival entrance fees.<br />
August: Home Improvement expenses include our moving cost of $370 & items needed at the new condo.<br />
September: Home Improvement expenses include the purchase of 2 hutches for the living room & entry, sheets since we now have a king size bed, towels, bedspread, etc. All discretionary.</div>
<div>
<br /></div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-44289767994806718672017-09-03T13:51:00.001-05:002017-09-03T13:52:49.688-05:00BUDGET UPDATE - August, 2017Another year (2016) bites the dust!! A fantastic one for sure!<br />
<br />
So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.<br />
<br />
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.<br />
<br />
Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.<br />
<br />
Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf (including our small front terrace & back patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)<br />
<br />
<b>January</b> was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!<br />
<br />
<b>February</b> saw high season hit with a vengeance! Several friends in from out of town, which of course means, we get to be on vacation with them. So more times out for meals & drinks, entertainment, & visits all over the Bay to show off our beautiful piece of heaven.<br />
<br />
<b>March</b> was spent with family & friends who visited; meaning a few extra shows/excursions/meals out than normal for us. We also addressed some nagging aches & pains that come along with walking daily on cobblestone streets in Old Town. Our refrigerator ice maker was repaired & we purchased a new all-in-one scanner/copier/printer. This was also the month that the pesos gained on the US dollar, so we lost a bit of purchasing power. All in all, a very good month!<br />
<br />
<b>April</b> was a month of saying goodbyes to those headed back north for the summer. Our weather continued to stay absolutely beautiful but warmed up enough to get back into our pool. 3 units in our building have sold & are due to close in May/June. This only leaves our unit unsold. Our lease continues for another year. We'll see how this goes.<br />
<br />
<b>May </b>brought Restaurants Weeks & Pride Week to PV. We again took advantage of a few dinners out with friends. Mike & I both have been having a few growing older pain issues that we addressed causing a rise in our medical expenses. The $218 covered orthodics for Mike's shoes for planter faciatus, 2 doctor appointments, 3 chiropractor appointments & 2 appointments with an acupuncturist. Try that in the US! And, we couldn't be more pleased with the excellent modern care!!<br />
<br />
<b>June</b> saw the rainy season begin. If you've never experienced our summer storms, you should! We also took a 3 day trip up to Chacala, a small village north about 2 hours with friends. A most wonderful get away! As our annual trip to the states approaches, we found ourselves eating at home much more trying to use our food stock up.<br />
<div>
<br />
<b>July </b>was our month to take our annual trip NOTB (north of the border). This year we only visited WA for 18 days. We had a wonderful time with family and friends, a couple of Blues Festivals. We also made the decision to change our health insurance carrier, which begins August 1st.<br />
<br />
<b>August</b> was very interesting busy month with many anxious moments & a time of big change for us! We changed health insurance companies from WEA to VUMI, our monthly premium is now $365. We switched because reimbursement was getting very difficult through WEA.<br />
<br />
We also got the call from our landlord that our condo had sold. We knew this day was coming, it was just a matter of when. As a result, we had been somewhat looking since May, however had not found the perfect fit for us. Amazingly, only 2 days after the call, an ad popped up on one of the Facebook groups I follow. I immediately sent a message to the agent with a few questions getting all the right answers back. Within an hour, we were touring the condo. It was perfect & we signed the lease that afternoon. Moved only a week later and are now comfortably ensconced in our new home!<br />
<br />
We have a much bigger unit with a beautiful view of the Bay. We did give up our excellent location, so our walk up the hill to our new home is a bit more challenging. It looks like walk down (a quick 10 minutes into Old Town) with a taxi or Uber back home. As in any move, there are items necessary to set up for your comfort. This condo was extremely well equipped but there were a few items necessary, so those expenditures were made this month.<br />
<br />
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 662px;">
<colgroup><col style="mso-width-alt: 5319; mso-width-source: userset; width: 112pt;" width="150"></col>
<col span="8" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living
Expenses:</td>
<td class="xl64" style="width: 48pt;" width="64"> January</td>
<td class="xl67" style="width: 48pt;" width="64"> February </td>
<td class="xl67" style="width: 48pt;" width="64"> March</td>
<td class="xl67" style="width: 48pt;" width="64"> April</td>
<td class="xl67" style="width: 48pt;" width="64"> May</td>
<td class="xl67" style="width: 48pt;" width="64"> June</td>
<td class="xl67" style="width: 48pt;" width="64"> July</td>
<td class="xl67" style="width: 48pt;" width="64"> August</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Rent w/util</td>
<td class="xl65"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
<td class="xl66"> $ 800 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Electric</td>
<td class="xl66"> $ 10 </td>
<td class="xl66"> $ 8 </td>
<td class="xl66"> $ 12 </td>
<td class="xl66"> $ 19 </td>
<td class="xl66"> $ 11 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 20 </td>
<td class="xl66"> $ 44 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Cell Phone</td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 22 </td>
<td class="xl66"> $ 24 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Groceries</td>
<td class="xl66"> $ 187 </td>
<td class="xl66"> $ 182 </td>
<td class="xl66"> $ 128 </td>
<td class="xl66"> $ 341 </td>
<td class="xl66"> $ 209 </td>
<td class="xl66"> $ 65 </td>
<td class="xl66"> $ 260 </td>
<td class="xl66"> $ 317 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Meals Out</td>
<td class="xl66"> $ 288 </td>
<td class="xl66"> $ 490 </td>
<td class="xl66"> $ 521 </td>
<td class="xl66"> $ 358 </td>
<td class="xl66"> $ 234 </td>
<td class="xl66"> $ 255 </td>
<td class="xl66"> $ 198 </td>
<td class="xl66"> $ 303 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Drinks Only</td>
<td class="xl66"> $ 112 </td>
<td class="xl66"> $ 243 </td>
<td class="xl66"> $ 217 </td>
<td class="xl66"> $ 113 </td>
<td class="xl66"> $ 95 </td>
<td class="xl66"> $ 143 </td>
<td class="xl66"> $ 123 </td>
<td class="xl66"> $ 102 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Entertainment</td>
<td class="xl66"></td>
<td class="xl66"> $ 178 </td>
<td class="xl66"> $ 167 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 52 </td>
<td class="xl66"> $ 26 </td>
<td class="xl66"> $ 80 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Massages</td>
<td class="xl66"> $ 37 </td>
<td class="xl66"></td>
<td class="xl66"> $ 25 </td>
<td class="xl66"> $ 49 </td>
<td class="xl66"> $ 35 </td>
<td class="xl66"></td>
<td class="xl66"> $ 83 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td class="xl66"> $ 47 </td>
<td class="xl66"> $ 45 </td>
<td class="xl66"> $ 16 </td>
<td class="xl66"> $ 5 </td>
<td class="xl66"> $ 24 </td>
<td class="xl66"> $ 33 </td>
<td class="xl66"> $ 9 </td>
<td class="xl66"> $ 41 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 43 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Incidentals</td>
<td class="xl66"> $ 48 </td>
<td class="xl66"> $ 100 </td>
<td class="xl66"> $ 50 </td>
<td class="xl66"> $ 111 </td>
<td class="xl66"> $ 89 </td>
<td class="xl66"> $ 79 </td>
<td class="xl66"> $ 151 </td>
<td class="xl66"> $ 94 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 328 </td>
<td class="xl66"> $ 365 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL</td>
<td class="xl66"> $ 1,879 </td>
<td class="xl66"> $ 2,396 </td>
<td class="xl66"> $ 2,286 </td>
<td class="xl66"> $ 2,146 </td>
<td class="xl66"> $ 1,890 </td>
<td class="xl66"> $ 1,797 </td>
<td class="xl66"> $ 2,020 </td>
<td class="xl66"> $ 2,170 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td class="xl66"> $ 1,079 </td>
<td class="xl66"> $ 1,596 </td>
<td class="xl66"> $ 1,486 </td>
<td class="xl66"> $ 1,346 </td>
<td class="xl66"> $ 1,090 </td>
<td class="xl66"> $ 997 </td>
<td class="xl66"> $ 1,220 </td>
<td class="xl66"> $ 1,370 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td class="xl66"> $ 24 </td>
<td class="xl66"> $ 12 </td>
<td class="xl66"></td>
<td class="xl66"> $ 51 </td>
<td class="xl66"> $ 65 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 24 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Tours</td>
<td class="xl66"> $ 210 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Home Improve</td>
<td class="xl66"> $ 104 </td>
<td class="xl66"> $ 39 </td>
<td class="xl66"> $ 255 </td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 1,006 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Medical</td>
<td class="xl66"> $ 100 </td>
<td class="xl66"> $ 139 </td>
<td class="xl66"> $ 176 </td>
<td class="xl66"> $ 25 </td>
<td class="xl66"> $ 218 </td>
<td class="xl66"></td>
<td class="xl66"> $ 32 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Dental</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 150 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"> $ 80 </td>
<td class="xl66"> $ 429 </td>
<td class="xl66"></td>
<td class="xl66"> $ 4,247 </td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td class="xl66"> $ 438 </td>
<td class="xl66"> $ 190 </td>
<td class="xl66"> $ 431 </td>
<td class="xl66"> $ 156 </td>
<td class="xl66"> $ 712 </td>
<td class="xl66"> $ - </td>
<td class="xl66"> $ 4,429 </td>
<td class="xl66"> $ 1,030 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl63" height="21" style="height: 15.6pt;"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
<td class="xl66"></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl64" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td class="xl66"> $ 2,317 </td>
<td class="xl66"> $ 2,586 </td>
<td class="xl66"> $ 2,717 </td>
<td class="xl66"> $ 2,302 </td>
<td class="xl66"> $ 2,602 </td>
<td class="xl66"> $ 1,797 </td>
<td class="xl66"> $ 6,449 </td>
<td class="xl66"> $ 3,200 </td>
</tr>
</tbody></table>
<br />
<br />
<br />
* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x; May 6x; June 9x; July 6x; Aug 12x<br />
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x; May 6x; June 7x; July 7x; Aug 6x<br />
* Trips/Tours:<br />
January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.<br />
April: We took a photography outing with 12 other friends up to San Sebastian del Oeste in the Sierra mountains and had a fabulous day!<br />
May: This month we house/pet sat for a friend up in Ajijic, MX in the mountains. We enjoyed a week with a car at our disposal. We definitely took advantage of it. The amount spent includes our bus fare, gas, meals & drinks out, etc.<br />
June: A 3 day trip up to Chacala. All expenses for this trip are included in our normal monthly expenses rather than split out.<br />
July: The expenses shown for our trip to WA includes all expenses: air, hotels, meals, drinks, groceries, car, liability insurance, gas, clothes & misc buying, traveler's insurance, & festival entrance fees.<br />
August: Home Improvement expenses include our moving cost of $370 & items needed at the new condo.</div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-76097570682659879452017-08-01T13:10:00.000-05:002017-08-01T13:10:00.572-05:00BUDGET UPDATE - July, 2017Another year (2016) bites the dust!! A fantastic one for sure!<br />
<br />
So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.<br />
<br />
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.<br />
<br />
Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.<br />
<br />
Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf (including our small front terrace & back patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)<br />
<br />
<b>January</b> was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!<br />
<br />
<b>February</b> saw high season hit with a vengeance! Several friends in from out of town, which of course means, we get to be on vacation with them. So more times out for meals & drinks, entertainment, & visits all over the Bay to show off our beautiful piece of heaven.<br />
<br />
<b>March</b> was spent with family & friends who visited; meaning a few extra shows/excursions/meals out than normal for us. We also addressed some nagging aches & pains that come along with walking daily on cobblestone streets in Old Town. Our refrigerator ice maker was repaired & we purchased a new all-in-one scanner/copier/printer. This was also the month that the pesos gained on the US dollar, so we lost a bit of purchasing power. All in all, a very good month!<br />
<br />
<b>April</b> was a month of saying goodbyes to those headed back north for the summer. Our weather continued to stay absolutely beautiful but warmed up enough to get back into our pool. 3 units in our building have sold & are due to close in May/June. This only leaves our unit unsold. Our lease continues for another year. We'll see how this goes.<br />
<br />
<b>May </b>brought Restaurants Weeks & Pride Week to PV. We again took advantage of a few dinners out with friends. Mike & I both have been having a few growing older pain issues that we addressed causing a rise in our medical expenses. The $218 covered orthodics for Mike's shoes for planter faciatus, 2 doctor appointments, 3 chiropractor appointments & 2 appointments with an acupuncturist. Try that in the US! And, we couldn't be more pleased with the excellent modern care!!<br />
<br />
<b>June</b> saw the rainy season begin. If you've never experienced our summer storms, you should! We also took a 3 day trip up to Chacala, a small village north about 2 hours with friends. A most wonderful get away! As our annual trip to the states approaches, we found ourselves eating at home much more trying to use our food stock up.<br />
<div>
<br />
<b>July </b>was our month to take our annual trip NOTB (north of the border). This year we only visited WA for 18 days. We had a wonderful time with family and friends, a couple of Blues Festivals. We also made the decision to change our health insurance carrier, which begins August 1st.<br />
<br />
<table style="border-collapse: collapse; width: 598px;">
<colgroup><col style="width: 112pt;" width="150"></col>
<col span="7" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.6pt;">
<td class="xl36" height="21" style="height: 15.6pt; width: 112pt;" width="150">Living Expenses:</td>
<td class="xl36" style="width: 48pt;" width="64"> January</td>
<td class="xl44" style="width: 48pt;" width="64"> February</td>
<td class="xl44" style="width: 48pt;" width="64"> March</td>
<td class="xl44" style="width: 48pt;" width="64"> April</td>
<td class="xl44" style="width: 48pt;" width="64"> May</td>
<td class="xl44" style="width: 48pt;" width="64"> June</td>
<td class="xl44" style="width: 48pt;" width="64"> July</td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Rent w/util</td>
<td align="right" class="xl41"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Electric</td>
<td align="right"> $10 </td>
<td align="right"> $8 </td>
<td align="right"> $12 </td>
<td align="right"> $19 </td>
<td align="right"> $11 </td>
<td align="right"> $20 </td>
<td align="right"> $20 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Cell Phone</td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Groceries</td>
<td align="right"> $187 </td>
<td align="right"> $182 </td>
<td align="right"> $128 </td>
<td align="right"> $341 </td>
<td align="right"> $209 </td>
<td align="right"> $65 </td>
<td align="right"> $260 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Meals Out</td>
<td align="right"> $288 </td>
<td align="right"> $490 </td>
<td align="right"> $521 </td>
<td align="right"> $358 </td>
<td align="right"> $234 </td>
<td align="right"> $255 </td>
<td align="right"> $198 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Drinks Only</td>
<td align="right"> $112 </td>
<td align="right"> $243 </td>
<td align="right"> $217 </td>
<td align="right"> $113 </td>
<td align="right"> $95 </td>
<td align="right"> $143 </td>
<td align="right"> $123 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Entertainment</td>
<td></td>
<td align="right"> $178 </td>
<td align="right"> $167 </td>
<td></td>
<td></td>
<td align="right"> $52 </td>
<td align="right"> $26 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Massages</td>
<td align="right"> $37 </td>
<td></td>
<td align="right"> $25 </td>
<td align="right"> $49 </td>
<td align="right"> $35 </td>
<td></td>
<td align="right"> $83 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Bus/Taxi</td>
<td align="right"> $47 </td>
<td align="right"> $45 </td>
<td align="right"> $16 </td>
<td align="right"> $5 </td>
<td align="right"> $24 </td>
<td align="right"> $33 </td>
<td align="right"> $9 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Dental Cleaning</td>
<td></td>
<td></td>
<td></td>
<td></td>
<td align="right"> $43 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Incidentals</td>
<td align="right"> $48 </td>
<td align="right"> $100 </td>
<td align="right"> $50 </td>
<td align="right"> $111 </td>
<td align="right"> $89 </td>
<td align="right"> $79 </td>
<td align="right"> $151 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Medical Insurance</td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl36" height="21" style="height: 15.6pt;">TOTAL</td>
<td align="right"> $1,879 </td>
<td align="right"> $2,396 </td>
<td align="right"> $2,286 </td>
<td align="right"> $2,146 </td>
<td align="right"> $1,890 </td>
<td align="right"> $1,797 </td>
<td align="right"> $2,020 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl36" height="21" style="height: 15.6pt;">TOTAL W/O RENT</td>
<td align="right"> $1,079 </td>
<td align="right"> $1,596 </td>
<td align="right"> $1,486 </td>
<td align="right"> $1,346 </td>
<td align="right"> $1,090 </td>
<td align="right"> $997 </td>
<td align="right"> $1,220 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl36" height="21" style="height: 15.6pt;">Discr Spending:</td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Clothes/Shoes/Gifts</td>
<td align="right"> $24 </td>
<td align="right"> $12 </td>
<td></td>
<td align="right"> $51 </td>
<td align="right"> $65 </td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Tours</td>
<td align="right"> $210 </td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Home Improve</td>
<td align="right"> $104 </td>
<td align="right"> $39 </td>
<td align="right"> $255 </td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Medical</td>
<td align="right"> $100 </td>
<td align="right"> $139 </td>
<td align="right"> $176 </td>
<td align="right"> $25 </td>
<td align="right"> $218 </td>
<td></td>
<td align="right"> $32 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Dental</td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;">Trips/Vacations</td>
<td></td>
<td></td>
<td></td>
<td align="right"> $80 </td>
<td align="right"> $429 </td>
<td></td>
<td align="right"> $4,247 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl36" height="21" style="height: 15.6pt;">TOTAL Discr.</td>
<td align="right"> $438 </td>
<td align="right"> $190 </td>
<td align="right"> $431 </td>
<td align="right"> $156 </td>
<td align="right"> $712 </td>
<td align="right"> $- </td>
<td align="right"> $4,279 </td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl35" height="21" style="height: 15.6pt;"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.6pt;">
<td class="xl36" height="21" style="height: 15.6pt;">TOTAL ALL</td>
<td align="right"> $2,317 </td>
<td align="right"> $2,586 </td>
<td align="right"> $2,717 </td>
<td align="right"> $2,302 </td>
<td align="right"> $2,602 </td>
<td align="right"> $1,797 </td>
<td align="right"> $6,299 </td>
</tr>
</tbody></table>
</div>
<div>
<br /></div>
<div>
* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x; May 6x; June 9x; July 6x<br />
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x; May 6x; June 7x; 7x<br />
* Trips/Tours:<br />
January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.<br />
April: We took a photography outing with 12 other friends up to San Sebastian del Oeste in the Sierra mountains and had a fabulous day!<br />
May: This month we house/pet sat for a friend up in Ajijic, MX in the mountains. We enjoyed a week with a car at our disposal. We definitely took advantage of it. The amount spent includes our bus fare, gas, meals & drinks out, etc.<br />
June: A 3 day trip up to Chacala. All expenses for this trip are included in our normal monthly expenses rather than split out.<br />
July: The expenses shown for our trip to WA includes all expenses: air, hotels, meals, drinks, groceries, car, liability insurance, gas, clothes & misc buying, traveler's insurance, & festival entrance fees.</div>
<div>
<br /></div>
Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0tag:blogger.com,1999:blog-7160139624927960789.post-49669698316921686712017-07-01T12:03:00.000-05:002017-07-01T12:03:01.169-05:00BUDGET UPDATE - June, 2017Another year (2016) bites the dust!! A fantastic one for sure!<br />
<br />
So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.<br />
<br />
The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.<br />
<br />
Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.<br />
<br />
Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf (including our small front terrace & back patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)<br />
<br />
<b>January</b> was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!<br />
<br />
<b>February</b> saw high season hit with a vengeance! Several friends in from out of town, which of course means, we get to be on vacation with them. So more times out for meals & drinks, entertainment, & visits all over the Bay to show off our beautiful piece of heaven.<br />
<br />
<b>March</b> was spent with family & friends who visited; meaning a few extra shows/excursions/meals out than normal for us. We also addressed some nagging aches & pains that come along with walking daily on cobblestone streets in Old Town. Our refrigerator ice maker was repaired & we purchased a new all-in-one scanner/copier/printer. This was also the month that the pesos gained on the US dollar, so we lost a bit of purchasing power. All in all, a very good month!<br />
<br />
<b>April</b> was a month of saying goodbyes to those headed back north for the summer. Our weather continued to stay absolutely beautiful but warmed up enough to get back into our pool. 3 units in our building have sold & are due to close in May/June. This only leaves our unit unsold. Our lease continues for another year. We'll see how this goes.<br />
<br />
<b>May </b>brought Restaurants Weeks & Pride Week to PV. We again took advantage of a few dinners out with friends. Mike & I both have been having a few growing older pain issues that we addressed causing a rise in our medical expenses. The $218 covered orthodics for Mike's shoes for planter faciatus, 2 doctor appointments, 3 chiropractor appointments & 2 appointments with an acupuncturist. Try that in the US! And, we couldn't be more pleased with the excellent modern care!!<br />
<br />
June saw the rainy season begin. If you've never experienced our summer storms, you should! We also took a 3 day trip up to Chacala, a small village north about 2 hours with friends. A most wonderful get away! As our annual trip to the states approaches, we found ourselves eating at home much more trying to use our food stock up.<br />
<br />
<table style="border-collapse: collapse; width: 534px;">
<colgroup><col style="width: 113pt;" width="150"></col>
<col span="6" style="width: 48pt;" width="64"></col>
</colgroup><tbody>
<tr height="21" style="height: 15.75pt;">
<td class="xl36" height="21" style="height: 15.75pt; width: 113pt;" width="150">Living Expenses:</td>
<td class="xl36" style="width: 48pt;" width="64"> January</td>
<td class="xl44" style="width: 48pt;" width="64"> February</td>
<td class="xl44" style="width: 48pt;" width="64"> March</td>
<td class="xl44" style="width: 48pt;" width="64"> April</td>
<td class="xl44" style="width: 48pt;" width="64"> May</td>
<td class="xl44" style="width: 48pt;" width="64"> June</td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Rent w/util</td>
<td align="right" class="xl41"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
<td align="right"> $800 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Electric</td>
<td align="right"> $10 </td>
<td align="right"> $8 </td>
<td align="right"> $12 </td>
<td align="right"> $19 </td>
<td align="right"> $11 </td>
<td align="right"> $20 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Cell Phone</td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
<td align="right"> $22 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Groceries</td>
<td align="right"> $187 </td>
<td align="right"> $182 </td>
<td align="right"> $128 </td>
<td align="right"> $341 </td>
<td align="right"> $209 </td>
<td align="right"> $65 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Meals Out</td>
<td align="right"> $288 </td>
<td align="right"> $490 </td>
<td align="right"> $521 </td>
<td align="right"> $358 </td>
<td align="right"> $234 </td>
<td align="right"> $255 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Drinks Only</td>
<td align="right"> $112 </td>
<td align="right"> $243 </td>
<td align="right"> $217 </td>
<td align="right"> $113 </td>
<td align="right"> $95 </td>
<td align="right"> $143 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Entertainment</td>
<td></td>
<td align="right"> $178 </td>
<td align="right"> $167 </td>
<td></td>
<td></td>
<td align="right"> $52 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Massages</td>
<td align="right"> $37 </td>
<td></td>
<td align="right"> $25 </td>
<td align="right"> $49 </td>
<td align="right"> $35 </td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Bus/Taxi</td>
<td align="right"> $47 </td>
<td align="right"> $45 </td>
<td align="right"> $16 </td>
<td align="right"> $5 </td>
<td align="right"> $24 </td>
<td align="right"> $33 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Dental Cleaning</td>
<td></td>
<td></td>
<td></td>
<td></td>
<td align="right"> $43 </td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Incidentals</td>
<td align="right"> $48 </td>
<td align="right"> $100 </td>
<td align="right"> $50 </td>
<td align="right"> $111 </td>
<td align="right"> $89 </td>
<td align="right"> $79 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Medical Insurance</td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
<td align="right"> $328 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl36" height="21" style="height: 15.75pt;">TOTAL</td>
<td align="right"> $1,879 </td>
<td align="right"> $2,396 </td>
<td align="right"> $2,286 </td>
<td align="right"> $2,146 </td>
<td align="right"> $1,890 </td>
<td align="right"> $1,797 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl36" height="21" style="height: 15.75pt;">TOTAL W/O RENT</td>
<td align="right"> $1,079 </td>
<td align="right"> $1,596 </td>
<td align="right"> $1,486 </td>
<td align="right"> $1,346 </td>
<td align="right"> $1,090 </td>
<td align="right"> $997 </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl36" height="21" style="height: 15.75pt;">Discr Spending:</td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Clothes/Shoes/Gifts</td>
<td align="right"> $24 </td>
<td align="right"> $12 </td>
<td></td>
<td align="right"> $51 </td>
<td align="right"> $65 </td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Tours</td>
<td align="right"> $210 </td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Home Improve</td>
<td align="right"> $104 </td>
<td align="right"> $39 </td>
<td align="right"> $255 </td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Medical</td>
<td align="right"> $100 </td>
<td align="right"> $139 </td>
<td align="right"> $176 </td>
<td align="right"> $25 </td>
<td align="right"> $218 </td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Dental</td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;">Trips/Vacations</td>
<td></td>
<td></td>
<td></td>
<td align="right"> $80 </td>
<td align="right"> $429 </td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl36" height="21" style="height: 15.75pt;">TOTAL Discr.</td>
<td align="right"> $438 </td>
<td align="right"> $190 </td>
<td align="right"> $431 </td>
<td align="right"> $156 </td>
<td align="right"> $712 </td>
<td align="right"> $- </td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl35" height="21" style="height: 15.75pt;"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr height="21" style="height: 15.75pt;">
<td class="xl36" height="21" style="height: 15.75pt;">TOTAL ALL</td>
<td align="right"> $2,317 </td>
<td align="right"> $2,586 </td>
<td align="right"> $2,717 </td>
<td align="right"> $2,302 </td>
<td align="right"> $2,602 </td>
<td align="right"> $1,797 </td>
</tr>
</tbody></table>
<br />
* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x; May 6x; June 9x<br />
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x; May 6x; June 7x<br />
* Trips/Tours:<br />
January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.<br />
April: We took a photography outing with 12 other friends up to San Sebastian del Oeste in the Sierra mountains and had a fabulous day!<br />
May: This month we house/pet sat for a friend up in Ajijic, MX in the mountains. We enjoyed a week with a car at our disposal. We definitely took advantage of it. The amount spent includes our bus fare, gas, meals & drinks out, etc.<br />
June: A 3 day trip up to Chacala. All expenses for this trip are included in our normal monthly expenses rather than split out.Tricia Lymanhttp://www.blogger.com/profile/04749483562152203630noreply@blogger.com0