Thursday, June 1, 2017

BUDGET UPDATE - May, 2017

Another year (2016) bites the dust!! A fantastic one for sure!

So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.

Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.

Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf (including our small front terrace & back patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)

January was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!

February saw high season hit with a vengeance! Several friends in from out of town, which of course means, we get to be on vacation with them. So more times out for meals & drinks, entertainment, & visits all over the Bay to show off our beautiful piece of heaven.

March was spent with family & friends who visited; meaning a few extra shows/excursions/meals out than normal for us. We also addressed some nagging aches & pains that come along with walking daily on cobblestone streets in Old Town. Our refrigerator ice maker was repaired & we purchased a new all-in-one scanner/copier/printer. This was also the month that the pesos gained on the US dollar, so we lost a bit of purchasing power. All in all, a very good month!

April was a month of saying goodbyes to those headed back north for the summer. Our weather continued to stay absolutely beautiful but warmed up enough to get back into our pool.  3 units in our building have sold & are due to close in May/June. This only leaves our unit unsold. Our lease continues for another year. We'll see how this goes.

May brought Restaurants Weeks & Pride Week to PV. We again took advantage of a few dinners out with friends. Mike & I both have been having a few growing older pain issues that we addressed causing a rise in our medical expenses. The $218 covered orthodics for Mike's shoes for planter faciatus, 2 doctor appointments, 3 chiropractor appointments & 2 appointments with an acupuncturist. Try that in the US! And, we couldn't be more pleased with the excellent modern care!!


Living Expenses:    January  February     March       April        May
Rent w/util  $800   $800   $800   $800   $800 
Electric  $10   $8   $12   $19   $11 
Cell Phone  $22   $22   $22   $22   $22 
Groceries  $187   $182   $128   $341   $209 
Meals Out  $288   $490   $521   $358   $234 
Drinks Only  $112   $243   $217   $113   $95 
Entertainment  $178   $167 
Massages  $37   $25   $49   $35 
Bus/Taxi  $47   $45   $16   $5   $24 
Dental Cleaning  $43 
Incidentals  $48   $100   $50   $111   $89 
Medical Insurance  $328   $328   $328   $328   $328 
TOTAL  $1,879   $2,396   $2,286   $2,146   $1,890 
TOTAL W/O RENT  $1,079   $1,596   $1,486   $1,346   $1,090 
Discr Spending:
Clothes/Shoes/Gifts  $24   $12   $51   $65 
Tours  $210 
Home Improve  $104   $39   $255 
Medical  $100   $139   $176   $25   $218 
Dental
Trips/Vacations  $80   $429 
TOTAL Discr.  $438   $190   $431   $156   $712 
TOTAL ALL  $2,317   $2,586   $2,717   $2,302   $2,602 



* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x; May6x
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x; May 6x
* Trips/Tours:
    January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.
    April: We took a photography outing with 12 other friends up to San Sebastian del Oeste in the Sierra mountains and had a fabulous day!
    May: This month we house/pet sat for a friend up in Ajijic, MX in the mountains. We enjoyed a week with a car at our disposal. We definitely took advantage of it. The amount spent includes our bus fare, gas, meals & drinks out, etc.



Monday, May 1, 2017

BUDGET UPDATE - April, 2017

Another year (2016) bites the dust!! A fantastic one for sure!

So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.

Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.

Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf (including our small front terrace & back patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)

January was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!

February saw high season hit with a vengeance! Several friends in from out of town, which of course means, we get to be on vacation with them. So more times out for meals & drinks, entertainment, & visits all over the Bay to show off our beautiful piece of heaven.

March was spent with family & friends who visited; meaning a few extra shows/excursions/meals out than normal for us. We also addressed some nagging aches & pains that come along with walking daily on cobblestone streets in Old Town. Our refrigerator ice maker was repaired & we purchased a new all-in-one scanner/copier/printer. This was also the month that the pesos gained on the US dollar, so we lost a bit of purchasing power. All in all, a very good month!

April was a month of saying goodbyes to those headed back north for the summer. Our weather continued to stay absolutely beautiful but warmed up enough to get back into our pool.  3 units in our building have sold & are due to close in May/June. This only leaves our unit unsold. Our lease continues for another year. We'll see how this goes.

Living Expenses:    January  February     March      April
Rent w/util  $       800  $       800  $       800  $       800
Electric  $         10  $           8  $         12  $         19
Cell Phone  $         22  $         22  $         22  $         22
Groceries  $       187  $       182  $       128  $       341
Meals Out  $       288  $       490  $       521  $       358
Drinks Only  $       112  $       243  $       217  $       113
Entertainment  $       178  $       167
Massages  $         37  $         25  $         49
Bus/Taxi  $         47  $         45  $         16  $           5
Dental Cleaning
Incidentals  $         48  $       100  $         50  $       111
Medical Insurance  $       328  $       328  $       328  $       328
TOTAL  $    1,879  $    2,396  $    2,286  $    2,146
TOTAL W/O RENT  $    1,079  $    1,596  $    1,486  $    1,346
Discr Spending:
Clothes/Shoes/Gifts  $         24  $         12  $         51
Tours  $       210
Home Improve  $       104  $         39  $       255
Medical  $       100  $       139  $       176  $         25
Dental
Trips/Vacations  $         80
TOTAL Discr.  $       438  $       190  $       431  $       156
TOTAL ALL  $    2,317  $    2,586  $    2,717  $    2,302

* Meals Out: Jan 13x; Feb 19x; Mar 25x; April 16x
* Drinks Only: Jan 10x; Feb 16x; Mar 14x; April 10x
* Trips/Tours:
    January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.
    April: We took a photography outing with 12 other friends up to San Sebastian del Oeste in the Sierra mountains and had a fabulous day!

Sunday, April 2, 2017

BUDGET UPDATE - MARCH, 2017

Another year bites the dust!! A fantastic one for sure!

So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.

Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.

Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf (including our small front terrace & back patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)

January was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!

February saw high season hit with a vengeance! Several friends in from out of town, which of course means, we get to be on vacation with them. So more times out for meals & drinks, entertainment, & visits all over the Bay to show off our beautiful piece of heaven.

March was spent with family & friends who visited; meaning a few extra shows/excursions/meals out than normal for us. We also addressed some nagging aches & pains that come along with walking daily on cobblestone streets in Old Town. Our refrigerator ice maker was repaired & we purchased a new all-in-one scanner/copier/printer. This was also the month that the pesos gained on the US dollar, so we lost a bit of purchasing power. All in all, a very good month!

Living Expenses:     January  February     March
Rent w/util  $       800  $       800  $       800
Electric  $         10  $           8  $         12
Cell Phone  $         22  $         22  $         22
Groceries  $       187  $       182  $       128
Meals Out  $       288  $       490  $       521
Drinks Only  $       112  $       243  $       217
Entertainment  $       178  $       167
Massages  $         37  $         25
Bus/Taxi  $         47  $         45  $         16
Dental Cleaning
Incidentals  $         48  $       100  $         50
Medical Insurance  $       328  $       328  $       328
TOTAL  $    1,879  $    2,396  $    2,286
TOTAL W/O RENT  $    1,079  $    1,596  $    1,486
Discr Spending:
Clothes/Shoes/Gifts  $         24  $         12
Tours  $       210
Home Improve  $       104  $         39  $       255
Medical  $       100  $       139  $       176
Dental
Trips/Vacations
TOTAL Discr.  $       438  $       190  $       431
TOTAL ALL  $    2,317  $    2,586  $    2,717

* Meals Out: Jan 13x; Feb 19x; 25X
* Drinks Only: Jan 10x; Feb 16x; 14X
* Trips/Tours:
    January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.


Wednesday, March 1, 2017

Budget Update - February, 2017

Another year bites the dust!! A fantastic one for sure!

So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.

Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.

Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf (including our small front terrace & back patio/workshop/laundry area), 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)

January was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!

February saw high season hit with a vengeance! Several friends in from out of town, which of course means, we get to be on vacation with them. So more times out for meals & drinks, entertainment, & visits all over the Bay to show off our beautiful piece of heaven.

Living Expenses:    January  February
Rent w/util  $       800  $       800
Electric  $         10  $           8
Cell Phone  $         22  $         22
Groceries  $       187  $       182
Meals Out  $       288  $       490
Drinks Only  $       112  $       243
Entertainment  $       178
Massages  $         37
Bus/Taxi  $         47  $         45
Dental Cleaning
Incidentals  $         48  $       100
Medical Insurance  $       328  $       328
TOTAL  $    1,879  $    2,396
TOTAL W/O RENT  $    1,079  $    1,596
Discr Spending:
Clothes/Shoes/Gifts  $         24  $         12
Tours  $       210
Home Improve  $       104  $         39
Medical  $       100  $       139
Dental
Trips/Vacations
TOTAL Discr.  $       438  $       190
TOTAL ALL  $    2,317  $    2,586


* Meals Out: Jan 13x; Feb 19x
* Drinks Only: Jan 10x; Feb 16x
* Trips/Tours:
    January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.

Thursday, February 2, 2017

Budget update!! January, 2017

Another year bites the dust!! A fantastic one for sure!

So, as we begin the New Year of 2017, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 3 full years, as of December 15, 2016.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in. I did change some of the line items around this year such as, I moved our health insurance coverage up into the Living Expenses. If you won't need this line item in your budget, just deduct it.

Our rent is actually a reduced amount from the original $1,000/month we initially began paying. Over time, we have been doing some of the property management and coordination with our mozo (property caretaker), so our landlord's were gracious enough to reduce our rent to $800/month to show their appreciation for our efforts.

Our condo is in a small 5 unit building at the end of a dead end street across from the Tropicana Hotel only one short block from the beach in Old Town on the south side. We have 1,200sf, 1br/1ba, fully furnished, modern, with a terrace peak a boo view of the bay. There is no elevator, 50 steps to our front door, and a rooftop dipping pool, entertainment, sunning area with beautiful views of the bay. All utilities except electric are included in our rent (water, gas, TV, & internet)

January was a busy month with theater openings (I was asked to continue doing some marketing for both Act II & The Palm), so I receive free tickets in return. We continue to meet with people who want to consider PV as a place to retire. Linda Ellerbee (yes, the well renown journalist) and I organized a Women's Gathering (no march) here in PV in only 4 days. We had 500+ people in attendance and we were thrilled!

Living Expenses:    January
Rent w/util  $       800
Electric  $         10
Cell Phone  $         22
Groceries  $       187
Meals Out  $       288
Drinks Only  $       112
Entertainment
Massages  $         37
Bus/Taxi  $         47
Dental Cleaning
Incidentals  $         48
Medical Insurance  $       328
TOTAL  $    1,879
TOTAL W/O RENT  $    1,079
Discr Spending:
Clothes/Shoes/Gifts  $         24
Tours  $       210
Home Improve  $       104
Medical  $       100
Dental
Trips/Vacations
TOTAL Discr.  $       438
TOTAL ALL  $    2,317

* Meals Out: Jan 13x;
* Drinks Only: Jan 10x
* Trips/Tours:
    January: We took a whale watching/Mariettas Hidden Beach boat trip with friends on the Bruna, owned by Ada Sailing.

Sunday, January 1, 2017

BUDGET UPDATE & YEAR END ASSESSMENT

Wow, time is flying by here in beautiful PV where we once again proved that you can live well for a very reasonable budget. (See our Year End analysis published in January, 2015 & January, 2016.)

So, off we go again into this year trying to continue to live within our income but still keeping our goal of no more than $2,000/month for our true Living Expenses. And, if we keep our total expenses to no more than an average of $2,500/month, it leaves a good bit for our love of traveling and other "wants".

January was an extremely busy month for us! Many show openings that we love to attend. Free tickets in lieu of doing some advertising work for local entertainment venues. Thank You!!

February highlight was our trip to the mountains of MX to see the Monarch Butterflies. High season is in full swing.

March was a month of meeting up with many visiting friends & catching up with friends we really hadn't had a chance to see since the holidays. We splurged on several meals out.

April was the time we took to do some preventative medical exams. We are extremely grateful to have a medical guru here in PV. Pam Thompson-Webb of HealthCareResourcesPV.com. She runs medical clinics every month. As members (very inexpensive), we get discounted medical exams with specialists of all areas.

May! Oh, WOW!!!  Low Season, oh heck NO!!  So many people coming to town to check out living here. So many people moving to town to call this home!! A mini vacation with 8 other friends up the coast to Guayabitos, Restaurant Weeks where many wonderful restaurants offer their fabulous food at reduced special prices so that us on a budget can partake in their gourmet food, Pride Week, Friday Foodies all contributed to this wonderful month here in PV.

We also signed a new 2 year lease extension, so we made a few minor purchases to continue to make this our home - new bedspread, sheets with 1500 thread count, an antique mirror with PV history.

But, the biggest single expense for May was Mike deciding to get a tooth implant at Dental Avant Garde. He had a CT scan to see if he had enough bone ($108), then the actual surgery ($1,177). His crown will be placed after a 4-6 month healing process. This tipped the scale over our monthly budget goal but still well within our yearly income, which is our ultimate goal of living only on our income.

June saw a bit of a respite on the expenses sort of back to "normal", if there is such a thing. We had several friends move to PV, so we did a lot of catching up with each other. Our biggest expense this month, however, was as a celebration of signing our new 2 year lease extension in our condo, we treated ourselves to the purchase of a new "L" shaped, comfortable, fabric sofa!! So wonderful!

I also took a part time job doing media coordinating for a local organization. My time is most certainly not idle!!

July & Aug was spent between PV and the US. We took our annual East Coast to West Coast trip to visit family and friends. We renewed our health insurance, which had a slight increase.

On Aug. 20, we set off back to the states to begin our Bucket List journey to see China & Thailand for 22 days. But, before we embarked on that trip, we spent 3 lovely days in Las Vegas visiting our good friends, Lorena Peril & Ray Jon Narbaitz. We returned to PV on September 15.

We had an unexpected trip back to the US leaving PV on September 22 returning on October 5.

October is my birthday month. So this year, as I turned 65, I had a big party with a live band & custom birthday cake at Nacho Daddy.  We also made an unexpected acquisition of a used side by side stainless steel GE profile refrigerator at a terrific price. That then entailed that Mike had to buy parts and install the water/ice maker lines.

November saw High Season come into full swing for this year. New shows opening, high season activities, all restaurants back open. It was also the month that Mike got his post & crown for the tooth implant that he had done 6 months ago.

December came and went before my very eyes! Friends came for short visits and many of our snowbird friends arrived. Also, the theaters came to full life with many opening shows. As a result, our social calendar was quite full. Mike & I celebrated our 3rd full year living in PV on December 15th and our 16th wedding anniversary last night. Life if very full for us and we are still living very large on a very small budget and within our means.

Looking at our expenses and our travel costs, we did extremely well again! For EVERYTHING not including our travel costs (totally discretionary), we spent $31,118. If you look at only our living expenses that included many enjoyable nights out for dinner & drinks, we only spent $20,695. If you take out our rent (if you should want to buy), our expenses were $11,095.

The point being, is that you can play with these numbers any way you want to help you determine your own lifestyle. No matter what, we are very happy that we have not increased our spending as time has gone on during these 3 years. We've signed a new 2 year lease, so we will be here in our current condo until then.

Happy 2017 everyone!

Living Expenses:   January  February     March      April      May      June       July    August September   October November  December
Rent w/util  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800
Electric  $         18  $           9  $         11  $         12  $         14  $         25  $         20  $         25  $         17  $         29  $         35  $         18
Cell Phone  $         16  $         11  $         12  $         23  $         11  $         11  $         33  $         16  $         19  $         16  $         16  $         22
Groceries  $       192  $       190  $       202  $       271  $       218  $       229  $         37  $       274  $            -  $       164  $       340  $       215
Meals Out  $       363  $       262  $       463  $       355  $       508  $       418  $       192  $       332  $       102  $       259  $       319  $       376
Drinks Only  $       197  $       116  $       209  $       158  $       157  $       146  $         27  $       105  $         32  $       125  $       194  $       221
Entertainment  $         37  $         63  $       159  $         63  $       133  $            -  $         81  $         87  $         65  $       140
Massages  $         19  $         73  $         91  $         46  $         36  $         38  $         32  $         48  $         41  $         64  $         58
Bus/Taxi  $         15  $         28  $         29  $         55  $         37  $         17  $           3  $         42  $         21  $         18  $         28  $         21
Dental Cleaning  $         44  $         44
Incidentals  $       100  $       100  $         46  $         70  $       100  $         65  $         60  $         33  $         20  $       200  $         98  $         20
TOTAL  $    1,757  $    1,652  $    2,022  $    1,853  $    2,058  $    1,749  $    1,204  $    1,756  $    1,011  $    1,739  $    2,003  $    1,891  $ 20,695
TOTAL W/O RENT  $       957  $       852  $    1,222  $    1,053  $    1,258  $       949  $       404  $       956  $       211  $       939  $    1,203  $    1,091  $ 11,095
Discr Spending:
Visas/Legal  $       220  $            -  $         23
Clothes/Shoes/Gifts  $         48  $         95  $       284  $         63  $         77  $       641  $       121  $       466
Medical/Life Ins.  $       322  $       322  $       322  $       322  $       322  $       322  $       322  $       338  $       338  $       338  $       338  $       338
Tours  $         73
Home Improve  $       203  $       322  $       259  $       680  $         60  $       412  $         17  $         40
Medical  $         52  $       134  $         48  $         46  $         69
Dental  $    1,316  $       710
Air Travel
Trips/Vacations  $       877  $       185  $    4,396  $ 10,097  $         92  $ 15,647
Car Rental/Gas
Spanish Lessons
TOTAL Discr.  $       793  $    1,294  $       719  $       813  $    2,145  $    1,079  $    4,718  $    1,087  $ 10,481  $       871  $    1,134  $       936  $ 26,070
TOTAL ALL  $    2,550  $    2,946  $    2,741  $    2,666  $    4,203  $    2,828  $    5,922  $    2,843  $ 11,492  $    2,610  $    3,137  $    2,827  $ 46,765



*Meals Out: Jan. 15x; Feb 11x; Mar 17x; April 14x; May 13x; June 15x; July 7x; Aug 9x; Sept. 3x; Oct 10x; Nov. 13x; Dec 20x
*Drinks Only: Jan. 14x; Feb 10x; March 13x; April 12x; May 10x; June 11x; July 4x; Aug 7x; Sept 2x; 9x; Nov. 14x; Dec. 15x
*Legal: Jan. Passport Renewal
*Trips/Vacations:

   In February, we took a wonderful 4 day/3 night trip to see the Monarch Butterflies in the mountains of MX. This amount included transportation, hotels, meals, souvenirs, entrance fees, etc.

   In May, we took a 3 day trip with 8 other friends up the coast to Guayabitos for a quick get away.

   In July, we spent 25 days in the US. We flew to CT then across the country to Spokane, WA. The cost amount shown includes air fares, any hotels, meals & drinks out, new clothing/shoes/personal items, traveler's insurance & car liability insurance.

  During the month of September, we were only in PV one week as we were on our China/Thailand journey & then an unexpected trip back to the US for a family matter. I have accounted for all expenditures for both trips including visas, air fare, meals, tours, souvenirs, drinks, traveler's insurance, etc.

  In December, we made a 3 day trip south 2 hours to an extremely small village called Mayto with 11 good friends via car. We stayed in a small hotel right on the most beautiful white sand beach. For the 2 nights hotel, all meals, gas costs, we spent only $92US. Gotta love it!!


Thursday, December 1, 2016

BUDGET UPDATE - November, 2016

Wow, time is flying by here in beautiful PV where we once again proved that you can live well for a very reasonable budget. (See our Year End analysis published in January, 2015 & January, 2016.)

So, off we go again into this year trying to continue to live within our income but still keeping our goal of no more than $2,000/month for our true Living Expenses. And, if we keep our total expenses to no more than an average of $2,500/month, it leaves a good bit for our love of traveling and other "wants".

January was an extremely busy month for us! Many show openings that we love to attend. Free tickets in lieu of doing some advertising work for local entertainment venues. Thank You!!

February highlight was our trip to the mountains of MX to see the Monarch Butterflies. High season is in full swing.

March was a month of meeting up with many visiting friends & catching up with friends we really hadn't had a chance to see since the holidays. We splurged on several meals out.

April was the time we took to do some preventative medical exams. We are extremely grateful to have a medical guru here in PV. Pam Thompson-Webb of HealthCareResourcesPV.com. She runs medical clinics every month. As members (very inexpensive), we get discounted medical exams with specialists of all areas.

May! Oh, WOW!!!  Low Season, oh heck NO!!  So many people coming to town to check out living here. So many people moving to town to call this home!! A mini vacation with 8 other friends up the coast to Guayabitos, Restaurant Weeks where many wonderful restaurants offer their fabulous food at reduced special prices so that us on a budget can partake in their gourmet food, Pride Week, Friday Foodies all contributed to this wonderful month here in PV.

We also signed a new 2 year lease extension, so we made a few minor purchases to continue to make this our home - new bedspread, sheets with 1500 thread count, an antique mirror with PV history.

But, the biggest single expense for May was Mike deciding to get a tooth implant at Dental Avant Garde. He had a CT scan to see if he had enough bone ($108), then the actual surgery ($1,177). His crown will be placed after a 4-6 month healing process. This tipped the scale over our monthly budget goal but still well within our yearly income, which is our ultimate goal of living only on our income.

June saw a bit of a respite on the expenses sort of back to "normal", if there is such a thing. We had several friends move to PV, so we did a lot of catching up with each other. Our biggest expense this month, however, was as a celebration of signing our new 2 year lease extension in our condo, we treated ourselves to the purchase of a new "L" shaped, comfortable, fabric sofa!! So wonderful!

I also took a part time job doing media coordinating for a local organization. My time is most certainly not idle!!

July & Aug was spent between PV and the US. We took our annual East Coast to West Coast trip to visit family and friends. We renewed our health insurance, which had a slight increase.

On Aug. 20, we set off back to the states to begin our Bucket List journey to see China & Thailand for 22 days. But, before we embarked on that trip, we spent 3 lovely days in Las Vegas visiting our good friends, Lorena Peril & Ray Jon Narbaitz. We returned to PV on September 15.

We had an unexpected trip back to the US leaving PV on September 22 returning on October 5.

October is my birthday month. So this year, as I turned 65, I had a big party with a live band & custom birthday cake at Nacho Daddy.  We also made an unexpected acquisition of a used side by side stainless steel GE profile refrigerator at a terrific price. That then entailed that Mike had to buy parts and install the water/ice maker lines.

November saw High Season come into full swing for this year. New shows opening, high season activities, all restaurants back open. It was also the month that Mike got his post & crown for the tooth implant that he had done 6 months ago.

Living Expenses: January February March April May June July August September October November
Rent w/util  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800
Electric  $         18  $           9  $         11  $         12  $         14  $         25  $         20  $         25  $         17  $         29  $         35
Cell Phone  $         16  $         11  $         12  $         23  $         11  $         11  $         33  $         16  $         19  $         16  $         16
Groceries  $       192  $       190  $       202  $       271  $       218  $       229  $         37  $       274  $            -  $       164  $       340
Meals Out  $       363  $       262  $       463  $       355  $       508  $       418  $       192  $       332  $       102  $       259  $       319
Drinks Only  $       197  $       116  $       209  $       158  $       157  $       146  $         27  $       105  $         32  $       125  $       194
Entertainment  $         37  $         63  $       159  $         63  $       133  $            -  $         81  $         87  $         65
Massages  $         19  $         73  $         91  $         46  $         36  $         38  $         32  $         48  $         41  $         64
Bus/Taxi  $         15  $         28  $         29  $         55  $         37  $         17  $           3  $         42  $         21  $         18  $         28
Dental Cleaning  $         44  $         44
Incidentals  $       100  $       100  $         46  $         70  $       100  $         65  $         60  $         33  $         20  $       200  $         98
TOTAL  $    1,757  $    1,652  $    2,022  $    1,853  $    2,058  $    1,749  $    1,204  $    1,756  $    1,011  $    1,739  $    2,003
TOTAL W/O RENT  $       957  $       852  $    1,222  $    1,053  $    1,258  $       949  $       404  $       956  $       211  $       939  $    1,203
Discr Spending:
Visas/Legal  $       220  $            -  $         23
Clothes/Shoes/Gifts  $         48  $         95  $       284  $         63  $         77  $       641  $       121
Medical/Life Ins.  $       322  $       322  $       322  $       322  $       322  $       322  $       322  $       338  $       338  $       338  $       338
Tours  $         73
Home Improve  $       203  $       322  $       259  $       680  $         60  $       412  $         17
Medical  $         52  $       134  $         48  $         46  $         69
Dental  $    1,316  $       710
Air Travel
Trips/Vacations  $       877  $       185  $    4,396  $ 10,097
Car Rental/Gas
Spanish Lessons
TOTAL Discr.  $       793  $    1,294  $       719  $       813  $    2,145  $    1,079  $    4,718  $    1,087  $ 10,481  $       871  $    1,134
TOTAL ALL  $    2,550  $    2,946  $    2,741  $    2,666  $    4,203  $    2,828  $    5,922  $    2,843  $ 11,492  $    2,610  $    3,137

*Meals Out: Jan. 15x; Feb 11x; Mar 17x; April 14x; May 13x; June 15x; July 7x; Aug 9x; Sept. 3x; Oct 10x; Nov. 13x
*Drinks Only: Jan. 14x; Feb 10x; March 13x; April 12x; May 10x; June 11x; July 4x; Aug 7x; Sept 2x; 9x; Nov. 14x
*Legal: Jan. Passport Renewal
*Trips/Vacations:

   In February, we took a wonderful 4 day/3 night trip to see the Monarch Butterflies in the mountains of MX. This amount included transportation, hotels, meals, souvenirs, entrance fees, etc.

   In May, we took a 3 day trip with 8 other friends up the coast to Guayabitos for a quick get away.

   In July, we spent 25 days in the US. We flew to CT then across the country to Spokane, WA. The cost amount shown includes air fares, any hotels, meals & drinks out, new clothing/shoes/personal items, traveler's insurance & car liability insurance.

  During the month of September, we were only in PV one week as we were on our China/Thailand journey & then an unexpected trip back to the US for a family matter. I have accounted for all expenditures for both trips including visas, air fare, meals, tours, souvenirs, drinks, traveler's insurance, etc.