Saturday, June 1, 2019

BUDGET UPDATE - May, 2019

2019 came in with a roar! Time in Paradise is amazing!

As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.

As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool.  We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.

As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, TV, or electric. Internet and TV are included in the amount shown under Rent. We pay for 50 mbp of download but get closer to 75. We pay a bit extra and switched from cable to RealTV streaming ($37).

Living Expenses:  January  February   March     April          May
Rent w/util (Int/TV)  $  1,001  $   1,027  $ 1,030  $ 1,044  $     1,033
Electric  $       11  $          7  $        8  $        9  $            7
Cell Phone  $       20  $        22  $      22  $      56  $          27
Groceries  $     349  $      431  $      36  $    244  $        515
Meals Out  $     412  $      526  $    451  $    418  $        293
Drinks Only  $     343  $      218  $    122  $    111  $        148
Entertainment  $        90  $    281
Massages/Nails/Hair  $       80  $      103  $      70  $    121  $        137
Bus/Taxi/Uber  $     160  $        96  $    111  $    107  $        118
Dental   $          42
Incidentals  $     112  $      217  $      20  $    180  $          59
Medical Insurance  $     394  $      394  $    394  $    394  $        394
TOTAL  $  2,882  $   3,131  $ 2,545  $ 2,684  $     2,773
TOTAL W/O RENT  $  1,881  $   2,104  $ 1,515  $ 1,640  $     1,740
Discr Spending:
Clothes/Shoes/Gifts  $     145  $        79  $    364  $      40  $        137
Tours  $      165
Home Improve
Medical  $     100  $      20  $    271  $        188
Dental  $  1,596  $        662
Trips/Vacations  $ 1,911
TOTAL Discr.  $  1,841  $      244  $ 2,295  $    311  $        987
TOTAL ALL  $  4,723  $   3,375  $ 4,840  $ 2,995  $     3,760

* Meals Out: Jan 20x; Feb 18x; Mar 17x; April 16x;; May 10x
* Drinks Only: Jan 21x; Feb 13x; Mar 10x; April 8x; May 9x
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x; April 35x; May 31x
* Trips/Tours & General Rationale for some additional expenditures:
January: Mike's new tooth implant plus friends visiting.
February: Excursions & Oscar Party plus out of town friends  
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.
April: I had a colonoscopy ($345 all inclusive; some insurance reimbursement); my computer needed a new hard drive ($144), cell phone issues ($25).
May: 2 Costco grocery trips; Mike finished his dental implant & crown; Tricia had an ER trip, abdominal ultrasound, parasite test = all OK. 

Saturday, May 4, 2019

BUDGET UPDATE - April, 2019

2019 came in with a roar! Time in Paradise is amazing!

As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.

As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool.  We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.

As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, TV, or electric. Internet and TV are included in the amount shown under Rent ($69). We pay for 50 mbp of download but get closer to 75. We pay a bit extra and switched from cable to RealTV streaming ($37).

Living Expenses:   January  February   March     April
Rent w/util  $  1,001  $   1,027  $ 1,030  $ 1,044
Electric  $       11  $          7  $        8  $        9
Cell Phone  $       20  $        22  $      22  $      56
Groceries  $     349  $      431  $      36  $    244
Meals Out  $     412  $      526  $    451  $    418
Drinks Only  $     343  $      218  $    122  $    111
Entertainment  $        90  $    281
Massages/Nails/Hair  $       80  $      103  $      70  $    121
Bus/Taxi/Uber  $     160  $        96  $    111  $    107
Dental 
Incidentals  $     112  $      217  $      20  $    180
Medical Insurance  $     394  $      394  $    394  $    394
TOTAL  $  2,882  $   3,131  $ 2,545  $ 2,684
TOTAL W/O RENT  $  1,881  $   2,104  $ 1,515  $ 1,640
Discretionary Spending:
Clothes/Shoes/Gifts  $     145  $        79  $    364  $      40
Tours  $      165
Home Improve
Medical  $     100  $      20  $    271
Dental  $  1,596
Trips/Vacations  $ 1,911
TOTAL Discr.  $  1,841  $      244  $ 2,295  $    311
TOTAL ALL  $  4,723  $   3,375  $ 4,840  $ 2,995


* Meals Out: Jan 20x; Feb 18x; Mar 17x; April 16x
* Drinks Only: Jan 21x; Feb 13x; Mar 10x; April 8x
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x; April 35x
* Trips/Tours & General Rationale for some additional expenditures:
January: Mike's new tooth implant plus friends visiting.
February: Excursions & Oscar Party plus out of town friends  
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.
April: I had a colonoscopy ($345 all inclusive; some insurance reimbursement); my computer needed a new hard drive ($144), cell phone issues ($25).

Tuesday, April 9, 2019

BUDGET UPDATE - March, 2019

2019 came in with a roar! Time in Paradise is amazing!

As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.

As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool.  We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.

As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, cable TV, or electric. Internet and Cable TV are included in the amount shown under Rent.

Living Expenses:   January  February   March
Rent w/utilities  $  1,001  $   1,027  $ 1,030
Electric  $        11  $          7  $        8
Cell Phone  $        20  $        22  $      22
Groceries  $     349  $      431  $      36
Meals Out  $     412  $      526  $    451
Drinks Only  $     343  $      218  $    122
Entertainment  $        90  $    281
Massages/Nails/Hair  $        80  $      103  $      70
Bus/Taxi/Uber  $     160  $        96  $    111
Dental 
Incidentals  $     112  $      217  $      20
Medical Insurance  $     394  $      394  $    394
TOTAL  $  2,882  $   3,131  $ 2,545
TOTAL W/O RENT  $  1,881  $   2,104  $ 1,515
Discr Spending:
Clothes/Shoes/Gifts  $     145  $        79  $    364
Tours  $      165
Home Improve
Medical  $     100  $      20
Dental  $  1,596
Trips/Vacations  $ 1,911
TOTAL Discr.  $  1,841  $      244  $ 2,295
TOTAL ALL  $  4,723  $   3,375  $ 4,840

* Meals Out: Jan 20x; Feb 18x; Mar 17x
* Drinks Only: Jan 21x; Feb 13x; Mar 10x
* Taxis/Bus/Uber: Jan 45x; Feb 29x; Mar 36x
* Trips/Tours & General Rationale for some additional expenditures:
January: Mike's new tooth implant plus friends visiting.
February: Excursions & Oscar Party plus out of town friends  
March: Friends visiting & a 12 day vacation to Queretero, San Miguel de Allende & Guanajuato.

Friday, March 8, 2019

BUDGET UPDATE - February, 2019

2019 came in with a roar! Time in Paradise is amazing!

As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.

As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool.  We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.

As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, cable TV, or electric. Internet and Cable TV are included in the amount shown under Rent.

Living Expenses: January February
Rent w/util  $  1,001  $   1,027
Electric  $       11  $          7
Cell Phone  $       20  $        22
Groceries  $     349  $      431
Meals Out  $     412  $      526
Drinks Only  $     343  $      218
Entertainment  $        90
Massages/Nails/Hair  $       80  $      103
Bus/Taxi  $     160  $        96
Dental 
Incidentals  $     112  $      217
Medical Insurance  $     394  $      394
TOTAL  $  2,882  $   3,131
TOTAL W/O RENT  $  1,881  $   2,104
Discr Spending:
Clothes/Shoes/Gifts  $     145  $        79
Tours  $      165
Home Improve
Medical  $     100
Dental  $  1,596
Trips/Vacations
TOTAL Discr.  $  1,841  $      244
TOTAL ALL  $  4,723  $   3,375


* Meals Out: Jan 20x; Feb 18x
* Drinks Only: Jan 21x; Feb 13x
* Taxis/Bus/Uber: Jan 45x; Feb 29x
* Trips/Tours & General Rationale for some additional expenditures:
January: Mike's new tooth implant plus friends visiting.
February: Excursions & Oscar Party plus out of town friends  

Tuesday, February 12, 2019

BUDGET UPDATE - January, 2019

2019 came in with a roar! Time in Paradise is amazing!

As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 5 full years, as of December 15, 2018, that we have lived here.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.

As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool.  We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar.

As of our renewal lease on September 1, 2018, our rent of 18,000 pesos/month does not include internet, cable TV, or electric. Internet and Cable TV are included in the amount shown under Rent.

Living Expenses: January
Rent w/util  $  1,001
Electric  $       11
Cell Phone  $       20
Groceries  $     349
Meals Out  $     412
Drinks Only  $     343
Entertainment
Massages/Nails/Hair  $       80
Bus/Taxi  $     160
Dental 
Incidentals  $     112
Medical Insurance  $     394
TOTAL  $  2,882
TOTAL W/O RENT  $  1,881
Discr Spending:
Clothes/Shoes/Gifts  $     145
Tours
Home Improve
Medical  $     100
Dental  $  1,596
Trips/Vacations
TOTAL Discr.  $  1,841
TOTAL ALL  $  3,722

* Meals Out: Jan 20x
* Drinks Only: Jan 21x
* Taxis/Bus/Uber: Jan 45x
* Trips/Tours & General Rationale for some additional expenditures:
January: Mike's new tooth implant.

Sunday, January 6, 2019

YEAR END BUDGET UPDATE - December, 2018

2018 Came to an end!!

As a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 4 full years, as of December 15, 2017 that we have lived here.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.

As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool.  We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar. Our rent includes internet, cable TV, water, and gas. We continue to pay our own electric and $10US more for upgraded internet.

January was an extremely busy month with High Season in full swing and multiple friends from the states that came to see us. We did a fantastic Whale Watching boat trip out on the Bay & Mike went fishing with the guys. We also made a 25% deposit on a 2 week tour that we're taking in March to see the states of Oaxaca & Chiapas in the southern part of MX. Other expenditures were for our pneumonia vaccines ($218). And, Mike's continued knee issues so additional medical/PT expenditures.

February continued to be a busy month with several friends visiting, more show openings, but mostly it was a month of trying to figure out what is going on with Mike's knees. It's been determined that he will have knee surgery on his right knee when we return from a vacation in Oaxaca & Chiapas in March. This will be our first claim on our health insurance. So far, they've been very good with our expenses towards the deductible.

March was a very busy. We entertained friends in from out of town. March 6-18, we went on vacation in the states Oaxaca & Chiapas, Mexico. If you've never been, you MUST! What a beautiful country this is! We not only enjoyed all the history and beauty, we did some major damage in the shopping of artisan goods. And, less than two days after returning, Mike had his arthroscopic surgery on his right knee to repair a torn meniscus and have the cartilage scraped plus they injected fluid into his left knee. He did great! Within 3 days, he was walking without pain. A wonderful experience for what I consider our first major medical issue in MX. Couldn't have been more pleased with all facets of the medical service here!

April was a month of saying goodbye to many of our snowbird friends and catching up with others, as we don't seem to get together with our friends as much during high season because of visitors coming down for their vacations. So the combination blew our meals out & grocery budget! It was also a month of continued recovery for Mike's knee so many more taxi/Uber rides than normal.We also signed a year's extension on our lease!!

May brought a wonderful week on the Baja in Todos Santos, MX with good long time friends from the states. It included wonderful exploring and delicious food while just visiting on the beach or by their pool.

June brought friends on vacation. We enjoyed exploring and showing them our beautiful paradise.

July more friends on vacation, so we entertained them and went on a few excursions that we don't do normally.

August brought the rains and anticipation of our impending 7 week US/Europe trip. We began our journey on August 22, so all expenses for the trip are included in our accounting for September.

September was spent on our journey. We visited Nanaimo, BC; Spokane, WA & north up where we used to live in the Colville/Kettle Falls area. While there Mike was able to celebrate his 70th bd with friends & family; Chicago; Saugatuck, MI; Raleigh, NC, where we flew right into Hurricane Florence; CT & MA. Departed late on September 20 for Barcelona, Spain and the second leg of our trip. From Barcelona, we took a week long Mediterranean cruise stopping in Menorca, Corrsica, La Speiza, Polimbio & Porto Fino before returning to Barcelona. From there we flew to Athens, Greece.

October saw us embarking on another cruise with friends joining us for that week. Athens, Mykonos, Volos, Santorini & Nauplio. Once back in Athens, we flew to Istanbul, Turkey for 3 days where I celebrated my 67th bd. Then back to Vallarta via New York & Mexico City.  Arrived back in Vallarta on October 12, exhausted but very happy we experienced so much.

November was another month with some travel within MX. We went up into the mountains to celebrate Day of the Dead. It was incredible! Highly recommend!! It was also a month to celebrate friendships of returning snowbirds, the Theater season kicked into high gear & our refrigerator died, causing us to lose food.

December was a very busy month with many show openings at the Theaters, Christmas parties, snowbirds arriving, & the holidays.

OVERVIEW OF THE YEAR:
This was a year of travel all over the world for us. It wasn't our intention but one thing lead to the next. We started by deciding to go to Oaxaca & Chiapasm MX for 2 weeks last March.  It was fabulous!! MX is a gorgeous diverse country & we intend to see as much as possible. This was supposed to be our big vacation. So, we decided to take a month a visit family & friends in the states. But, since we were ending up in New York, I was able to talk Mike into taking advantage of great deals in Europe. So off we went after our month in the US & did 3 more weeks in Europe, Greece & Turkey. Within a couple of weeks returning to Vallarta, we were off to the mountains of Michoacan, MX for Day of the Dead. Needless to say, we had a fabulous year!!

Living Expenses:    January  February      March       April        May        June          July     August September   October November December
Rent w/util  $       928  $    1,008  $       957  $    1,024  $       980  $       935  $       928  $       994  $       973  $       973  $       972  $       971
Electric  $           9  $           8  $         11  $            -  $         13  $         33  $         42  $         41  $           7  $           9  $         17  $         10
Cell Phone  $         22  $         22  $         22  $         22  $         22  $         22  $         22  $         22  $         32  $         32  $         20  $         20
Groceries  $       198  $       211  $       171  $       452  $       263  $       395  $       201  $       230  $            -  $       290  $       448  $       194
Meals Out  $       463  $       371  $       216  $       559  $       220  $       357  $       422  $       324  $            -  $       293  $       471  $       472
Drinks Only  $       215  $       219  $         91  $       185  $       115  $       154  $       160  $         78  $            -  $       115  $       228  $       210
Entertainment  $         35  $       145  $         61  $         46  $         92  $         88  $            -  $            -  $         42  $         20  $         46
Massages/Nails/Hair  $         35  $         66  $       128  $         61  $       182  $       214  $         86  $            -  $       112  $         70  $         80
Bus/Taxi  $       112  $       148  $         74  $       171  $         55  $       143  $         88  $         70  $            -  $         52  $       143  $       138
Dental   $         40  $            -  $         94  $            -  $         81
Incidentals  $         97  $       126  $       132  $         81  $         87  $         52  $         45  $         48  $            -  $         68  $         83  $         65
Medical Insurance  $       365  $       365  $       365  $       365  $       365  $       365  $       365  $       394  $       394  $       394  $       394  $       394
TOTAL  $    2,479  $    2,623  $    2,166  $    3,073  $    2,181  $    2,730  $    2,575  $    2,381  $    1,406  $    2,380  $    2,866  $    2,681  $ 29,541
TOTAL W/O RENT  $    1,551  $    1,615  $    1,209  $    2,049  $    1,201  $    1,795  $    1,647  $    1,387  $       433  $    1,407  $    1,894  $    1,710  $ 17,898
Discr Spending:
Clothes/Shoes/Gifts  $       139  $       247  $         27  $       422  $            -  $         77  $         49  $       155  $       182  $       675  $       338  $       159
Tours  $       263  $       177  $       110  $         10  $       197  $         26  $         26
Home Improve  $         11  $            -  $         47  $       123  $       127  $            -  $            -
Medical  $       218  $       496  $    1,862  $            -  $            -  $            -  $            -  $            -  $       184
Dental  $            -
Trips/Vacations  $       174  $    4,541  $            -  $       641  $            -  $         73  $    3,963  $    8,917  $    1,061  $            -  $ 19,370
TOTAL Discr.  $       631  $       917  $    6,654  $       532  $       764  $       214  $       246  $       228  $    4,145  $    9,592  $    1,609  $            -  $ 25,532
TOTAL ALL  $    3,110  $    3,540  $    8,820  $    3,605  $    2,945  $    2,944  $    2,821  $    2,609  $    5,551  $ 11,972  $    4,475  $    2,681  $ 55,073


* Meals Out: Jan16x; Feb 11x; March 11x; April 18x; May 9x; June 18x; July 17x; August 13x; October 13x; November 15x; Dec 20x
* Drinks Only: Jan15x; Feb 13x; March 7x; April 16x; May 10x; June 14x; July 13x; August 5x; October 8x; November 16x; Dec 17x
* Taxis/Bus/Uber: Jan 39x; Feb 46x; March 26x; April 51x; May 19x; June 48x; July 31x; August 20x; October 22x; November 39x; Dec 44x
* Trips/Tours & General Rationale for some additional expenditures:
    January: Whale watching, extra medical PT for Mike.
    February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.
    March: We did 12 days in Oaxaca & Chiapas (included flights, buses, hotels, entry fees & breakfasts), went on a boat trip for a friend's bd party & all of the meds, payment of remaining Insurance deductible.
     April:  Increased meals out, groceries, & taxi/Uber rides.
     May: Baja trip including bus, airplane, gas, food, meals & drinks out, entry fees. I purchased a new dresser to finally be able to put away some clothes that were still in a suitcase.
     June: Friends visiting and we enjoyed being with them and showing off our beautiful paradise.
     July:  Friends visiting so a few extra meals out and Rhythms of the Night evening ($197).
     August: Just enjoyed our beautiful Vallarta.
     September: All expenses for our trips included EVERYTHING. Flights, car rentals, hotels, meals, drinks, Traveler's Insurance, tours, gas, & ferries. I only account for the US/Canadian portion of our trip in September.
      October: All expenses for our European trip are included in October.
      November:  Our trip to Morelia & Patzcuaro for Day of the Dead.
      December:  We did a day trip to a Raicilla making distillery up in the mountains.