Monday, October 6, 2014

BUDGET UPDATE - September, 2014 Puerto Vallarta

This chart is now dedicated to our living in Puerto Vallarta, Mexico. Anyone still wanting to take a look (and, they should) at our country and location comparisons from our living in Panama, Costa Rica, Ecuador, Nicaragua, and Mexico, you can find it in my Archives in March, 2014. 

I will now concentrate on a full year's monthly budget to show absolutely everything we spend money on. We have proved that you actually can live well in PV on the $1,800/mo budget, and I will continue to use the $1,800/mo as our goal because it keeps us accountable.  But I'm certainly not going to beat ourselves up over it if our expenditures creep a little closer to $2,000/mo.

We chose to keep our rental amount at what we were paying during high season because we found a great apartment exactly where we wanted to be and didn't really compromise on much. A very good value! And, because we are living here year round, we chose to purchase some items that make our life more comfortable and pleasing for us.  This was total Discretionary spending and not necessary at all to live here. 

We saw ourselves getting back into a normal routine for us, which is reflected in our living expenses once again being in line with our goal budget of $1,800/mo.

We continued to have some legal expenses because of our ongoing issue with our previous landlord.  If all goes as planned, this money will be paid back to us.

It was Mike's birthday month and so he was honored with a new underwater camera.

We also decided to purchase global Medivac membership for $420 for the year.  This will cover any form of transportation needed (helicopter, airplane, ambulance) to reach the location where it's necessary to receive the best care in the world.  A very small price to pay for both of us when considering a medivac flight back to the states would be at least $50,000.

Living Expenses: Dec - Jan, 2014 Jan - Feb Feb - March March - April April - May May - June June 13-July 29 August September
Rent w/util $1,050.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00
Electric $4.00 $50.00 $36.00
Cell Phone $16.00 $16.00 $16.00 $15.00 $16.00 $31.00 $125.00 $23.00 $0.00
Groceries $247.00 $308.00 $230.00 $331.00 $326.00 $298.00 $397.00 $372.00 $174.00
Meals Out $274.00 $283.00 $167.00 $382.00 $255.00 $224.00 $897.00 $273.00 $284.00
Drinks Only $211.00 $193.00 $164.00 $130.00 $160.00 $136.00 $0.00 $170.00 $110.00
Entertainment $70.00 $74.00 $102.00 $238.00 $72.00 $0.00 $164.00 $5.00 $0.00
Massages $40.00 $40.00 $40.00 $30.00 $33.00 $57.00 $0.00 $52.00 $57.00
Bus/Taxi $72.00 $28.00 $5.00 $21.00 $39.00 $14.00 $29.00 $45.00 $18.00
Dental Cleaning $24.00 $0.00 $0.00 $0.00 $14.00 $0.00 $0.00 $0.00 $39.00
Incidentals $22.00 $4.00 $23.00 $20.00 $31.00 $25.00 $844.00 $25.00 $82.00
TOTAL $2,026.00 $1,950.00 $1,747.00 $2,167.00 $1,946.00 $1,835.00 $3,456.00 $2,001.00 $1,764.00
TOTAL W/O RENT $976.00 $950.00 $747.00 $1,167.00 $946.00 $835.00 $2,456.00 $1,001.00 $764.00
Discr Spending:
Visas/Legal $72.00 $600.00 $402.00
Clothes/Shoes/Gifts $538.00 $145.00
Medical Ins. $129.00 $129.00 $129.00 $129.00 $129.00 $129.00 $129.00 $211.00 $631.00
Tours $203.00 $32.00
Home Improve $793.00 $1,110.00 $678.00 $120.00
Medical $60.00 $15.00 $184.00
Dental $118.00 $705.00
Air Travel $1,846.00
Hotels $38.00 $90.00
Car Rental/Gas $1,028.00
Spanish Lessons $117.00 $124.00 $36.00
TOTAL Discr. $449.00 $253.00 $225.00 $960.00 $1,372.00 $1,512.00 $3,703.00 $1,147.00 $1,178.00
TOTAL ALL $2,475.00 $2,203.00 $1,972.00 $3,127.00 $3,318.00 $3,347.00 $7,159.00 $3,148.00 $2,942.00
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