Monday, December 1, 2014

BUDGET UPDATE - November, 2014 Puerto Vallarta, Mexico

This chart is now dedicated to our living in Puerto Vallarta, Mexico. Anyone still wanting to take a look (and, they should) at our country and location comparisons from our living in Panama, Costa Rica, Ecuador, Nicaragua, and Mexico, you can find it in my Archives in March, 2014. 

I will now concentrate on a full year's monthly budget to show absolutely everything we spend money on. We have proved that you actually can live well in PV on the $1,800/mo budget, and I will continue to use the $1,800/mo as our goal because it keeps us accountable.  But I'm certainly not going to beat ourselves up over it if our expenditures creep a little closer to $2,000/mo.

We chose to keep our rental amount at what we were paying during high season because we found a great apartment exactly where we wanted to be and didn't really compromise on much. A very good value! And, because we are living here year round, we chose to purchase some items that make our life more comfortable and pleasing for us.  This was total Discretionary spending and not necessary at all to live here. 

Living Expenses: Dec - Jan, 2014 Jan - Feb Feb - March March - April April - May May - June June 13-July 29 August September October November
Rent w/util $1,050.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00
Electric $4.00 $50.00 $36.00 $115.00
Cell Phone $16.00 $16.00 $16.00 $15.00 $16.00 $31.00 $125.00 $23.00 $0.00 $30.00 $0.00
Groceries $247.00 $308.00 $230.00 $331.00 $326.00 $298.00 $397.00 $372.00 $174.00 $429.00 $265.00
Meals Out $274.00 $283.00 $167.00 $382.00 $255.00 $224.00 $897.00 $273.00 $284.00 $175.00 $263.00
Drinks Only $211.00 $193.00 $164.00 $130.00 $160.00 $136.00 $0.00 $170.00 $110.00 $196.00 $224.00
Entertainment $70.00 $74.00 $102.00 $238.00 $72.00 $0.00 $164.00 $5.00 $0.00 $13.00 $0.00
Massages $40.00 $40.00 $40.00 $30.00 $33.00 $57.00 $0.00 $52.00 $57.00 $70.00 $55.00
Bus/Taxi $72.00 $28.00 $5.00 $21.00 $39.00 $14.00 $29.00 $45.00 $18.00 $20.00 $32.00
Dental Cleaning $24.00 $0.00 $0.00 $0.00 $14.00 $0.00 $0.00 $0.00 $39.00 $0.00 $0.00
Incidentals $22.00 $4.00 $23.00 $20.00 $31.00 $25.00 $844.00 $25.00 $82.00 $26.00 $22.00
TOTAL $2,026.00 $1,950.00 $1,747.00 $2,167.00 $1,946.00 $1,835.00 $3,456.00 $2,001.00 $1,764.00 $2,074.00 $1,861.00
TOTAL W/O RENT $976.00 $950.00 $747.00 $1,167.00 $946.00 $835.00 $2,456.00 $1,001.00 $764.00 $1,074.00 $861.00
Discr Spending:
Visas/Legal $72.00 $600.00 $402.00 $223.00
Clothes/Shoes/Gifts $538.00 $145.00 $14.00
Medical/Life Ins. $129.00 $129.00 $129.00 $129.00 $129.00 $129.00 $129.00 $211.00 $631.00 $211.00 $846.00
Tours $203.00 $32.00 $2,152.00
Home Improve $793.00 $1,110.00 $678.00 $120.00 $605.00 $232.00
Medical $60.00 $15.00 $184.00 $91.00
Dental $118.00 $705.00 $600.00 $29.00
Air Travel $1,846.00
Hotels $38.00 $90.00 $90.00
Car Rental/Gas $1,028.00
Spanish Lessons $117.00 $124.00 $36.00
TOTAL Discr. $449.00 $253.00 $225.00 $960.00 $1,372.00 $1,512.00 $3,703.00 $1,147.00 $1,178.00 $3,895.00 $1,198.00
TOTAL ALL $2,475.00 $2,203.00 $1,972.00 $3,127.00 $3,318.00 $3,347.00 $7,159.00 $3,148.00 $2,942.00 $5,969.00 $3,059.00


*RENT:  Our rent includes completely furnished (no WD), water, propane, cable TV with 3 US stations, & high speed internet. 

*MEALS:  This month we went out 10 times where we paid.  We have been very fortunate to be invited out several times and our meals were paid for in exchange for sharing our knowledge about the area.

*DRINKS ONLY: This included 18 times that we went out for drinks only.  It's football season, so that means 3 times out a week just for watching the games at a local venue.

*MEDICAL/LIFE INSURANCE:  This month my annual life insurance policy premium came due at a cost of $635.

*HOME IMPROVEMENT:  We have continued to fine tune our apartment with some more art, plants, plant stand, sofa pillows, & kitchen items.

*MEDICAL: This month we took advantage of the medical clinics that are offered by Pam Thompson-Webb through www.healthcareresourcespv.com.  I had a full foot evaluation for $18; and, a full female evaluation including internal pelvic sonogram, pap smear, & external breast exam for $55.  Mike had a full head to toe skin exam for possible skin cancer by an Oncologist for $18. No issues were found for either of us!  Great inexpensive preventative care!!

*DENTAL:  Mike had his other front tooth veneer pop off.  It was reglued back on for $29. 
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