Tuesday, November 1, 2016

Budget Update - October, 2016

Wow, time is flying by here in beautiful PV where we once again proved that you can live well for a very reasonable budget. (See our Year End analysis published in January, 2015 & January, 2016.)

So, off we go again into this year trying to continue to live within our income but still keeping our goal of no more than $2,000/month for our true Living Expenses. And, if we keep our total expenses to no more than an average of $2,500/month, it leaves a good bit for our love of traveling and other "wants".

January was an extremely busy month for us! Many show openings that we love to attend. Free tickets in lieu of doing some advertising work for local entertainment venues. Thank You!!

February highlight was our trip to the mountains of MX to see the Monarch Butterflies. High season is in full swing.

March was a month of meeting up with many visiting friends & catching up with friends we really hadn't had a chance to see since the holidays. We splurged on several meals out.

April was the time we took to do some preventative medical exams. We are extremely grateful to have a medical guru here in PV. Pam Thompson-Webb of HealthCareResourcesPV.com. She runs medical clinics every month. As members (very inexpensive), we get discounted medical exams with specialists of all areas.

May! Oh, WOW!!!  Low Season, oh heck NO!!  So many people coming to town to check out living here. So many people moving to town to call this home!! A mini vacation with 8 other friends up the coast to Guayabitos, Restaurant Weeks where many wonderful restaurants offer their fabulous food at reduced special prices so that us on a budget can partake in their gourmet food, Pride Week, Friday Foodies all contributed to this wonderful month here in PV.

We also signed a new 2 year lease extension, so we made a few minor purchases to continue to make this our home - new bedspread, sheets with 1500 thread count, an antique mirror with PV history.

But, the biggest single expense for May was Mike deciding to get a tooth implant at Dental Avant Garde. He had a CT scan to see if he had enough bone ($108), then the actual surgery ($1,177). His crown will be placed after a 4-6 month healing process. This tipped the scale over our monthly budget goal but still well within our yearly income, which is our ultimate goal of living only on our income.

June saw a bit of a respite on the expenses sort of back to "normal", if there is such a thing. We had several friends move to PV, so we did a lot of catching up with each other. Our biggest expense this month, however, was as a celebration of signing our new 2 year lease extension in our condo, we treated ourselves to the purchase of a new "L" shaped, comfortable, fabric sofa!! So wonderful!

I also took a part time job doing media coordinating for a local organization. My time is most certainly not idle!!

July & Aug was spent between PV and the US. We took our annual East Coast to West Coast trip to visit family and friends. We renewed our health insurance, which had a slight increase.

On Aug. 20, we set off back to the states to begin our Bucket List journey to see China & Thailand for 22 days. But, before we embarked on that trip, we spent 3 lovely days in Las Vegas visiting our good friends, Lorena Peril & Ray Jon Narbaitz. We returned to PV on September 15.

We had an unexpected trip back to the US leaving PV on September 22 returning on October 5.

October is my birthday month. So this year, as I turned 65, I had a big party with a live band & custom birthday cake at Nacho Daddy.  We also made an unexpected acquisition of a used side by side stainless steel GE profile refrigerator at a terrific price. That then entailed that Mike had to buy parts and install the water/ice maker lines.

Living Expenses:    January  February     March      April       May       June        July    August September    October
Rent w/util  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800  $       800
Electric  $         18  $           9  $         11  $         12  $         14  $         25  $         20  $         25  $         17  $         29
Cell Phone  $         16  $         11  $         12  $         23  $         11  $         11  $         33  $         16  $         19  $         16
Groceries  $       192  $       190  $       202  $       271  $       218  $       229  $         37  $       274  $            -  $       164
Meals Out  $       363  $       262  $       463  $       355  $       508  $       418  $       192  $       332  $       102  $       259
Drinks Only  $       197  $       116  $       209  $       158  $       157  $       146  $         27  $       105  $         32  $       125
Entertainment  $         37  $         63  $       159  $         63  $       133  $            -  $         81  $         87
Massages  $         19  $         73  $         91  $         46  $         36  $         38  $         32  $         48  $         41
Bus/Taxi  $         15  $         28  $         29  $         55  $         37  $         17  $           3  $         42  $         21  $         18
Dental Cleaning  $         44
Incidentals  $       100  $       100  $         46  $         70  $       100  $         65  $         60  $         33  $         20  $       200
TOTAL  $    1,757  $    1,652  $    2,022  $    1,853  $    2,058  $    1,749  $    1,204  $    1,756  $    1,011  $    1,739
TOTAL W/O RENT  $       957  $       852  $    1,222  $    1,053  $    1,258  $       949  $       404  $       956  $       211  $       939
Discr Spending:
Visas/Legal  $       220  $            -  $         23
Clothes/Shoes/Gifts  $         48  $         95  $       284  $         63  $         77  $       641  $       121
Medical/Life Ins.  $       322  $       322  $       322  $       322  $       322  $       322  $       322  $       338  $       338  $       338
Tours  $         73
Home Improve  $       203  $       322  $       259  $       680  $         60  $       412
Medical  $         52  $       134  $         48  $         46
Dental  $    1,316
Air Travel
Trips/Vacations  $       877  $       185  $    4,396  $ 10,097
Car Rental/Gas
Spanish Lessons
TOTAL Discr.  $       793  $    1,294  $       719  $       813  $    2,145  $    1,079  $    4,718  $    1,087  $ 10,481  $       871
TOTAL ALL  $    2,550  $    2,946  $    2,741  $    2,666  $    4,203  $    2,828  $    5,922  $    2,843  $ 11,492  $    2,610

*Meals Out: Jan. 15x; Feb 11x; Mar 17x; April 14x; May 13x; June 15x; July 7x; Aug 9x; Sept. 3x; Oct 10x
*Drinks Only: Jan. 14x; Feb 10x; March 13x; April 12x; May 10x; June 11x; July 4x; Aug 7x; Sept 2x; 9x
*Legal: Jan. Passport Renewal
*Trips/Vacations:

   In February, we took a wonderful 4 day/3 night trip to see the Monarch Butterflies in the mountains of MX. This amount included transportation, hotels, meals, souvenirs, entrance fees, etc.

   In May, we took a 3 day trip with 8 other friends up the coast to Guayabitos for a quick get away.

   In July, we spent 25 days in the US. We flew to CT then across the country to Spokane, WA. The cost amount shown includes air fares, any hotels, meals & drinks out, new clothing/shoes/personal items, traveler's insurance & car liability insurance.

  During the month of September, we were only in PV one week as we were on our China/Thailand journey & then an unexpected trip back to the US for a family matter. I have accounted for all expenditures for both trips including visas, air fare, meals, tours, souvenirs, drinks, traveler's insurance, etc.

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