Thursday, March 1, 2018

BUDGET UPDATE - February, 2018

Another year (2017) bites the dust!! A challenging and changing one for sure!

So, as we begin the New Year of 2018, a brief explanation for any new folks that might be reading this blog. Mike & I decided to call Puerto Vallarta, MX our home after living in 5 other Latin American countries and 11 towns/villages. (You can read all about our journey by going to the Archives listed on the bottom right of the blog page.) It's now been 4 full years, as of December 15, 2017 that we have lived here.

The posted budget/expenditures are for 2 people and are reflected in US Dollars, since that's the method we get paid in.

As of September 1, 2017, we moved up the hill into Amapas into a condo complex with 11 units and larger pool.  We more than doubled our space and our view increased 1000%. It's a 2 bedroom, 2.5 bathroom, fully furnished, with a very large outdoor terrace. We now pay rent in pesos, so our rent fluctuates monthly based on the bank exchange rate with the US Dollar. Our rent includes internet, cable TV, water, and gas. We continue to pay our own electric and $10US more for upgraded internet.

January was an extremely busy month with High Season in full swing and multiple friends from the states that came to see us. We did a fantastic Whale Watching boat trip out on the Bay & Mike went fishing with the guys. We also made a 25% deposit on a 2 week tour that we're taking in March to see the states of Oaxaca & Chiapas in the southern part of MX. Other expenditures were for our pneumonia vaccines ($218). And, Mike's continued knee issues so additional medical/PT expenditures.

February continued to be a busy month with several friends visiting, more show openings, but mostly it was a month of trying to figure out what is going on with Mike's knees. It's been determined that he will have knee surgery on his right knee when we return from a vacation in Oaxaca & Chiapas in March. This will be our first claim on our health insurance. So far, they've been very good with our expenses towards the deductible.
Living Expenses:    January  February
Rent w/util  $       928  $    1,008
Electric  $           9  $           8
Cell Phone  $         22  $         22
Groceries  $       198  $       211
Meals Out  $       463  $       371
Drinks Only  $       215  $       219
Entertainment  $         35  $       145
Massages  $         35
Bus/Taxi  $       112  $       148
Dental Cleaning

Incidentals  $         97  $       126
Medical Insurance  $       365  $       365
TOTAL  $    2,479  $    2,623

TOTAL W/O RENT  $    1,551  $    1,615

Discr Spending:

Clothes/Shoes/Gifts  $       139  $       247
Tours  $       263
Home Improve  $         11  $            
Medical  $       218  $       496

Trips/Vacations  $       810  $       174
TOTAL Discr.  $    1,441  $       917

TOTAL ALL  $    3,920  $    3,540

* Meals Out: Jan16x; Feb 11x
* Drinks Only: Jan15x; Feb 13x
* Taxis/Bus/Uber: Jan 39x; Feb 46x
* Trips/Tours & General Rationale for some additional expenditures:
    January: Whale watching, deposit for trip to Oaxaca & Chiapas, extra medical PT for Mike.
    February: Weekend in Mascota & Talpa, doctors, meds & MRI for Mike's knee.